Chandigarh Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Chandigarh

Last Updated 08th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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  • Get upto 75% of current market value of your property as loan to grow your business or for personal use
  • High eligibility; multiple methods to suit your requirement
  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
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Loan against property is one of the lowest interest rate loan available to Chandigarh businesses, manufacturers and traders doing business with government offices and BPO, Hospitality and Tourism, Food and Agro Processing, Hospitality and Tourism. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Chandigarh for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Chandigarh

Bank Branch
Allahabad Bank ARMB CHANDIGARH | BADLI | CHANDIGARH | HALLOMAJRA | JHAJHAR | KANDIVALI | MANI MAJRA | SECTOR 8C MADHYA MARG | SECTOR34 A CHANDIGARH | SECTOR40 D CHANDIGARH
Andhra Bank CHANDIGARH | CHANDIGARH INDST AREA PHASE ONE | DHANAS | KISHANGARH | MANI MAJRA | SEC FORTY SEVEN CHANDIGARH | SEC TWENTY TWO CHANDIGARH | SECTOR 44 | SPECIAL HOUSING FINANACE | ZONAL OFFICE
Axis Bank BANSEPUR | CHANDIGARH | CHANDIGARH | INFOSYS CAMPUS CHANDIGARH | MADHYA MARG BRANCH | MANIMAJRA | PREMIUM BRANCH CHANDIGARH | SARSINI | SECTOR 16 CHANDIGARH | SECTOR 17 CHANDIGARH
Bank of Baroda ARMB CHANDIGARH | DHS EC CHANDIGARH | GRAIN MARKET | LAHORA | PHASE II INDUSTRIAL AREA | RAIPUR KHURD | SECTOR 17B | SECTOR 22B | SECTOR 30 C CHANDIGARH | SECTOR 37 D CHANDIGARH
Bank of Maharashtra 45C CHANDIGARH | CHANDIGARH | CHANDIGARH SECTOR38D | MOHALI PHASE II | SECTOR 47C CHANDIGARH
Canara Bank CHANDIGARH INDUSTRIAL AREA SME | CHANDIGARH PRIME CORPORATE | CIRLCE OFFICE | CONSUMER FINANCE | FOREIGN DEPARTMENT | MANIMAJRA | MICRO FINANCE | PANJAB UNI CAMPUS | SECTOR 17C | SECTOR 17C MAIN
Citibank MADHYA MARG
Corporation Bank CHANDIGARH MINI CAPS | CHANDIGARH SECTOR 35C | CHANDIGARH SECTOR 38 | CHANDIGARH SECTOR 8C | LUDHIANA SME LOAN CENTRE | MANIMAJRA
Dena Bank CHANDIGARH | SECTOR 38 CHANDIGARH
Federal Bank CHANDIGARH SECTOR 22 C | CHANDIGARH SECTOR 38 D | CHANDIGARH SECTOR 8 C
HDFC Bank 3BRD AIR FORCE STATION | CHANDIGARH SEC 22 UNION TERRITORY | CHANDIGARH SECTOR 17C | CHANDIGARH SECTOR 35B | CHANDIGARH SECTOR 37 | CHANDIGARH SECTOR 38 C | CHANDIGARH SECTOR 47 | CHANDIGARH SECTOR 8C | CHANDIGARH SECTOR 9C | ESTATE OFFICE
ICICI Bank CHANDIGARH SECTOR 17 C | CHANDIGARH SECTOR 19 | CHANDIGARH SECTOR 28 D | CHANDIGARH SECTOR 32 | CHANDIGARH SECTOR 34 A 1 | CHANDIGARH SECTOR 35C | CHANDIGARH SECTOR 38 | CHANDIGARH SECTOR 9C | CHANDIGARH SPS | JAMALPUR
IDBI Bank CCU CHANDIGARH | CHANDIGARH sector 43 B | MADHYA MARG | MALL ROAD | RETAIL ASSET
Indian Bank JUJHAR NAGAR | MADHYAMARG | MANI MAJRA | SECTOR 20D CHANDIGARH | SECTOR 34 CHANDIGARH | SECTOR 37D CHANDIGARH | SECTOR 40 CHANDIGARH | SECTOR 45 CHANDIGARH | SECTOR 9D CHANDIGARH
Indian Overseas Bank ASSET RECOVERY MANAGEMENT BRANCH CHANDIGARH | CHANDIGARH SEC 7 C | CHANDIGARH SEC 7 C | CHANDIGARH SECTOR 22 D | MANI MAJRA | MID CORPORATION CHANDIGARH | NAYA NANGAL | PTL CAMPUS | RAPID RETAIL CENTRE CHANDIGARH | SEC 32 CHANDIGARH
IndusInd Bank Chandigarh Sector-08
Kotak Bank CHANDIGARH SEC 9 | CHANDIGARH SECTOR 27 | CHANDIGARH SECTOR 35 B | MANI MAJRA NAC
PNB BACK OFFICE SEC 22D | CURRENCY CHEST BACK OFFICE | CURRENCY CHEST LINK OFFICE | DADDU MAJRA | DAV SCHOOL SECTOR 8 | DAV SCHOOL SECTOR 8C | DHANAS | HIGH VALUE BRANCH | HOUSING BOARD COMPLEX MANIMAJRA | INDUSTRIAL AREA
SBI AIR FORCE STATION CHANDIGARH | ATTAWA CHANDIGARH | CAC CHANDIGARH | CCPC JAMMU | CENTRALISED CLEARING PROCESSING CENTRE | CHANDIGARH HOUSING BOARD | CHANDIGARH MAIN | CITY SUB CENTRESECTOR34CHANDIGARH | CPPC | DERABASSI
Standard Chartered Bank CHANDIGARH SECTOR 9C
Syndicate Bank CHANDIGARH | CHANDIGARH SECTOR 36A | CHANDIGARH SECTOR 38 | CHANDIGARH SECTOR 47 | CHANNI HIMMAT JAMMU | R O : CHANDIGARH
Union Bank of India CHANDIGARH MAIN | CHANDIGARH PBS | CHANDIGARH SECTOR 32 | CHANDIGARH SERVICE BRANCH | CHANDIGRAH SECTOR 30 | DABWALI | MANI MAJARA | R O CHANDIGARH | RAB CHANDIGARH | SECTOR 21 C CHANDIGARH
Vijaya Bank CHANDIGARH MAIN | KHARARCHANDIGARH | MANI MAJRA | RACPCCHANDIGARH | REGIONAL OFFICE CHANDIGARH | SCPBCHANDIGARH | SECTOR 40CHANDIGARH
Yes Bank CHANDIGARH SEC 17

Loan Against Property Customer Care in Chandigarh, Email

Bank Customer Care Number
HDFC Bank 0172-6160616, loansupport@hdfcbank.com
Citibank 0172-5082484
Kotak Bank 0161-65006022
ICICI Bank 0172-3366777/ 0172-4445500
SBI 977-916-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 0172-5051348, homeloans@indiabulls.com
Allahabad Bank 0172-2709458, customercare@allahabadbank.in
HDFC 0172-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0172-6601444/ 0172-3940444, customer.care@sc.com
Axis Bank 0172-2620489
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0172-2605243/ 0172-2602245
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0172-701617
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075081, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 0172-773285
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 0172 - 2704386
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Nainital Bank 05946-2501520
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
06th Dec 16 Mortgage loan firms may seek margin money on LAP if realty prices crash
Mortgage firms may start seeking margin money on loan against property as they expect a slowdown in real estate market and fall in property prices. LAP segment is vulnerable to defaults in the existing market, given prevailing high Loan to Value (LTV) ratios, large ticket size lending and presence of loan products that calculate borrower loan eligibility based on the estimated cash flows of borrowers. Lenders are expected to reduce LTV ratio for new LAP loan by 5 to 10 per cent to address the additional risks in the segment.
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.