Bangalore Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Bangalore

Last Updated 11th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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Loan against property is one of the lowest interest rate loan available to Bangalore businesses, manufacturers and traders doing business with government offices and BPO, IT Services, Aviation, Steel, Real Estate, FMCG Consumer Goods. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Bangalore for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Bangalore

Bank Branch
Allahabad Bank AVALAHALLI | BANASANKARI | BANNERGHATTA | BASAVANGUDI | BORPATLA | BTM LAYOUT | CHAMRAJPET | DEVANAHALLI | GANGAVATHI | HANUMANTH NAGAR
Andhra Bank AKSHYANAGAR | ANANTH NAGAR | ANNAPOORNESWARI NAGAR | BAGALUR | BANASANKARI | BANAVARA | BANGALORE | BANNERGHATTA ROAD | BANSWADI | BETTADASANNAPURA
Axis Bank ANEKAL | AREKERE | ARUNA SAHAKARA BANK NIYAMITHA | ASHOKNAGAR COOPERATIVE BANK LIMITED | B H ROAD | BALLAPUR | BANASHANKARI | BANGALORE | BASAVANGUDI | BASAVESHWAR NAGAR
Bank of Baroda AMARJYOTHI NAGAR | ANEKAL | APMC YARD | ARADESHAHALLI | BANASHANKARI | BASAVANGUDI | BIKASIPURA | BRIGADE ROAD | BTM LAYOUT | BYRASANDRA
Bank of Maharashtra AGRI HITECH | ANEKAL | BANASWADI | BASAVANGUDI | BRIGADE ROAD | CHAMRAJ PETH | CHANDAPURA | CITY MARKET | GANDHINAGAR | INDIRA NAGAR
Canara Bank KALIDASA LAYOUT | NERALUR | ADICHUNCHANAGIRI MUTT | AGRI FINANCE | AGRICULTURAL INNOVATION CENTRE | AKSHYANAGAR | ALEHALLI | ARAKERE | ARAKERE | ARASINAKUNTE
Citibank JAYANAGAR | M G ROAD BANGALORE
Corporation Bank AKSHAY NAGAR | ANEKAL | AREKERE GATE CPBB | ATTIBELE | BAGALUR | BANASHANKARI | BANASWADI | BANDENALLASANDRA | BANGALORE AIRPORT ROAD | BANGALORE CANTONMENT
Dena Bank ASSET RECOVERY BRANCH | BANGALORE SERVICE | BRIGADE ROAD | BUDIGERE | CHAMRAJ NAGAR | CHIKKAMAGALURU | CHIKKAMAGALURU | CHOLA NAGAR | DEVANAHALLY | INDIRA NAGAR
Federal Bank ASSET RECOVERY | BALAGARANAHALLI | BALLAPUR | BANASHANKARI | BANASWADI | BANGALORE / JALAHALLI | BANGALORE / K R PURAM | BANGALORE HSR LAYOUT | BANGALORE J P NAGAR | BANGALORE SADASHIVA NAGAR
HDFC Bank 100 FEET ROAD INDIRA NAGAR | 18TH CROSS RD | 3RD BLOCK JAYA NAGAR | 8TH BLOCK JAYA NAGAR | AGARA JUNCTION BRANCH | AIRPORT ROAD | AMRUTHAHALLI | B NARAYANAPURA | BAGALUR | BALLAPUR
ICICI Bank 3RD BLOCK JAYANAGAR | 5TH BLOCK JAYANAGAR | ANANDA CO OPERATIVE BANK LIMITED | AREKERE | AVENUE ROAD | BAGALUR | BANASHANKARI 2ND STAGE | BANASHANKARI III STAGE BANGALORE | BANNERGHATTA ROAD JAYANAGAR | BASVESHWARNAGAR
IDBI Bank ANNA SALAI | BANA SHANKARI | BANASWADI | BANNERGHATTA | BASAVANAGUDI BRANCH | BTM LAYOUT | CCU | DEVANAHALLI | DOLLARS COLONY | ELECTRONIC CITY BRANCH
IDFC Bank BANGALORE RESIDENCY ROAD
Indian Bank AVENUE ROAD | BANASANKARI II STAGE | BANGALORE CANTONMENT | BASAVANGUDI | BENSON TOWN | BTM LAYOUT | CHAMARAJ PET | COMMERCIAL STREET | CUBBONPET MAIN ROAD | DEVANAHALLI
Indian Overseas Bank KAMMAGONDANAHALLI | AJJANAHALLI | APPA REDDY PALAYAI NEW ISRO CLY | BANASHANKAR III STAGE | BANNERGHATTA ROAD | BASAVANAGUDI | BILEKAHALLI | BOMMANAHALLI | BROOKE FIELDS | CENTRAL STREET
IndusInd Bank Bidadi | Devanahalli | Jayanagar | Malleswaram | SAHAKARA NAGAR | SIR M VISVESVARAYA COOPERATIVE BANK BANGALORE | SIR M VISVESVARAYA COOPERATIVE BANK BTM LAYOUT | SIR M VISVESVARAYA COOPERATIVE BANK J P NAGAR | SIR M VISVESVARAYA COOPERATIVE BANK KENGERI SETELLITE TOWN | SIR M VISVESVARAYA COOPERATIVE BANK KONANAKUNTE
Karur Vysya Bank BALLAPUR | BANGALORE AVENUE ROAD | BANGALORE RLPC | BANGALORE WHITEFILED | BANGLORE CCO | BANGLORE DO | BASAVANAGUDI | BTM LAYOUT BANGALORE | CHANDAPUR | CHIKKABANAVARA
Kotak Bank BANASANKARI | BASAVESHWARA NAGAR | COLES ROAD | INDIRANAGAR | JAKKASANDRA | JP NAGAR | KAMMANAHALLI MAIN ROAD | KORAMANGLA | LAVELLE ROAD | MAJESTIC
PNB DOMLUR | ANAND NAGAR | BANASHANKARI | BANGALORE CANTT | BANGALORE CITY | BANGALORE MCB | BANNERGATTA ROAD | BEGUR ELECTRONIC CITY | BMJ HOSPITAL VASANTH | CHICKPET
SBI 100FT RING ROAD | 30 MISSION ROAD | 56 MISSION ROAD | ADE BANGALORE | ADMINISTRATIVE UNIT ZONAL OFFICE ZONE 2 NETWORK II | ADUGODI | AERO ENGINE FACTORY | AFS JALAHALLI EAST | AFS JALAHALLI WEST | AFS YELAHANKA
Standard Chartered Bank CUNNINGHAM ROAD | M G ROAD | RESIDENCY ROAD
Syndicate Bank 3RD BLOCK JAYANAGAR | ANEKAL | ASSET RECOVERY MANAGEMENT BR | ATTIBELE | BACK OFFICE | BALEPET | BANASHANKARI | BANASHANKARI II STAGE | BANASWADI | BANGALORE MEG
Union Bank of India ASSET RECOVERY BRANCH | B T M LAYOUT | B V K IYENGAR ROAD | BANGALORE CANTONMENT | BANGALORE CITY AVENUE ROAD | BASAVESHWAR NAGAR | BHUVANESHWARI NAGAR | CHAMRAJPET | CHANDAPURA | CHANDRA LAYOUT
Vijaya Bank A R M B | ADUGODI | AIRPORT EXTENTION COUNTER | AL AMEEN EDU SOCIETY EXTN COUNTER | ALIPUR | B T M LAYOUT | BALDWIN BOYS SCHOOL EC BRG RD | BALDWIN GIRLS HIGH SCHOOL EXTENTION COUNTER | BANASHANKARI | BANNERGHATTA
Yes Bank BANSHANKRI | BVK IYENGAR ROAD | CHARTERED SAHAKARI BANK NIYAMITHA | HSR LAYOUT | J P Nagar | JAYANAGAR | KAMANAHALLI | KORAMANGALA | LUDHIANA | SAHAKAR NAGAR

Loan Against Property Customer Care in Bangalore, Email

Bank Customer Care Number
HDFC Bank 080-61606161, loansupport@hdfcbank.com
Citibank 080-22272484
Kotak Bank 080-66006022
ICICI Bank 080-33667777/ 080-44455000
SBI 973-193-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 900-839-0909, yestouch@yesbank.in
Indiabulls 080-30141853, homeloans@indiabulls.com
Allahabad Bank 080-25590985, customercare@allahabadbank.in
HDFC 080-41183000
Indian Bank 080-22958809
Standard Chartered Bank 080-66014444/ 080-39404444, customer.care@sc.com
Axis Bank 080-25317830
United Bank of India 1800-345-0345
Andhra Bank 080-26578833, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 080-25589520/ 080-25588641
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 080-22224746
Federal Bank 1800-425-1199
Dena Bank 1800-233-6427
IDBI Bank 080 2238 6757
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 080-26623206
State Bank of Mysore 080-25587463
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-425-8053
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 080-7193-5507, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 080 - 25808905
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 080-27832081
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Nainital Bank 05946-2501520
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Equitas Housing Finance 1800-3000-3030, hfcomplaints@equitas.in
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
06th Dec 16 Mortgage loan firms may seek margin money on LAP if realty prices crash
Mortgage firms may start seeking margin money on loan against property as they expect a slowdown in real estate market and fall in property prices. LAP segment is vulnerable to defaults in the existing market, given prevailing high Loan to Value (LTV) ratios, large ticket size lending and presence of loan products that calculate borrower loan eligibility based on the estimated cash flows of borrowers. Lenders are expected to reduce LTV ratio for new LAP loan by 5 to 10 per cent to address the additional risks in the segment.
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.