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Compare United Bank of India vs RBL Bank Loan Against Property

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Interest Rate
Interest Rate
10.75% - 10.75%
7.90% - 15.00%
Processing Fees
Processing Fees
Upto 1.00%
Upto 1.25%
Min ₹ 7,500;
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 10 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 60%
Upto 65%
Maximum Tenure
Maximum Tenure
7 Years
15 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,699
₹ 950
Benchmark Rate
Benchmark Rate
1_year MCLR
Minimum Age
Minimum Age
21 Years
23 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
Y - OD
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of United Bank of India and RBL Bank

Loan Amount United Bank of India RBL Bank
₹ 10 Lakh ₹ 16,991 ₹ 9,499
₹ 15 Lakh ₹ 25,487 ₹ 14,248
₹ 30 Lakh ₹ 50,974 ₹ 28,497
₹ 50 Lakh ₹ 84,956 ₹ 47,494

Which is a better bank for Loan Against Property – RBL Bank or United Bank of India?

RBL Bank offers lower Loan Against Property EMI at ₹ 950 on a Loan Against Property for 15 Years as compared to United Bank of India with a minimum EMI of ₹ 1,699 for 7 Years. Average customer ratings for RBL Bank is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does RBL Bank Loan Against Property compare with United Bank of India Loan Against Property?

It is important to do a detailed comparison of RBL Bank and United Bank of India on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of RBL Bank Loan Against Property is 7.90%, which is lower than the lowest interest rate of United Bank of India at 10.75% and hence, RBL Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, United Bank of India charges a lower processing fees of 1.00% of the loan amount vs RBL Bank with a processing fees of 1.25% of loan amount.
  • United Bank of India offers Loan Against Property upto 65% of the property value while RBL Bank offers mortgage loan upto 60% of property value. Hence, United Bank of India can be a better option if you are looking for a high value amount.
  • United Bank of India is a with its Loan Against Property rates benchmarked to RLLR. RBL Bank is a with its home loan rates benchmarked to MCLR.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.
  • One unique feature of United Bank of India is its overdraft facility which allows borrowers to minimize their interest outgo by paying interest only on the loan amount utilized. This scheme makes it an apt choice for self-employed and businessmen with fluctuating fund requirements.

Which bank offers a lower interest rate on Loan Against Property – RBL Bank or United Bank of India?

As per the current rates, RBL Bank offers a lower interest rate of 7.90% on Loan Against Property when compared to United Bank of India which offers a Loan Against Property at 10.75%.

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