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Compare RBL Bank vs PNB Housing Finance Loan Against Property

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Bank
Interest Rate
Interest Rate
7.90% - 15.00%
8.75% - 10.15%
Processing Fees
Processing Fees
Upto 1.25%
Min ₹ 7,500;
Upto 0.75%
Maximum Loan Amount
Maximum Loan Amount
₹ 10 Cr
₹ 5 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 65%
Upto 60%
Maximum Tenure
Maximum Tenure
15 Years
20 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 950
₹ 884
Benchmark Rate
Benchmark Rate
1_year MCLR
PLR
Minimum Age
Minimum Age
23 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4.2/5.0
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Compare Loan Against Property EMI of RBL Bank and PNB Housing Finance

Loan Amount RBL Bank PNB Housing Finance
₹ 10 Lakh ₹ 9,499 ₹ 8,837
₹ 15 Lakh ₹ 14,248 ₹ 13,256
₹ 30 Lakh ₹ 28,497 ₹ 26,511
₹ 50 Lakh ₹ 47,494 ₹ 44,186

Which is a better bank for Loan Against Property – RBL Bank or PNB Housing Finance?

PNB Housing Finance offers lower Loan Against Property EMI at ₹ 884 on a Loan Against Property for 20 Years as compared to RBL Bank with a minimum EMI of ₹ 950 for 15 Years. Average customer ratings for PNB Housing Finance is currently at 4.2/5.0 which makes it a good choice for taking a Loan Against Property.

How does RBL Bank Loan Against Property compare with PNB Housing Finance Loan Against Property?

It is important to do a detailed comparison of RBL Bank and PNB Housing Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of RBL Bank Loan Against Property is 7.90%, which is lower than the lowest interest rate of PNB Housing Finance at 8.75% and hence, RBL Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, PNB Housing Finance charges a lower processing fees of 0.75% of the loan amount vs RBL Bank with a processing fees of 1.25% of loan amount.
  • PNB Housing Finance offers Loan Against Property upto 65% of the property value while RBL Bank offers mortgage loan upto 60% of property value. Hence, PNB Housing Finance can be a better option if you are looking for a high value amount.
  • PNB Housing Finance is a with its Loan Against Property rates benchmarked to PLR. RBL Bank is a with its home loan rates benchmarked to MCLR.
  • PNB Housing Finance has an average customer ratings of 4.2, while has an average customer rating of , based on which it is clear that PNB Housing Finance has a high customer service focus, an easy Loan Against Property process and a quick turnaround.

Which bank offers a lower interest rate on Loan Against Property – RBL Bank or PNB Housing Finance?

As per the current rates, RBL Bank offers a lower interest rate of 7.90% on Loan Against Property when compared to PNB Housing Finance which offers a Loan Against Property at 8.75%.

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