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Compare Loan Against Property - Punjab and Sind Bank vs RBL Bank

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Interest Rate
Interest Rate
9.35% - 9.95%
% - %
Processing Fees
Processing Fees
Upto 1.00%
Min ₹ 2,000; Max ₹ 50,000
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 10 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 50%
Upto %
Maximum Tenure
Maximum Tenure
12 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,158
₹ 0
Benchmark Rate
Benchmark Rate
1_year MCLR
Minimum Age
Minimum Age
21 Years
23 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare EMI of Punjab and Sind Bank and RBL Bank Loan Against Property

Loan Amount Punjab and Sind Bank RBL Bank
₹ 10 Lakh ₹ 11,578
₹ 15 Lakh ₹ 17,367
₹ 30 Lakh ₹ 34,735
₹ 50 Lakh ₹ 57,892

Which is a better bank for Loan Against Property – RBL Bank or Punjab and Sind Bank?

RBL Bank offers lower Loan Against Property EMI at ₹ 0 on a Loan Against Property for 15 as compared to Punjab and Sind Bank with a minimum EMI of ₹ 1,158 for 12 Years. Average customer ratings for RBL Bank is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does RBL Bank Loan Against Property compare with Punjab and Sind Bank Loan Against Property?

It is important to do a detailed comparison of RBL Bank and Loan Against Property on all loan terms and conditions to understand their differences and take an informed decision. Keep in mind that each bank’s scheme has its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of RBL Bank Loan Against Property is %, which is lower than the lowest interest rate of Punjab and Sind Bank at 9.35% and hence, RBL Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, RBL Bank charges a lower processing fees of Nil vs Punjab and Sind Bank with a processing fees of 1.00% of loan amount.
  • Punjab and Sind Bank offers Loan Against Property upto 50% of the property value while RBL Bank offers mortgage loan upto % of property value. Hence, Punjab and Sind Bank can be a better option if you are looking for a high value amount.
  • Punjab and Sind Bank is a Public Sector Bank with its Loan Against Property rates benchmarked to RLLR. RBL Bank is a Private Bank with its home loan rates benchmarked to MCLR.
  • has an average customer ratings of , while has an average customer rating of , based on which it is clear that has a high customer service focus, an easy Loan Against Property process and a quick turnaround.

Which bank offers lower interest rate on Loan Against Property – RBL Bank or Punjab and Sind Bank?

As per the current rates, RBL Bank offers a lower interest rate of % on Loan Against Property when compared to Punjab and Sind Bank which offers a Loan Against Property at 9.35%.

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Loan Against Property News - Aug 2021
  • 2021-07-16 : Amalgamation of Bank of Baroda, erstwhile Vijaya Bank and erstwhile Dena Bank
    Bank of Baroda, on its website, stated that the IFSC codes of the erstwhile Vijaya Bank and Dena Bank were discontinued on March 1, 2021. Customers have been asked to apply for cheque books with the new MICR code at the earliest.
  • 2021-07-16 : UBI update on change in IFSC code for merged banks - Andhra Bank and Corporation Bank
    Union Bank of India (UBI) on Friday said the IFSC codes of the erstwhile e-Andhra Bank and e-Corporation Bank branches will change with effect from July 1, 2021. Customers of the erstwhile banks will have to get new cheque books with changed IFSC and MICR codes
  • 2021-07-16 : Bandhan Bank total loans rise 8% to ₹80,128 crore in Q1, deposits up 28%
    Bandhan Bank witnessed an 8% rise in its loans and advances to ₹80,128 crores in the June quarter this fiscal. The loans and advances during the same period of 2020 stood at ₹74,331 crore. Compared sequentially, it was down by 8% from ₹87,043 crores in the March quarter. Total deposits grew by 28% year-on-year to ₹77,336 crores, while the CASA (current account and savings account) deposits jumped by 48% to ₹33,197 crores in the first quarter of 2021-22.
  • 2021-07-15 : Indian Bank merger with Allahabad Bank - Change in IFSC
    The Indian Bank, which has merged with the Allahabad Bank, carried out a software migration over the weekend. As the merger got completed, new rules had been issued by the bank with regard to its services. Existing customers were asked on July 1 to get a new IFSC code to carry out online transactions smoothly.
  • 2021-07-15 : OBC & UBI merged with PNB
    After the merger of OBC and UBI with PNB in April 2020, PNB has now updated the IFSC codes of all the branches of PNB and UBI. New IFSC codes have come into effect from July 1, 2021.
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