MyLoanCare is a FREE of cost service for borrowers

Get Cashback of Upto ₹1,000* on Property Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare Loan Against Property - Piramal Housing Finance vs DCB Bank

Download Comparison
Bank
Parameters
Interest Rate
Interest Rate
11.50% - 11.50%
12.72% - 12.72%
Processing Fees
Processing Fees
Upto 0.50%
Upto 1.00%
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 10 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 75%
Upto 70%
Maximum Tenure
Maximum Tenure
20 Years
15 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,066
₹ 1,247
Benchmark Rate
Benchmark Rate
PLR
1_year MCLR
Minimum Age
Minimum Age
23 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
Add Bank

Compare EMI of Piramal Housing Finance and DCB Bank Loan Against Property

Loan Amount Piramal Housing Finance DCB Bank
₹ 10 Lakh ₹ 10,664 ₹ 12,469
₹ 15 Lakh ₹ 15,996 ₹ 18,703
₹ 30 Lakh ₹ 31,993 ₹ 37,406
₹ 50 Lakh ₹ 53,321 ₹ 62,344

Which is a better bank for Loan Against Property – Piramal Housing Finance or DCB Bank?

Piramal Housing Finance offers lower Loan Against Property EMI at ₹ 1,066 on a Loan Against Property for 20 Years as compared to DCB Bank with a minimum EMI of ₹ 1,247 for 15 Years. Average customer ratings for Piramal Housing Finance is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Piramal Housing Finance Loan Against Property compare with DCB Bank Loan Against Property?

It is important to do a detailed comparison of Piramal Housing Finance and Loan Against Property on all loan terms and conditions to understand their differences and take an informed decision. Keep in mind that each bank’s scheme has its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Piramal Housing Finance Loan Against Property is 11.50%, which is lower than the lowest interest rate of DCB Bank at 12.72% and hence, Piramal Housing Finance is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Piramal Housing Finance charges a lower processing fees of 0.50% of the loan amount vs DCB Bank with a processing fees of 1.00% of loan amount.
  • Piramal Housing Finance offers Loan Against Property upto 75% of the property value while DCB Bank offers mortgage loan upto 70% of property value. Hence, Piramal Housing Finance can be a better option if you are looking for a high value amount.
  • Piramal Housing Finance is a HFC with its Loan Against Property rates benchmarked to PLR. DCB Bank is a Private Bank with its home loan rates benchmarked to MCLR.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers lower interest rate on Loan Against Property – Piramal Housing Finance or DCB Bank?

As per the current rates, Piramal Housing Finance offers a lower interest rate of 11.50% on Loan Against Property when compared to DCB Bank which offers a Loan Against Property at 12.72%.

Popular Loan Against Property Tools

Popular Search for Piramal Housing Finance Loan Against Property

Popular Search for DCB Bank Loan Against Property

Compare Piramal Housing Finance Loan Against Property With Other Banks

Compare DCB Bank Loan Against Property With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.65%. Cashback of up to ₹ 1,000.

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000 .

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.50% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 7.20%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Loan Against Property News - Jun 2021
  • 2021-06-14 : IDFC First Bank’s helping hand for the covid-affected families of employees
    To help the families of employees who lost their lives due to covid, IDFC First Bank is offering compensation of upto 4 times of the CTC along with a salary of two years. Along with that, the bank is also wavering the loans of such employees to reduce the burden on the employees’ family.
  • 2021-06-10 : Rural Loan Collections to be affected by the Second wave
    As the borrowers are continuously facing the issues created by the pandemic, India Ratings - a rating agency reported that the collections of Rural Loan which includes Home Loan, Loan Against Property, Business Loan, Personal Loan, etc. will be vastly affected because of the second wave of Covid-19.
  • 2021-06-10 : Edelweiss to become co-lending partners with Central Bank of India
    Edelweiss Retail Finance Ltd. (ERFL) strengthened its co-lending partnership with the Central Bank of India in order to ensure priority sector lending to the MSMEs. MSMEs can now avail collateral free loans of upto 50 lakhs and Loan against property of upto Rs 10 crores.
  • 2021-06-10 : Central Bank of India to become co-lending partners with Edelweiss
    Edelweiss Retail Finance Ltd. (ERFL) strengthened its co-lending partnership with the Central Bank of India in order to ensure priority sector lending to the MSMEs. MSMEs can now avail collateral free loans of upto 50 lakhs and Loan against property of upto Rs 10 crores.
  • 2021-06-09 : Growth of upto 18% expected by IIFL Home Finance on loans
    IIFL Home Finance expects a growth on its loan book which includes Home loans and Loan against property of upto 18%.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...