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Compare Karnataka Bank vs DBS Bank Loan Against Property

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Bank
Interest Rate
Interest Rate
10.89% - 12.29%
8.15% - 8.15%
Processing Fees
Processing Fees
NIL
Upto 1.00%
Maximum Loan Amount
Maximum Loan Amount
₹ 1 Cr
₹ 3 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 80%
Upto 65%
Maximum Tenure
Maximum Tenure
15 Years
15 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,130
₹ 964
Benchmark Rate
Benchmark Rate
RLLR
RLLR
Minimum Age
Minimum Age
21 Years
21 Years
Maximum Age
Maximum Age
60 Years
65 Years
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of Karnataka Bank and DBS Bank

Loan Amount Karnataka Bank DBS Bank
₹ 10 Lakh ₹ 11,297 ₹ 9,643
₹ 15 Lakh ₹ 16,945 ₹ 14,465
₹ 30 Lakh ₹ 33,891 ₹ 28,930
₹ 50 Lakh ₹ 56,485 ₹ 48,217

Which is a better bank for Loan Against Property – DBS Bank or Karnataka Bank?

DBS Bank offers lower Loan Against Property EMI at ₹ 964 on a Loan Against Property for 15 Years as compared to Karnataka Bank with a minimum EMI of ₹ 1,130 for 15 Years. Average customer ratings for DBS Bank is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does DBS Bank Loan Against Property compare with Karnataka Bank Loan Against Property?

It is important to do a detailed comparison of DBS Bank and Karnataka Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of DBS Bank Loan Against Property is 8.15%, which is lower than the lowest interest rate of Karnataka Bank at 10.89% and hence, DBS Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Karnataka Bank charges a lower processing fees of Nil vs DBS Bank with a processing fees of 1.00% of loan amount.
  • DBS Bank offers Loan Against Property upto 80% of the property value while Karnataka Bank offers mortgage loan upto 65% of property value. Hence, DBS Bank can be a better option if you are looking for a high value amount.
  • DBS Bank is a with its Loan Against Property rates benchmarked to RLLR. On the other hand, Karnataka Bank is a with its home loan rates benchmarked to RLLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Loan Against Property – DBS Bank or Karnataka Bank?

As per the current rates, DBS Bank offers a lower interest rate of 8.15% on Loan Against Property when compared to Karnataka Bank which offers a Loan Against Property at 10.89%.

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