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Compare Jammu And Kashmir Bank vs Piramal Housing Finance Loan Against Property

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Bank
Interest Rate
Interest Rate
9.20% - 9.20%
11.50% - 11.50%
Processing Fees
Processing Fees
Upto 0.20%
Upto 0.50%
Maximum Loan Amount
Maximum Loan Amount
₹ 1 Cr
₹ 5 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 60%
Upto 75%
Maximum Tenure
Maximum Tenure
7 Years
20 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,619
₹ 1,066
Benchmark Rate
Benchmark Rate
RLLR
PLR
Minimum Age
Minimum Age
21 Years
23 Years
Maximum Age
Maximum Age
60 Years
65 Years
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of Jammu And Kashmir Bank and Piramal Housing Finance

Loan Amount Jammu And Kashmir Bank Piramal Housing Finance
₹ 10 Lakh ₹ 16,191 ₹ 10,664
₹ 15 Lakh ₹ 24,286 ₹ 15,996
₹ 30 Lakh ₹ 48,572 ₹ 31,993
₹ 50 Lakh ₹ 80,954 ₹ 53,321

Which is a better bank for Loan Against Property – Jammu And Kashmir Bank or Piramal Housing Finance?

Piramal Housing Finance offers lower Loan Against Property EMI at ₹ 1,066 on a Loan Against Property for 20 Years as compared to Jammu And Kashmir Bank with a minimum EMI of ₹ 1,619 for 7 Years. Average customer ratings for Piramal Housing Finance is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Jammu And Kashmir Bank Loan Against Property compare with Piramal Housing Finance Loan Against Property?

It is important to do a detailed comparison of Jammu And Kashmir Bank and Piramal Housing Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Jammu And Kashmir Bank Loan Against Property is 9.20%, which is lower than the lowest interest rate of Piramal Housing Finance at 11.50% and hence, Jammu And Kashmir Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Jammu And Kashmir Bank charges a lower processing fees of 0.20% of the loan amount vs Piramal Housing Finance with a processing fees of 0.50% of loan amount.
  • Jammu And Kashmir Bank offers Loan Against Property upto 75% of the property value while Piramal Housing Finance offers mortgage loan upto 60% of property value. Hence, Jammu And Kashmir Bank can be a better option if you are looking for a high value amount.
  • Jammu And Kashmir Bank is a with its Loan Against Property rates benchmarked to RLLR. Piramal Housing Finance is a with its home loan rates benchmarked to PLR.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Loan Against Property – Jammu And Kashmir Bank or Piramal Housing Finance?

As per the current rates, Jammu And Kashmir Bank offers a lower interest rate of 9.20% on Loan Against Property when compared to Piramal Housing Finance which offers a Loan Against Property at 11.50%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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