Compare Loan Against Property - Indian Bank vs Indiabulls

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Bank	SBI HDFC ICICI Bank Axis Bank Citibank PNB Housing Finance LIC Housing Finance Kotak Bank Yes Bank Bajaj Home Finance IDFC First Bank RBL Bank Syndicate Bank IDBI Bank Union Bank of India Lakshmi Vilas Bank Allahabad Bank Andhra Bank Bank of India Canara Bank Central Bank of India Punjab and Sind Bank UCO Bank Federal Bank United Bank of India DBS Bank Piramal Housing Finance Cholamandalam IndusInd Bank Jammu And Kashmir Bank Edelweiss South Indian Bank Karnataka Bank Dhan Laxmi Bank DCB Bank HDFC Bank Karur Vysya Bank PNB OBC Indian Overseas Bank Indian Bank Corporation Bank HSBC Bank Standard Chartered Bank	SBI HDFC ICICI Bank Axis Bank Citibank PNB Housing Finance LIC Housing Finance Kotak Bank Yes Bank Bajaj Home Finance IDFC First Bank RBL Bank Syndicate Bank IDBI Bank Union Bank of India Lakshmi Vilas Bank Allahabad Bank Andhra Bank Bank of India Canara Bank Central Bank of India Punjab and Sind Bank UCO Bank Federal Bank United Bank of India DBS Bank Piramal Housing Finance Cholamandalam IndusInd Bank Jammu And Kashmir Bank Edelweiss South Indian Bank Karnataka Bank Dhan Laxmi Bank DCB Bank Indiabulls HDFC Bank Karur Vysya Bank PNB OBC Indian Overseas Bank Corporation Bank HSBC Bank Standard Chartered Bank
Parameters
Interest Rate	Interest Rate 10.50% - 10.65%	9.99% - 9.99%
Processing Fees	Processing Fees Upto 1.17%	Upto 1.00% Min ₹ 5,000;
Maximum Loan Amount	Maximum Loan Amount ₹ 2 Cr	₹ 3 Cr
Loan to Property Value Ratio	Loan to Property Value Ratio Upto 50%	Upto 65%
Maximum Tenure	Maximum Tenure 7 Years	10 Years
Lowest EMI Per Lakh	Lowest EMI Per Lakh ₹ 1,686	₹ 1,321
Benchmark Rate	Benchmark Rate RLLR	PLR
Minimum Age	Minimum Age 18 Years	23 Years
Maximum Age	Maximum Age 60 Years	70 Years
Overdraft Facility	Overdraft Facility N	N
Customer Ratings (Read Reviews)	Customer Ratings (Read Reviews)

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Compare EMI of Indian Bank and Indiabulls Loan Against Property

Loan Amount	Indian Bank	Indiabulls
₹ 10 Lakh	₹ 16,861	₹ 13,210
₹ 15 Lakh	₹ 25,291	₹ 19,814
₹ 30 Lakh	₹ 50,582	₹ 39,629
₹ 50 Lakh	₹ 84,303	₹ 66,048

Which is a better bank for Loan Against Property – Indiabulls or Indian Bank?

Indiabulls offers lower Loan Against Property EMI at ₹ 1,321 on a Loan Against Property for 10 Years as compared to Indian Bank with a minimum EMI of ₹ 1,686 for 7 Years. Average customer ratings for Indiabulls is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Indiabulls Loan Against Property compare with Indian Bank Loan Against Property?

It is important to do a detailed comparison of Indiabulls and Loan Against Property on all loan terms and conditions to understand their differences and take an informed decision. Keep in mind that each bank’s scheme has its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

Lowest Interest rate of Indiabulls Loan Against Property is 9.99%, which is lower than the lowest interest rate of Indian Bank at 10.50% and hence, Indiabulls is offering a cheaper loan option.
When compared on other Loan Against Property charges such as processing fees, Indiabulls charges a lower processing fees of 1.00% of the loan amount vs Indian Bank with a processing fees of 1.17% of loan amount.
Indian Bank offers Loan Against Property upto 65% of the property value while Indiabulls offers mortgage loan upto 50% of property value. Hence, Indian Bank can be a better option if you are looking for a high value amount.
Indian Bank is a Public Sector Bank with its Loan Against Property rates benchmarked to RLLR. Indiabulls is a HFC with its home loan rates benchmarked to PLR.
has an average customer ratings of , while has an average customer rating of , based on which it is clear that has a high customer service focus, an easy Loan Against Property process and a quick turnaround.
Indian Bank offers special discounted rate Loan Against Property schemes for women, while Indiabulls currently doesn’t have such schemes for women. Hence, women borrowers should definitely evaluate Indian Bank.

Which bank offers lower interest rate on Loan Against Property – Indiabulls or Indian Bank?

As per the current rates, Indiabulls offers a lower interest rate of 9.99% on Loan Against Property when compared to Indian Bank which offers a Loan Against Property at 10.50%.

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Loan Against Property News - Jun 2021

2021-06-14 : IDFC First Bank’s helping hand for the covid-affected families of employees
To help the families of employees who lost their lives due to covid, IDFC First Bank is offering compensation of upto 4 times of the CTC along with a salary of two years. Along with that, the bank is also wavering the loans of such employees to reduce the burden on the employees’ family.
2021-06-10 : Rural Loan Collections to be affected by the Second wave
As the borrowers are continuously facing the issues created by the pandemic, India Ratings - a rating agency reported that the collections of Rural Loan which includes Home Loan, Loan Against Property, Business Loan, Personal Loan, etc. will be vastly affected because of the second wave of Covid-19.
2021-06-10 : Edelweiss to become co-lending partners with Central Bank of India
Edelweiss Retail Finance Ltd. (ERFL) strengthened its co-lending partnership with the Central Bank of India in order to ensure priority sector lending to the MSMEs. MSMEs can now avail collateral free loans of upto 50 lakhs and Loan against property of upto Rs 10 crores.
2021-06-10 : Central Bank of India to become co-lending partners with Edelweiss
Edelweiss Retail Finance Ltd. (ERFL) strengthened its co-lending partnership with the Central Bank of India in order to ensure priority sector lending to the MSMEs. MSMEs can now avail collateral free loans of upto 50 lakhs and Loan against property of upto Rs 10 crores.
2021-06-09 : Growth of upto 18% expected by IIFL Home Finance on loans
IIFL Home Finance expects a growth on its loan book which includes Home loans and Loan against property of upto 18%.

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