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Compare Indiabulls vs Karnataka Bank Loan Against Property

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Interest Rate
Interest Rate
9.99% - 9.99%
10.89% - 12.29%
Processing Fees
Processing Fees
Upto 1.00%
Min ₹ 5,000;
Maximum Loan Amount
Maximum Loan Amount
₹ 3 Cr
₹ 1 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 65%
Upto 80%
Maximum Tenure
Maximum Tenure
10 Years
15 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,321
₹ 1,130
Benchmark Rate
Benchmark Rate
Minimum Age
Minimum Age
23 Years
21 Years
Maximum Age
Maximum Age
70 Years
60 Years
Overdraft Facility
Overdraft Facility
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of Indiabulls and Karnataka Bank

Loan Amount Indiabulls Karnataka Bank
₹ 10 Lakh ₹ 13,210 ₹ 11,297
₹ 15 Lakh ₹ 19,814 ₹ 16,945
₹ 30 Lakh ₹ 39,629 ₹ 33,891
₹ 50 Lakh ₹ 66,048 ₹ 56,485

Which is a better bank for Loan Against Property – Indiabulls or Karnataka Bank?

Karnataka Bank offers lower Loan Against Property EMI at ₹ 1,130 on a Loan Against Property for 15 Years as compared to Indiabulls with a minimum EMI of ₹ 1,321 for 10 Years. Average customer ratings for Karnataka Bank is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Indiabulls Loan Against Property compare with Karnataka Bank Loan Against Property?

It is important to do a detailed comparison of Indiabulls and Karnataka Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Indiabulls Loan Against Property is 9.99%, which is lower than the lowest interest rate of Karnataka Bank at 10.89% and hence, Indiabulls is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Karnataka Bank charges a lower processing fees of Nil vs Indiabulls with a processing fees of 1.00% of loan amount.
  • Karnataka Bank offers Loan Against Property upto 80% of the property value while Indiabulls offers mortgage loan upto 65% of property value. Hence, Karnataka Bank can be a better option if you are looking for a high value amount.
  • Karnataka Bank is a with its Loan Against Property rates benchmarked to RLLR. Indiabulls is a with its home loan rates benchmarked to PLR.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Loan Against Property – Indiabulls or Karnataka Bank?

As per the current rates, Indiabulls offers a lower interest rate of 9.99% on Loan Against Property when compared to Karnataka Bank which offers a Loan Against Property at 10.89%.

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