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Compare Edelweiss vs Karur Vysya Bank Loan Against Property

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Bank
Interest Rate
Interest Rate
9.25% - 18.20%
9.25% - 12.50%
Processing Fees
Processing Fees
Upto 2.00%
Upto 0.50%
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 5 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 60%
Upto 40%
Maximum Tenure
Maximum Tenure
15 Years
9 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,029
₹ 1,368
Benchmark Rate
Benchmark Rate
PLR
RLLR
Minimum Age
Minimum Age
25 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
N
Y - OD
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4/5.0
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Compare Loan Against Property EMI of Edelweiss and Karur Vysya Bank

Loan Amount Edelweiss Karur Vysya Bank
₹ 10 Lakh ₹ 10,292 ₹ 13,676
₹ 15 Lakh ₹ 15,438 ₹ 20,514
₹ 30 Lakh ₹ 30,876 ₹ 41,027
₹ 50 Lakh ₹ 51,460 ₹ 68,379

Which is a better bank for Loan Against Property – Edelweiss or Karur Vysya Bank?

Edelweiss offers lower Loan Against Property EMI at ₹ 1,029 on a Loan Against Property for 15 Years as compared to Karur Vysya Bank with a minimum EMI of ₹ 1,368 for 9 Years. Average customer ratings for Edelweiss is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Edelweiss Loan Against Property compare with Karur Vysya Bank Loan Against Property?

It is important to do a detailed comparison of Edelweiss and Karur Vysya Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Edelweiss and Karur Vysya Bank Loan Against Property is 9.25%. Hence, both banks are at par in terms of interest rates on Loan Against Property.
  • When compared on other Loan Against Property charges such as processing fees, Karur Vysya Bank charges a lower processing fees of 0.50% of the loan amount vs Edelweiss with a processing fees of 2.00% of loan amount.
  • Karur Vysya Bank offers Loan Against Property upto 60% of the property value while Edelweiss offers mortgage loan upto 40% of property value. Hence, Karur Vysya Bank can be a better option if you are looking for a high value amount.
  • Karur Vysya Bank is a with its Loan Against Property rates benchmarked to RLLR. Edelweiss is a with its home loan rates benchmarked to PLR.
  • Karur Vysya Bank has an average customer ratings of 4, while has an average customer rating of , based on which it is clear that Karur Vysya Bank has a high customer service focus, an easy Loan Against Property process and a quick turnaround.
  • Karur Vysya Bank offers special discounted rate Loan Against Property schemes for women, while Edelweiss currently doesn’t have such schemes for women. Hence, women borrowers should consider Karur Vysya Bank.
  • One unique feature of Karur Vysya Bank is its overdraft facility which allows borrowers to minimize their interest outgo by paying interest only on the loan amount utilized. This scheme makes it an apt choice for self-employed and businessmen with fluctuating fund requirements.

Which bank offers a lower interest rate on Loan Against Property – Edelweiss or Karur Vysya Bank?

The lowest interest rate for both Edelweiss and Karur Vysya Bank on Loan Against Property currently starts from 9.25%, and hence, both banks are a good choice for potential borrowers.

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