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Compare Edelweiss vs IDBI Bank Loan Against Property

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Interest Rate
Interest Rate
9.98% - 18.20%
9.35% - 10.75%
Processing Fees
Processing Fees
Upto 2.00%
Upto 1.00%
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 10 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 60%
Upto 65%
Maximum Tenure
Maximum Tenure
15 Years
15 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,073
₹ 1,035
Benchmark Rate
Benchmark Rate
Minimum Age
Minimum Age
25 Years
25 Years
Maximum Age
Maximum Age
65 Years
70 Years
Overdraft Facility
Overdraft Facility
Y - OD
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of Edelweiss and IDBI Bank

Loan Amount Edelweiss IDBI Bank
₹ 10 Lakh ₹ 10,734 ₹ 10,352
₹ 15 Lakh ₹ 16,101 ₹ 15,528
₹ 30 Lakh ₹ 32,201 ₹ 31,056
₹ 50 Lakh ₹ 53,669 ₹ 51,760

Which is a better bank for Loan Against Property – IDBI Bank or Edelweiss?

IDBI Bank offers lower Loan Against Property EMI at ₹ 1,035 on a Loan Against Property for 15 Years as compared to Edelweiss with a minimum EMI of ₹ 1,073 for 15 Years. Average customer ratings for IDBI Bank is currently at 4/5.0 which makes it a good choice for taking a Loan Against Property.

How does IDBI Bank Loan Against Property compare with Edelweiss Loan Against Property?

It is important to do a detailed comparison of IDBI Bank and Edelweiss on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of IDBI Bank Loan Against Property is 9.35%, which is lower than the lowest interest rate of Edelweiss at 9.98% and hence, IDBI Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, IDBI Bank charges a lower processing fees of 1.00% of the loan amount vs Edelweiss with a processing fees of 2.00% of loan amount.
  • IDBI Bank offers Loan Against Property upto 65% of the property value while Edelweiss offers mortgage loan upto 60% of property value. Hence, IDBI Bank can be a better option if you are looking for a high value amount.
  • IDBI Bank is a with its Loan Against Property rates benchmarked to RLLR. Edelweiss is a with its home loan rates benchmarked to PLR.
  • IDBI Bank has an average customer ratings of 4, while has an average customer rating of , based on which it is clear that IDBI Bank has a high customer service focus, an easy Loan Against Property process and a quick turnaround.
  • One unique feature of IDBI Bank is its overdraft facility which allows borrowers to minimize their interest outgo by paying interest only on the loan amount utilized. This scheme makes it an apt choice for self-employed and businessmen with fluctuating fund requirements.

Which bank offers a lower interest rate on Loan Against Property – IDBI Bank or Edelweiss?

As per the current rates, IDBI Bank offers a lower interest rate of 9.35% on Loan Against Property when compared to Edelweiss which offers a Loan Against Property at 9.98%.

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Loan Against Property News - Dec 2022
  • 2022-11-02 : Karnataka Bank Registers Net Profit in the Q2 of 2022-23
    The bank has registered a net profit of ₹411.63 crores in the Q2 of 2022-23. In the corresponding quarter, it saw ₹125.61 crores, thus registering a growth of 227.70 percent.
  • 2022-10-18 : SBI Credit Card Holders ALERT! State Bank hikes charges on EMI transactions, Rent Payments
    In a move that may further make credit card usage costlier, the State Bank of India has revised certain charges for its credit card users. The new charges will come into effect from November 15. The processing fee on merchant EMI transactions has been revised to Rs 199 + applicable taxes from earlier Rs 99 + applicable taxes. Processing fee on rent payment transactions will be Rs 99 + applicable taxes," said the bank.
  • 2022-09-12 : Indian Overseas Bank raises MCLR rates by up to 0.10%
    Indian Overseas Bank has revised upwards the MCLR rates by 0.10 per cent across tenors. The benchmark 1-year tenor marginal cost of funds based lending rate (MCLR) has been revised to 7.75 per cent against the existing rate of 7.65 per cent. The two and three-year MCLRs have been hiked by a similar margin to 7.80 per cent each.
  • 2022-08-18 : HDFC bank opens its first all women branch in Kerela`s kozhikode.
    HDFC has opened its first all-women branch in Kozhikode. The branch, located in Cherootty Road, the hub of traders in the district, will have 4 women bankers. HDFC Bank is driving diversity and inclusion within the organization with a special focus on enhancing gender diversity.
  • 2022-08-18 : CCI`s nod to the merger of HDFC Bank, HDFC Ltd.
    The Competition Commission of India (CCI) has approved the proposal of merger of HDFC Bank and HDFC Ltd. Commission`s positive response to the combination involving amalgamation of HDFC Limited, HDFc Bank, HDFC Investments and HDFC Holdings.
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