MyLoanCare is a FREE of cost service for borrowers

Get Cashback of Upto ₹1,000* on Property Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare DBS Bank vs Karur Vysya Bank Loan Against Property

Download Comparison
Bank
Interest Rate
Interest Rate
8.15% - 8.15%
9.25% - 12.50%
Processing Fees
Processing Fees
Upto 1.00%
Upto 0.50%
Maximum Loan Amount
Maximum Loan Amount
₹ 3 Cr
₹ 5 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 65%
Upto 40%
Maximum Tenure
Maximum Tenure
10 Years
9 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,221
₹ 1,368
Benchmark Rate
Benchmark Rate
RLLR
RLLR
Minimum Age
Minimum Age
21 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
N
Y - OD
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4/5.0
Add Bank

Compare Loan Against Property EMI of DBS Bank and Karur Vysya Bank

Loan Amount DBS Bank Karur Vysya Bank
₹ 10 Lakh ₹ 12,212 ₹ 13,676
₹ 15 Lakh ₹ 18,318 ₹ 20,514
₹ 30 Lakh ₹ 36,636 ₹ 41,027
₹ 50 Lakh ₹ 61,061 ₹ 68,379

Which is a better bank for Loan Against Property – DBS Bank or Karur Vysya Bank?

DBS Bank offers lower Loan Against Property EMI at ₹ 1,221 on a Loan Against Property for 10 Years as compared to Karur Vysya Bank with a minimum EMI of ₹ 1,368 for 9 Years. Average customer ratings for DBS Bank is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does DBS Bank Loan Against Property compare with Karur Vysya Bank Loan Against Property?

It is important to do a detailed comparison of DBS Bank and Karur Vysya Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of DBS Bank Loan Against Property is 8.15%, which is lower than the lowest interest rate of Karur Vysya Bank at 9.25% and hence, DBS Bank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Karur Vysya Bank charges a lower processing fees of 0.50% of the loan amount vs DBS Bank with a processing fees of 1.00% of loan amount.
  • DBS Bank offers Loan Against Property upto 65% of the property value while Karur Vysya Bank offers mortgage loan upto 40% of property value. Hence, DBS Bank can be a better option if you are looking for a high value amount.
  • DBS Bank is a with its Loan Against Property rates benchmarked to RLLR. On the other hand, Karur Vysya Bank is a with its home loan rates benchmarked to RLLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • Karur Vysya Bank has an average customer ratings of 4, while has an average customer rating of , based on which it is clear that Karur Vysya Bank has a high customer service focus, an easy Loan Against Property process and a quick turnaround.
  • Karur Vysya Bank offers special discounted rate Loan Against Property schemes for women, while DBS Bank currently doesn’t have such schemes for women. Hence, women borrowers should consider Karur Vysya Bank.
  • One unique feature of Karur Vysya Bank is its overdraft facility which allows borrowers to minimize their interest outgo by paying interest only on the loan amount utilized. This scheme makes it an apt choice for self-employed and businessmen with fluctuating fund requirements.

Which bank offers a lower interest rate on Loan Against Property – DBS Bank or Karur Vysya Bank?

As per the current rates, DBS Bank offers a lower interest rate of 8.15% on Loan Against Property when compared to Karur Vysya Bank which offers a Loan Against Property at 9.25%.

Popular Loan Against Property Tools

Popular Search for DBS Bank Loan Against Property

Popular Search for Karur Vysya Bank Loan Against Property

Compare DBS Bank Loan Against Property With Other Banks

Compare Karur Vysya Bank Loan Against Property With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Loan Against Property News - Oct 2021
  • 2021-10-25 : Yes Bank Q2 Net Profit Up By 74 Percent
    Yes Bank has posted a growth in net profit of 74.3 percent to Rs 225 crore in the Q2 (FY2022) ended September 2021. There was an uptick in non-interest income and a dip in provisions due to lower slippages. The bank had posted a net profit of Rs 129 crore for Q2 in FY2021.
  • 2021-10-22 : IDBI Bank Net Profit Jumps To 75 percent
    IDBI Bank reported a 75 percent year-on-year (y-o-y) jump in net profit to Rs 567 crore for the quarter ended September. This is a result driven by a reduction in employee costs and an improvement in net interest income (NII). The bank’s NII, or the difference between interest earned and interest expended, rose 9.45 percent y-o-y to Rs 1,854 crore.
  • 2021-10-22 : South Indian Bank Ltd Posts Loss in Q2 FY2021-22
    For the quarter ended September 30, 2021, the total income of the bank was ₹ 1746.03 crores as against ₹2115.71 crores in the corresponding quarter of the previous year and ₹2081.73 crores in the previous quarter. As a result, the bank has reported a loss of Rs. 187.06 crore for Q2 of FY 2021-22.
  • 2021-10-22 : Bank of Maharashtra Q2 Profit Jumps To 103 percent
    Bank of Maharashtra posted a 102.71 percent Y-o-Y rise in its net profit to Rs 264 crore for the September quarter (Q2). The net interest margin improved to 3.27 percent on a Y-o-Y basis against 2.3% in the comparable quarter last year. Net interest income increased by 33.84 percent to Rs 1,500 crore, compared with Rs 1,120 crore during Q2FY21.
  • 2021-10-20 : Banks Gross NPAs To Increase To 8-9 Percent
    Gross Non-Performing Assets (NPAs) of banks are expected to increase to 8-9 percent in the current fiscal year according to reports of Crisil. Agency also suggests that Emergency Credit Line Guarantee Scheme (ECLGS) will help limit this increase.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...