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Compare Corporation Bank vs Punjab and Sind Bank Loan Against Property

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Bank
Interest Rate
Interest Rate
11.35% - 13.35%
9.35% - 9.95%
Processing Fees
Processing Fees
Upto 1.00%
Upto 1.00%
Min ₹ 2,000; Max ₹ 50,000
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 5 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 50%
Upto 50%
Maximum Tenure
Maximum Tenure
10 Years
12 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,397
₹ 1,158
Benchmark Rate
Benchmark Rate
RLLR
RLLR
Minimum Age
Minimum Age
18 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of Corporation Bank and Punjab and Sind Bank

Loan Amount Corporation Bank Punjab and Sind Bank
₹ 10 Lakh ₹ 13,974 ₹ 11,578
₹ 15 Lakh ₹ 20,961 ₹ 17,367
₹ 30 Lakh ₹ 41,922 ₹ 34,735
₹ 50 Lakh ₹ 69,869 ₹ 57,892

Which is a better bank for Loan Against Property – Punjab and Sind Bank or Corporation Bank?

Punjab and Sind Bank offers lower Loan Against Property EMI at ₹ 1,158 on a Loan Against Property for 12 Years as compared to Corporation Bank with a minimum EMI of ₹ 1,397 for 10 Years. Average customer ratings for Punjab and Sind Bank is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Punjab and Sind Bank Loan Against Property compare with Corporation Bank Loan Against Property?

It is important to do a detailed comparison of Punjab and Sind Bank and Corporation Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Punjab and Sind Bank Loan Against Property is 9.35%, which is lower than the lowest interest rate of Corporation Bank at 11.35% and hence, Punjab and Sind Bank is offering a cheaper loan option.
  • When compared to other Loan Against Property charges such as processing fees Corporation Bank and Punjab and Sind Bank charge the lowest processing fees as 1.00% of the loan amount.
  • Corporation Bank and Punjab and Sind Bank offer mortgage loan upto 50% of the value of the property. Hence, the same loan to property value ratio makes them a comparable option to choose from.
  • Corporation Bank is a with its Loan Against Property rates benchmarked to RLLR. On the other hand, Punjab and Sind Bank is a with its home loan rates benchmarked to RLLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Loan Against Property – Punjab and Sind Bank or Corporation Bank?

As per the current rates, Punjab and Sind Bank offers a lower interest rate of 9.35% on Loan Against Property when compared to Corporation Bank which offers a Loan Against Property at 11.35%.

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