MyLoanCare is a FREE of cost service for borrowers

Get Cashback of Upto ₹1,000* on Property Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare Citibank vs Jammu And Kashmir Bank Loan Against Property

Download Comparison
Bank
Interest Rate
Interest Rate
6.90% - 7.90%
9.20% - 9.20%
Processing Fees
Processing Fees
NIL
Upto 0.20%
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 1 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 70%
Upto 60%
Maximum Tenure
Maximum Tenure
15 Years
7 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 893
₹ 1,619
Benchmark Rate
Benchmark Rate
TBLR
RLLR
Minimum Age
Minimum Age
23 Years
21 Years
Maximum Age
Maximum Age
65 Years
60 Years
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4.4/5.0
4.4/5.0
Add Bank

Compare Loan Against Property EMI of Citibank and Jammu And Kashmir Bank

Loan Amount Citibank Jammu And Kashmir Bank
₹ 10 Lakh ₹ 8,932 ₹ 16,191
₹ 15 Lakh ₹ 13,399 ₹ 24,286
₹ 30 Lakh ₹ 26,797 ₹ 48,572
₹ 50 Lakh ₹ 44,662 ₹ 80,954

Which is a better bank for Loan Against Property – Citibank or Jammu And Kashmir Bank?

Citibank offers lower Loan Against Property EMI at ₹ 893 on a Loan Against Property for 15 Years as compared to Jammu And Kashmir Bank with a minimum EMI of ₹ 1,619 for 7 Years. Average customer ratings for Citibank is currently at 4.4/5.0 which makes it a good choice for taking a Loan Against Property.

How does Citibank Loan Against Property compare with Jammu And Kashmir Bank Loan Against Property?

It is important to do a detailed comparison of Citibank and Jammu And Kashmir Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Citibank Loan Against Property is 6.90%, which is lower than the lowest interest rate of Jammu And Kashmir Bank at 9.20% and hence, Citibank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Citibank charges a lower processing fees of Nil vs Jammu And Kashmir Bank with a processing fees of 0.20% of loan amount.
  • Citibank offers Loan Against Property upto 70% of the property value while Jammu And Kashmir Bank offers mortgage loan upto 60% of property value. Hence, Citibank can be a better option if you are looking for a high value amount.
  • Citibank is a with its Loan Against Property rates benchmarked to TBLR. Jammu And Kashmir Bank is a with its home loan rates benchmarked to RLLR.
  • Citibank with an average customer ratings of 4.4 is equally comparable to Jammu And Kashmir Bank with an average customer rating of 4.4, and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Loan Against Property – Citibank or Jammu And Kashmir Bank?

As per the current rates, Citibank offers a lower interest rate of 6.90% on Loan Against Property when compared to Jammu And Kashmir Bank which offers a Loan Against Property at 9.20%.

Popular Loan Against Property Tools

Popular Search for Citibank Loan Against Property

Popular Search for Jammu And Kashmir Bank Loan Against Property

Compare Citibank Loan Against Property With Other Banks

Compare Jammu And Kashmir Bank Loan Against Property With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 8.99% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Loan Against Property News - Sep 2021
  • 2021-09-20 : PNB Introduces Festival Bonanza Offer
    Punjab National Bank (PNB) has introduced a festival bonanza offer under which they reduced home loan interest to 6.80%. Also, the lender has waived off processing fees and documentation charges on all retail loans like home loans, personal loans, car loans, gold loans, property loans. These charges are valid till December 31, 2021.
  • 2021-09-01 : Mortgage lending has increased GDP by 11%
    National Housing Bank has informed that mortgage lending in India has increased India’s Gross Domestic Product (GDP) by 11%, an economy worth Rs 27 trillion. 65% of the loans are provided by banks and the rest 35% by NBFCs.
  • 2021-08-24 : Cholamandalam increases loan against property rates
    Cholamandalam has increased the interest rate on the loan against property. The lender is charging an interest rate of 11%, earlier it was 10%. The processing fee has also been increased to 2% of the loan amount.
  • 2021-08-16 : Bank of Maharashtra emerge as a top performer
    Bank of Maharashtra has emerged as a top performer among public sector lenders in terms of loans and deposits. The bank has recorded 14.46 percent increase in gross advances at Rs 1,10,592 lakh crore in April-June period of 2021-22.
  • 2021-08-13 : HDFC Bank presents Festive Offer
    HDFC Bank is offering various offers on the occasion of the Onam festival in Kerela. It is offering benefits on a car loan, two-wheeler loan, home loan, business loans, gold Loan, Loan against Securities and Loan against the property. Also, HDFC debit cards and credit cardholders will also get cashback and discounts. This offer is valid till September 30, 2021.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...