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Compare Cholamandalam vs Indiabulls Loan Against Property

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Interest Rate
Interest Rate
11.00% - 14.00%
9.25% - 9.25%
Processing Fees
Processing Fees
Upto 2.00%
Upto 1.00%
Min ₹ 5,000;
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 3 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 70%
Upto 65%
Maximum Tenure
Maximum Tenure
15 Years
10 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,137
₹ 1,280
Benchmark Rate
Benchmark Rate
Minimum Age
Minimum Age
21 Years
23 Years
Maximum Age
Maximum Age
65 Years
70 Years
Overdraft Facility
Overdraft Facility
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Loan Against Property EMI of Cholamandalam and Indiabulls

Loan Amount Cholamandalam Indiabulls
₹ 10 Lakh ₹ 11,366 ₹ 12,803
₹ 15 Lakh ₹ 17,049 ₹ 19,205
₹ 30 Lakh ₹ 34,098 ₹ 38,410
₹ 50 Lakh ₹ 56,830 ₹ 64,016

Which is a better bank for Loan Against Property – Indiabulls or Cholamandalam?

Cholamandalam offers lower Loan Against Property EMI at ₹ 1,137 on a Loan Against Property for 15 Years as compared to Indiabulls with a minimum EMI of ₹ 1,280 for 10 Years. Average customer ratings for Cholamandalam is currently at /5.0 which makes it a good choice for taking a Loan Against Property.

How does Indiabulls Loan Against Property compare with Cholamandalam Loan Against Property?

It is important to do a detailed comparison of Indiabulls and Cholamandalam on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Indiabulls Loan Against Property is 9.25%, which is lower than the lowest interest rate of Cholamandalam at 11.00% and hence, Indiabulls is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Indiabulls charges a lower processing fees of 1.00% of the loan amount vs Cholamandalam with a processing fees of 2.00% of loan amount.
  • Cholamandalam offers Loan Against Property upto 70% of the property value while Indiabulls offers mortgage loan upto 65% of property value. Hence, Cholamandalam can be a better option if you are looking for a high value amount.
  • Cholamandalam is a with its Loan Against Property rates benchmarked to PLR. On the other hand, Indiabulls is a with its home loan rates benchmarked to PLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Loan Against Property – Indiabulls or Cholamandalam?

As per the current rates, Indiabulls offers a lower interest rate of 9.25% on Loan Against Property when compared to Cholamandalam which offers a Loan Against Property at 11.00%.

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