MyLoanCare is a FREE of cost service for borrowers

Get Voucher of Upto ₹1,000* on Property Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare Bajaj Home Finance vs Citibank Loan Against Property

Download Comparison
Interest Rate
Interest Rate
8.10% - 18.00%
7.95% - 8.15%
Processing Fees
Processing Fees
Upto 0.10%
Maximum Loan Amount
Maximum Loan Amount
₹ 4 Cr
₹ 5 Cr
Loan to Property Value Ratio
Loan to Property Value Ratio
Upto 75%
Upto 70%
Maximum Tenure
Maximum Tenure
20 Years
15 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 843
₹ 953
Benchmark Rate
Benchmark Rate
Minimum Age
Minimum Age
25 Years
23 Years
Maximum Age
Maximum Age
70 Years
65 Years
Overdraft Facility
Overdraft Facility
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
Add Bank

Compare Loan Against Property EMI of Bajaj Home Finance and Citibank

Loan Amount Bajaj Home Finance Citibank
₹ 10 Lakh ₹ 8,427 ₹ 9,528
₹ 15 Lakh ₹ 12,640 ₹ 14,292
₹ 30 Lakh ₹ 25,280 ₹ 28,583
₹ 50 Lakh ₹ 42,134 ₹ 47,638

Which is a better bank for Loan Against Property – Citibank or Bajaj Home Finance?

Bajaj Home Finance offers lower Loan Against Property EMI at ₹ 843 on a Loan Against Property for 20 Years as compared to Citibank with a minimum EMI of ₹ 953 for 15 Years. Average customer ratings for Bajaj Home Finance is currently at 5/5.0 which makes it a good choice for taking a Loan Against Property.

How does Citibank Loan Against Property compare with Bajaj Home Finance Loan Against Property?

It is important to do a detailed comparison of Citibank and Bajaj Home Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Citibank Loan Against Property is 7.95%, which is lower than the lowest interest rate of Bajaj Home Finance at 8.10% and hence, Citibank is offering a cheaper loan option.
  • When compared on other Loan Against Property charges such as processing fees, Citibank charges a lower processing fees of Nil vs Bajaj Home Finance with a processing fees of 0.10% of loan amount.
  • Citibank offers Loan Against Property upto 75% of the property value while Bajaj Home Finance offers mortgage loan upto 70% of property value. Hence, Citibank can be a better option if you are looking for a high value amount.
  • Citibank is a with its Loan Against Property rates benchmarked to TBLR. Bajaj Home Finance is a with its home loan rates benchmarked to PLR.
  • Bajaj Home Finance has an average customer ratings of 5, while Citibank has an average customer rating of 4.4, based on which it is clear that Bajaj Home Finance has a high customer service focus, an easy Loan Against Property process and a quick turnaround.

Which bank offers a lower interest rate on Loan Against Property – Citibank or Bajaj Home Finance?

As per the current rates, Citibank offers a lower interest rate of 7.95% on Loan Against Property when compared to Bajaj Home Finance which offers a Loan Against Property at 8.10%.

Popular Loan Against Property Tools

Popular Search for Bajaj Home Finance Loan Against Property

Popular Search for Citibank Loan Against Property

Compare Bajaj Home Finance Loan Against Property With Other Banks

Compare Citibank Loan Against Property With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 7.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.49% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 7.60% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 7.95%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 7.05%.

    Invest Now
Loan Against Property News - Oct 2022
  • 2022-09-12 : Indian Overseas Bank raises MCLR rates by up to 0.10%
    Indian Overseas Bank has revised upwards the MCLR rates by 0.10 per cent across tenors. The benchmark 1-year tenor marginal cost of funds based lending rate (MCLR) has been revised to 7.75 per cent against the existing rate of 7.65 per cent. The two and three-year MCLRs have been hiked by a similar margin to 7.80 per cent each.
  • 2022-08-18 : HDFC bank opens its first all women branch in Kerela`s kozhikode.
    HDFC has opened its first all-women branch in Kozhikode. The branch, located in Cherootty Road, the hub of traders in the district, will have 4 women bankers. HDFC Bank is driving diversity and inclusion within the organization with a special focus on enhancing gender diversity.
  • 2022-08-18 : CCI`s nod to the merger of HDFC Bank, HDFC Ltd.
    The Competition Commission of India (CCI) has approved the proposal of merger of HDFC Bank and HDFC Ltd. Commission`s positive response to the combination involving amalgamation of HDFC Limited, HDFc Bank, HDFC Investments and HDFC Holdings.
  • 2022-05-13 : South Indian Bank Posts all-time High Net Profit in Q4
    The Bank has posted an all-time high net profit of ₹272 crores for Q4 in FY 22 against ₹6.79 crores during the corresponding period of the previous year.
  • 2022-05-13 : Ujjivan Small Finance Bank Profit Falls by 7% for Q4
    The bank has reported a 7 percent fall in its net profit to Rs 126.5 crore. Earlier, the bank had posted a net profit of Rs 136 crore in the same quarter of the preceding fiscal year 2020-21.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Please wait while your information is being processed...