DBS Loan Against Property EMI Calculator

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Lowest EMI on DBS Bank Loan Against Property - Rs. 1,324 per lakh

Last Updated 25th Oct 16
Loan Tenure
Loan Amount (Rs.) 7 years 10 years 10 years
2,500,000 Rs. 41,568 Rs. 33,107 Rs. 33,107
5,000,000 Rs. 83,135 Rs. 66,214 Rs. 66,214
7,500,000 Rs. 124,703 Rs. 99,321 Rs. 99,321
10,000,000 Rs. 166,270 Rs. 132,428 Rs. 132,428

Check DBS Loan Against Property EMI for a loan amount and tenure

DBS Bank Loan Against Property EMI Calculator
  • Loan Against Property EMI (or equated monthly instalment) is a fixed amount of money you pay DBS Bank towards repayment of your property loan every month on a fixed day of the month till your loan is fully paid back.
  • With DBS Bank now offering loan tenure upto 18 years at attractive interest rates starting is 10.05%, your EMI can be as low as Rs. 1324 per Rs. one lakh loan amount.
  • The Loan Against Property EMI comprises of both principal repayment and interest payment. While the EMI amount remains constant, the interest component of keeps reducing and the principal component keeps increasing, except in case of an increase in interest rate on the loan.
Use the above quick and easy tool to easily calculate and compare monthly EMI on DBS Bank Loan Against Property.

Will the DBS Loan Against Property EMI remain constant or change in future? What happens in case of increase or decrease in interest rate?

  • Typically, the Loan Against Property EMI remains unchanged unless the customer requests for a change and the same is approved by DBS Bank subject to its eligibility conditions (note that nominal charges may apply for effecting a customer initiated change in EMI).
  • In case the floating rate of interest on your loan increases, DBS Bank will typically keep the EMI constant but increase the loan tenure. So, you will pay the same EMI but for a longer duration. In case the interest rates increase to an extent that the revised loan tenure is more than the maximum permissible by DBS Bank, the bank may increase your EMI amount.

Will Loan Against Property EMI change in case of prepayment?

  • When you make a prepayment, the outstanding principal amount on your property loan reduces. You may choose to either keep the EMI the same and reduce the loan tenure (enabling you pay off the loan faster) or reduce the EMI and keep the loan tenure unchanged (thus paying lesser amount every month). It is beneficial to keep the EMI constant and reduce the loan tenure as you pay less interest to the bank in this option.
  • Note that DBS Bank may levy prepayment charges except on floating rate property loans sanctioned to individuals.

How does Loan Against Property EMI calculator calculate Loan Against Property EMI?

  • EMI is calculated using a combination of loan amount, loan tenure and interest rate.
  • EMI is calculated on a reducing balance basis and assuming payment of EMI in arrears (that is interest is charged for the month preceding the date of EMI payment on EMI date) and not in advance.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.
Loan Against Property @ 10.60%* Cashback Upto Rs. 5,000

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DBS Loan Against Property EMI Calculator News - Oct 2016
03rd Aug 16 DBS Bank keen on expanding digital offerings in India, says CEO Gupta
DBS Bank will launch a complete digital platform named Digibank in India for lending to SMEs by the end of this year. India will be the first market to launch digital SME platform by the bank in line with its strategic focus of expanding SME lending in India. DBS bank is also looking to open 48 more branches in India in the coming years if they get regulatory approval by the government.
28th Apr 16 DBS taps digital platform to grow retail banking operations
DBS Bank is looking to grow its retail banking operation using digital channels. DBS launched a mobile only bank on Tuesday and aims to garner 5 million customers and a deposit base of Rs.50000 crore over the next five years. The DBS mobile application named digibank will allow individuals to access a wallet at first and then open a savings deposit account with the bank. The balance in the account will earn 7% interest per annum.