All About Rajiv Awas Yojana

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Rajiv Awas Yojana was introduced on the objective of ‘Slum Free India’ with inclusive and equitable cities where every citizen has access to basic social amenities, civic infrastructure, and basic shelter. 

Mission of Rajiv Gandhi Awas Yojana: 

The main aim of Rajiv Awas Yojana is to encourage States / Union Territories to bring all existing slums under the formal system and enable them to avail of the basic amenities that are available for the rest of the people in the state or UT. It also aims to plan affordable housing facilities for the urban poor and initiating crucial policy changes required for facilitating the same.

Objectives of Rajiv Awas Yojana:

The main objectives of this scheme are mentioned below:

  1. Improving and providing housing facilities along with necessary civic infrastructure and social amenities in intervened slums.
  2. Expanding financial institutions that provide affordable credit to the urban poor. 
  3. Introducing new reforms to understand the causes that lead to the creation of slums. 
  4. Planning strategies to strengthen institutional and human resource capacities at the Municipal, City and State levels by building resource networks. 
  5. Empowering community by making sure that they participate at every stage of decision making during strengthening and nurturing Slum Dwellers’ Association/Federations.
  6. Under this scheme, rental and transit housing will be admissible.
  7. The operation and maintenance of assets created under this scheme will also be eligible for funding.
  8. RAY also extends financial support through public-private partnership (PPP) under the Affordable Housing in Partnership (AHP) component of the scheme.

Affordable Housing in Partnership (AHP)

The Government has also approved the scheme of Affordable Housing in Partnership (AHP) as part of Rajiv Awas Yojana (RAY). It aims to increase affordable housing stock as part of the preventive strategy. Centre provides support at the rate of Rs. 75,000 per Economically Weaker Sections (EWS)/Low Income Group (LIG) for Dwelling Units (DUs) of the size 21 to 40 sqm. in affordable housing projects. To be eligible for funding under this scheme, a project size must be of minimum 250 dwelling units. The dwelling units in the project can be a mix of LIG-A/LIG-B/EWS/Higher Categories/ Commercial. However, at least 60 percent of the FAR/ FSI should be utilized towards dwelling units of carpet area, not more than 60 sq.m.

Till date, a total of 21 projects from 3 States including Karnataka, Gujarat & Rajasthan for construction of 24141 DUs have been sanctioned under this scheme. The 1st installment of Rs.44.19 crore has been released. Out of the total DUs, the construction of 4,968 DUs has been completed, and 2,432 DUs have been occupied. Construction of 15,504 DUs is under progress.

So, overall, this scheme is beneficial for people residing in slums. They can now afford houses with basic social amenities and civic infrastructure. The Affordable Housing Partnership enables us to get funding through various partnerships, such as a private partnership. 

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