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Vijaya Bank IFSC Code Ropar Branch, MICR code, Address

IFSC Code of Vijaya Bank ROPAR, MICR Code of Vijaya Bank ROPAR

Get IFSC Code and MICR code of Vijaya Bank, Ropar, Punjab branch in RUPNAGAR city along with the address

Bank Vijaya Bank
IFSC Code VIJB0007530 (for money transfer by NEFT, RTGS and IMPS)
MICR Code 140029001
Address DOOR NO-24, STREET NO-2, MALHOTRA COLONY, BELLACHOWK, ROOPNAGAR
Contact Number 225022
Branch ROPAR
City RUPNAGAR
District Rupnagar
State Punjab
Personal Loan
@ 10.99%*
Home Loan
@ 8.35%*
Gold Loan
@ 9.50%*
Business Loan
@ 13.50%*
Loan Against Property
@ 9.25%*
Car Loan
@ 9.25%*
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Vijaya Bank Interest Rates in ROPAR, Rupnagar

Interest Rates*
Vijaya Bank MCLR Base Rate 8.35% - 8.75% Past Trend
Vijaya Bank Loan Against Property 11.90% - 11.90% Floating Get Details
Vijaya Bank Personal Loan 12.50% - 13.50% Get Details
Vijaya Bank FD Interest Rate 4.00% - 6.50% Get Details
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Ropar Ifsc Code
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Vijaya Bank News - Jun 2017
  • 2017-05-29 : Vijaya Bank plans to raise Rs. 1,000 crore
    Public sector lender, Vijaya Bank is planning to raise the equity capital of Rs. 1,000 crore. The funds will be raised through either qualified institution placement options (QIPs) or allotment of equity shares on preferential basis. The bank further stated that the purpose of raising the capital is to meet the growing capital requirement in terms of Basel III capital regulation.
  • 2017-05-13 : Vijaya Bank to raise capital of Rs. 1,000 crore from capital market
    Leading public sector lender, Vijaya Bank has announced that it will raise capital of Rs. 1,000 crore from the market. The bank has disclosed that it has a credit adequacy ratio (CRAR) of 12.73 % and it targets to take it to over 13 % by the end of March, 2018. Also the bank will focus to achieve strong growth in retail and MSME lending.
  • 2016-11-26 : Gold loan business in Mandya district hit bad after demonetization
    Gold loan disbursements in Mandya district of Mysore have been adversely affected post demonetisation. Since the currency ban, Vijaya Bank has reported only three new gold loans disbursals. Pawn brokers (individuals or private business who provide secured loans against personal property or gold of borrowers) are also facing a similar situation.
  • 2016-07-28 : Vijaya Bank Mudra cards help micro entrepreneurs
    Vijaya Bank is focusing more on MSME which has reported a growth of 22.50 per cent in FY16. Bank has achieved two out of three targets set under Prime Minister Task Force. Bank is working on growth of MSME sector by launching schemes like Make In India, Stand Up India, Start Up India and Pradhan Mantri Mudra Yojana. In the previous fiscal, bank has launched two MSME products such as V Swadesh and V Mudra Card. V Mudra Card help micro entrepreneurs to meet their working capital needs. Vijaya Bank has issued 39545 Mudra cards worth Rs. 173 crore and has been awarded as the Best Bank under Mudra Yojana.
  • 2016-07-22 : Vijaya Bank Q1 profit up 13.37 per cent on recoveries
    Vijaya Bank has reported a rise in profits by 13.37 per cent at Rs. 161.66 crore in the June quarter of FY17 as against Rs. 142.59 crore posted in the same period last year. The total income of the bank in the first quarter was at Rs. 3295.05 crore. Operating profit rose 16.80 per cent to Rs. 458.73 crore. The gross NPA of the bank as a percentage of total loans increased to 6.64 per cent. Net interest income increased by 18.18 per cent to Rs. 782.64 crore and net interest margin improved to 2.54 per cent.
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