Union Bank Of India IFSC Code Waverly Branch, MICR code, Address

Last Updated 05th May 2017

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Interest Rates in ,

	Interest Rates*	Tenure, Processing Fee
MCLR Base Rate	9.30%	Past Trend
Home Loan	8.60% - 8.65% Floating	Get Details
Loan Against Property	12.20% - 12.20% Floating	Get Details
Car Loan	9.00% - 0.00%	Get Details
FD Interest Rate	5.00% - 7.00%	Get Details

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

News - May 2017

2017-05-05 : Union Bank raises Rs. 500 crore via bonds
Public sector lender, Union Bank has raised Rs. 500 crore by issuing Basel III compliant bonds. The bank has reported that its issuance of 5,000 non-convertible, unsecured subordinated Basel III compliant bonds as additional tier 1 capital. The bonds will carry a face value of Rs. 10 lakh each aggregating to Rs. 500 crore and will be raised on a private placement basis.
2017-04-11 : Cyber attack on Union Bank of India similar to Bangladesh
A cyber attack on Union Bank by hackers through an e-mail attachment containing malware stole the bank’s access codes for SWIFT (Society for Worldwide Interbank Financial Telecommunications) and transferred around $170 million to a Union Bank account at Citigroup Inc. New York.
2017-03-04 : Union Bank to strengthen its retail and MSME loan portfolio
Union Bank of India is planning to focus on strengthening its business across various loan segments including retail and MSME loans to meet its targets. The bank has reported a decent growth in its share of domestic loans that increased to 54.8 percent during third quarter of FY17 as compared to 51 percent for the corresponding period in FY16.
2017-02-04 : Union Bank of India reduces MCLR by up to 15 basis points across various tenures
Union Bank of India has reduced its overnight and one month marginal cost of lending rates of to 8 and 8.20 percent as compared to 8.15 and 8.35 percent respectively. The revised three months and six months MCLR has been revised to 8.25 and 8.35 percent respectively. The bank has also reduced its three year MCLR by 5 basis points to 8.60 percent. The new rates are effective from 1st February, 2017.
2017-01-02 : Union Bank of India reduces MCLR by up to 90 basis points
Union Bank of India has reduced its overnight and three months marginal cost of lending rates to 8.15 and 8.40 percent as compared to 9.05 and 9.15 percent earlier. The revised MCLR for six months and one year now stands at 8.50 and 8.65 percent respectively. Similarly, three year MCLR has reduced to 8.75 percent as compared to 9.40 percent earlier. The rates are effective from 1st January, 2017.

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