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Kotak Bank Punjab IFSC code, MICR code, Address

Kotak Bank branch details in Punjab

  • Kotak Bank has 5 branches in Punjab spread over 5 districts of Amritsar, Barnala, Bhatinda, Faridkot, Fatehgarh Saheb, Fazilka, Firozpur, Gurdaspur, Hosiarpur, Jalandhar, Kapurthala, Ludhiana, Mansa, Moga, Mohali SAS Nagar, Muktsar, Nawanshahr, Pathankot, Patiala, Rupnagar, Sangrur, Tarn Taran.
  • Sangrur district, with 1 branches has the largest number of Kotak Bank branches in Punjab
For IFSC Branch Details Click Here
Personal Loan
@ 10.99%*
Home Loan
@ 8.35%*
Gold Loan
@ 10.50%*
Business Loan
@ 13.50%*
Loan Against Property
@ 8.50%*
Earn 7%* On
Savings Account

Kotak Bank Districtwise branches

District wise distribution of Kotak Bank branches in Punjab is as below. To find branch address, phone, IFSC code, MICR code of the branch that you are looking for, click on the district where the branch is located.

Other Statewise Branches of Kotak Bank

Punjab Ifsc Code
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Kotak Bank News - Oct 2017
  • 2017-10-18 : Kotak Mahindra Bank unveils Kona Kona Utsav scheme for home loans news
    Kotak bank is offering special rates on home loans, loan against property, working capital loans and business loans. Further, there is a part waiver on processing fees on home loans and business loans. These offers are valid on new loans availed by customers till December 31, 2017. Home loans during Kona Kona Utsav will be offered at 8.35% p.a.
  • 2017-10-17 : Kotak Mahindra lends 50% of its funds to retail borrowed news
    Due to lack of credit demand from corporate, retail continues to be the focus for banks. On similar lines, Kotak bank has advanced over Rs. 56,000 crore to retail borrowers of the total lending of Rs. 142,359, making retail credit constitute a 40% share of the total book. Kotak Bank is also eyeing a stronger growth in the business loan segment, where it offers attractive loans with no collateral and quick processing time.
  • 2017-10-16 : Credit growth on the rise since 2010- KMB news
    There has been a growth of 24% in small business, personal loan and credit cards advances of Kotak Bank since last year. These loans together account for Rs 18,277 crore, which translates to around 10% of its assets. With over 10 lakh credit card holders and 37% growth in its retail loans, Kotak Bank is eyeing aggressive growth in credit cards. Delinquency rates in credit cards have also dropped from 6% in 2010 to 1.5% in this fiscal. Several offers for ecommerce buyers such as easy EMI conversion and float loyalty programmes has led to this growth.
  • 2017-10-13 : Kotak Mahindra Bank offers festive loans news
    Festive offers on home loans, loan against property, working capital loans and business loans along with waiver of part of full processing charges was announced by Kotak Mahindra Bank during Kona Kona Utsav. Home Loans will be offered at 8.35 percent per annum to all new customers until the end of December 2017.
  • 2017-10-12 : Defaulters have a 2nd chance of getting loans at Kotak Bank news
    In order to give defaulters a second chance, Kotak has initiated psychometric tests to analyse whether the default made by a customer was deliberate or due to financial weakness and whether the client has any intentions of defaulting again, irrespective of the financial strength. Kotak has partnered up with Index Advisory, the firm which has built the psychometric test, to measure borrower credit profile.
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