Kotak Bank IFSC Code Lajpat Nagar Ii Branch, MICR code, Address

IFSC Code of Kotak Bank LAJPAT NAGAR II, MICR Code of Kotak Bank LAJPAT NAGAR II

Get IFSC Code and MICR code of Kotak Bank, Lajpat nagar ii, Delhi branch in Delhi city along with the address

Bank	Kotak Bank
IFSC Code	KKBK0000198 (for money transfer by NEFT, RTGS and IMPS)
MICR Code	110485024
Address	Kotak Mahindra Bank Ltd.?M 57, Lajpat Nagar - Ii, New Delhi - 110 024.
Contact Number	46579613
Branch	LAJPAT NAGAR II
City	Delhi
District	New Delhi
State	Delhi

Personal Loan
@ 10.99%*

Home Loan
@ 8.35%*

Gold Loan
@ 10.50%*

Business Loan
@ 13.50%*

Loan Against Property
@ 8.50%*

Earn 7%* On
Savings Account

Kotak Bank Interest Rates in LAJPAT NAGAR II, New Delhi

	Interest Rates*
Kotak Bank MCLR Base Rate	7.70% - 8.60%	Past Trend
Kotak Bank Loan Against Property	10.00% - 14.00% Floating	Get Details
Kotak Bank Personal Loan	11.50% - 24.00%	Get Details
Kotak Bank Business Loan	16.00% - 19.99%	Get Details
Kotak Bank Car Loan	11.50% - 13.50%	Get Details
Kotak Bank FD Interest Rate	3.50% - 6.60%	Get Details

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Other Kotak Bank Branches in New Delhi

Lajpat Nagar Ii Ifsc Code

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

Kotak Bank News - Oct 2017

2017-10-18 : Kotak Mahindra Bank unveils Kona Kona Utsav scheme for home loans
Kotak bank is offering special rates on home loans, loan against property, working capital loans and business loans. Further, there is a part waiver on processing fees on home loans and business loans. These offers are valid on new loans availed by customers till December 31, 2017. Home loans during Kona Kona Utsav will be offered at 8.35% p.a.
2017-10-17 : Kotak Mahindra lends 50% of its funds to retail borrowed
Due to lack of credit demand from corporate, retail continues to be the focus for banks. On similar lines, Kotak bank has advanced over Rs. 56,000 crore to retail borrowers of the total lending of Rs. 142,359, making retail credit constitute a 40% share of the total book. Kotak Bank is also eyeing a stronger growth in the business loan segment, where it offers attractive loans with no collateral and quick processing time.
2017-10-16 : Credit growth on the rise since 2010- KMB
There has been a growth of 24% in small business, personal loan and credit cards advances of Kotak Bank since last year. These loans together account for Rs 18,277 crore, which translates to around 10% of its assets. With over 10 lakh credit card holders and 37% growth in its retail loans, Kotak Bank is eyeing aggressive growth in credit cards. Delinquency rates in credit cards have also dropped from 6% in 2010 to 1.5% in this fiscal. Several offers for ecommerce buyers such as easy EMI conversion and float loyalty programmes has led to this growth.
2017-10-13 : Kotak Mahindra Bank offers festive loans
Festive offers on home loans, loan against property, working capital loans and business loans along with waiver of part of full processing charges was announced by Kotak Mahindra Bank during Kona Kona Utsav. Home Loans will be offered at 8.35 percent per annum to all new customers until the end of December 2017.
2017-10-12 : Defaulters have a 2nd chance of getting loans at Kotak Bank
In order to give defaulters a second chance, Kotak has initiated psychometric tests to analyse whether the default made by a customer was deliberate or due to financial weakness and whether the client has any intentions of defaulting again, irrespective of the financial strength. Kotak has partnered up with Index Advisory, the firm which has built the psychometric test, to measure borrower credit profile.

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