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About Kotak Bank

Kotak Bank offers deposit schemes, credit cards and secured and unsecured loans like home loan, personal loan, business loan, loan against property.

  • Lowest Kotak Bank home loan interest is 8.60%.
  • Low interest personal loan on Kotak Bank starts at 10.50%.
  • Kotak Bank offer loan against property at a low rate of 9.60%.
  • Highest fixed deposit interest offered by Kotak Bank is 5.40% per annum on deposits.
  • Kotak Bank offers high returns upto 6.00% on recurring deposit.
  • Its current MCLR Rate is 7.35% which was last revised on 16th Nov 20.

FAQs

What is the IFSC code for Kotak Bank?

IFSC code stands for Indian Financial System Code and is a unique eleven-digit number used to transfer funds online between banks. It is a combination of alphabets and numerals, where the first 4 characters of IFSC code represent the name of the bank, the fifth character is 0, and the last 6 numbers define the branch code of the bank.

How can I know my Kotak Bank IFSC code?

The IFSC Code of a Kotak Bank is provided on the cheque and passbook provided by < bank name>. You can also visit the bank website of the or RBI's website to know about IFSC Code.

What is IFSC code in Kotak Bank passbook?

IFSC Code is an 11 digit code, comprising a combination of alphabets and numbers, where first 4 characters represent the name of the bank, the fifth character is 0, and the last 6 digits define the branch code of the bank.

How to use the Kotak Bank IFSC Code for transferring money online?

IFSC Code can be used to fund transfer between banks for transferring funds online through payments methods such as NEFT, IMPS and RTGS.

What will happen if I provide wrong Kotak Bank IFSC code while fund transfer?

To transfer funds, you must furnish all the correct information such as Account number as well as IFSC Code. Thus, if you enter the wrong IFSC Code of Kotak Bank, then the transaction will be failed.

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