Karnataka Bank Ganjam IFSC code, MICR code, Address

Karnataka Bank Branches in Ganjam

Karnataka Bank has 1 branches in Ganjam District of Odisha.

For IFSC Branch Details Click Here

Personal Loan
@ 10.99%*

Home Loan
@ 8.35%*

Gold Loan
@ 9.50%*

Business Loan
@ 13.50%*

Loan Against Property
@ 9.25%*

Car Loan
@ 9.25%*

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Karnataka Bank Branches in Ganjam

To find branch address, phone, IFSC code, MICR code of the branch that you are looking for, click on the Branch Name from the table below.

Branch Name, Click for more detail	City
ALKAPURI MARKET	BRAHMAPUR

Other Districtwise Branches of Karnataka Bank in Odisha

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

Karnataka Bank News - Jun 2017

2017-06-03 : Karnataka Bank cuts home loan interest rates by 40 bps
Karnataka Bank has announced a rate cut of 40 basis points in its home loans. The rates have been reduced to 8.6 per cent for loans upto Rs. 75 lakhs and to 8.9 per cent for loans above Rs. 75 lakhs. The new home loan interest rates are effective from 1st June, 2017.
2017-05-23 : Karnataka Bank signs MoU with LIC of India
Karnataka Bank has entered into a memorandum of understanding (MoU) with Life Insurance Corporation (LIC) of India to sell its life insurance products. With this agreement, the bank will be able to provide wide range of life insurance products to its customers across all its 769 branches.
2016-09-17 : Karnataka Bank launches retail loan portal
Karnataka Bank has launched an online retail loan web portal named KBL-Loan Junction. This will facilitate the customers to check their retail loan eligibility and submit their loan application online. The bank also offers credit proposal tracking system as part of the initiative.
2016-08-06 : Karnataka Bank launched a mobile app for POS merchants
Karnataka Bank launched KBL POS Manager mobile app to its POS merchants to enable ease and convenience to the merchants KBL POS Manager is an Android based mobile application launched to manage the activities around the POS installation like monitoring daily reports, to know latest settlement report value, to request statements from the app etc. With this initiative, merchants can manage their store sales through smart phone. Bank has taken this initiative to improve client satisfaction and support merchants to do more transactions.
2016-07-28 : Karnataka Bank Q1FY17 Net Profit increases by 11%
As per the results for Q1FY17, Karnataka Bank Ltd. has reported a 11.2 percent increase in Net Profit to Rs 121.5 crore, from Rs 109.3 crore in the same quarter last year. Net Interest Income(NII) increased by 10.1 percent to Rs 364.7 crore and other income increased by 46 percent to Rs 174.4 crore in the June quarter . The asset quality showed signs of weakening as Gross NPAs as a percentage of total advances, increased to 3.92 percent from 3.44 percent and Net NPA also increased to 2.61 percent from 2.35 percent in March quarter. The provision against bad debt also increased by 21.2 to Rs 136.3 crore from Rs 112.5 when compared on qoq basis.

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