Jammu And Kashmir Bank IFSC code, MICR code, Address

Jammu And Kashmir Bank branch details in India

Last Updated 24th Nov 2016
  • Jammu And Kashmir Bank has 910 branches across India spread over 21 states and union territories.
  • Jammu and Kashmir state, with 784 branches has the largest number of Jammu And Kashmir Bank branches in India followed by Delhi state with 29 branches and Maharashtra state with 17 branches.
  • Statewise distribution of Jammu And Kashmir Bank branches in India is as below. To find branch address, phone, IFSC code, MICR code of the branch that you are looking for, click on the state where the branch is located.

    About Jammu And Kashmir Bank

    • Jammu And Kashmir Bank is a Private Bank in India with 201 branches, 883 ATM's and 9,283 employees across the country.
    • Jammu And Kashmir Bank's registered office is located at Corporate Headquarter, M.A.Road, Srinagar Jammu & Kashmir-190001 .
    • For the year ended 31st Mar 15, the bank reported Net Interest Income of Rs. 2,651 crs and Standalone net profit of Rs. 509 crs. Jammu And Kashmir Bank reported total deposits of Rs. 65,756 crs and total advances of Rs. 44,586 crs.
    • Jammu And Kashmir Bank's management is led by its CEO Mr.Mushtaq Ahmad.
    • Highest fixed deposit interest offered by Jammu And Kashmir Bank is 7.25% per annum on deposits.
    • Its current Base Rate is 9.50%, which was last revised on 05th Oct 15.
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News - Dec 2016
26th Aug 16 Jammu and Kashmir bank will reduce its MCLR from August 26, 2016
Jammu and Kashmir Bank has reduced its Marginal Cost Based Lending Rate (MCLR) across maturities, effective from 26th August 2016. The 1 year and 2 year MCLR has been reduced by 5 basis points to 9.4 and 9.5 percent respectively. The 3 month and 6 month MCLR has been reduced by 20 basis points to 9.05 and 9.2 percent respectively. Similarly, the overnight and 1 month MCLR has been reduced by 35 and 25 basis points to 8.9 and 8.95 percent respectively. For borrowers who have taken a home loan from Jammu and Kashmir Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken home loan at fixed interest rate then your interest expense will remain unchanged.
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