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Dena Bank IFSC Code Bhowanipore Branch, MICR code, Address

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IFSC Code (for money transfer by NEFT, RTGS and IMPS)
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Personal Loan
@ 10.99%*

Home Loan
@ 8.35%*

Gold Loan
@ 11.00%*

Business Loan
@ 13.50%*

Loan Against Property
@ 9.25%*

Car Loan
@ 9.25%*
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Interest Rates in ,

Interest Rates*
Loan Against Property 10.25% - 10.25% Floating Get Details
Personal Loan 13.00% - 14.00% Get Details
FD Interest Rate 4.50% - 7.00% Get Details
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News - May 2017
  • 2016-09-01 : Dena Bank has reduced its MCLR from 1st September, 2016
    Dena Bank has reduced its Marginal Cost Based Lending Rate (MCLR) by 5 basis point (bps) across maturities. The 1 year MCLR has been reduced to 9.45 percent from the current rate of 9.5 percent. The 3 month and 6 month MCLR has been reduced to 9.25 percent and 9.35 percent respectively. Similarly the Overnight MCLR has been reduced to 9.05 percent. These changes are effective from 1st September, 2016. . For borrowers who have taken a home loan from Dena Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken home loan at fixed interest rate then your interest expense will remain unchanged.
  • 2016-08-01 : Dena Bank has reduced its MCLR from 1st August, 2016
    Dena Bank has reduced its Marginal Cost Based Lending Rate (MCLR) across maturities, effective from 1st August 2016. The 1 year MCLR has been reduced by 5 basis points from 9.55 percent to 9.5 percent. The 3 month and 6 month MCLR has been reduced by 10 basis points to 9.3 and 9.4 percent respectively. Similarly the overnight and 1 month MCLR has been reduced by 15 basis points to 9.1 and 9.2 percent respectively. If you are a borrower of the Dena Bank and have taken loan after 1st April 2016, the reduction in loan rates should result in a lower interest burden and lower EMIs. However, if you have taken loan at fixed interest rate then you will not able to benefit by the rate cut.
  • 2016-06-13 : Dena Bank reports Net Loss of Rs326.38 crore for Q4FY16
    As per the result for Q4FY16, Dena Bank has reported Net Loss of of Rs.326.38 crore as the bank had to provide for higher provisions against bad loans. The loss was on account of a tax write-back of Rs.340.86 crore in the March quarter. The bank reported increase in Net Interest Income (NII) by 2.7 percent to Rs.625.17 crore, when compared on yoy basis. Non Interest Income of the bank also increased by 7.21 percent to Rs.215.87 crore. The Asset Quality showed signs of deterioration during the current quarter as Gross NPA in March quarter increased to 9.98 percent from 5.45 percent in year ago period. Net NPAs increased to 6.35 percent against 3.82 percent in previous quarter. Provision for NPA increased to 200 percent in March quarter to 1094.24 crore when compared on yoy basis.
  • 2016-05-14 : Dena Bank reports net loss of Rs. 326.38 crore for the March quarter
    Dena Bank reported a net loss of Rs. 326.38 crore for the March quarter due to higher provisions for bad loans. The loss was restricted due to a tax write back of Rs. 340.86 crore in the quarter. The lender reported a profit of Rs. 55.82 crore in the March 2015 quarter. Bad loans continued to rise as banks reclassified stressed assets. Gross NPAs surged to Rs. 8560.49 crore at the end of the March quarter.
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