Dena Bank IFSC Code Udhana Branch, MICR code, Address

IFSC Code of Dena Bank UDHANA, MICR Code of Dena Bank UDHANA

Get IFSC Code and MICR code of Dena Bank, Udhana, Gujarat branch in SURAT city along with the address

Bank	Dena Bank
IFSC Code	BKDN0230102 (for money transfer by NEFT, RTGS and IMPS)
MICR Code	395018015
Address	NAVSARI ROAD, PB NO 12, UDHNA-394 210, DIST SURAT
Branch	UDHANA
City	SURAT
District	Surat
State	Gujarat

Personal Loan
@ 10.99%*

Home Loan
@ 8.35%*

Gold Loan
@ 9.50%*

Business Loan
@ 13.50%*

Loan Against Property
@ 9.25%*

Car Loan
@ 9.25%*

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Dena Bank Interest Rates in UDHANA, Surat

	Interest Rates*
Dena Bank MCLR Base Rate	8.15% - 8.60%	Past Trend
Dena Bank Loan Against Property	10.25% - 10.25% Floating	Get Details
Dena Bank Personal Loan	13.00% - 14.00%	Get Details
Dena Bank FD Interest Rate	4.50% - 7.00%	Get Details

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Other Dena Bank Branches in Surat

Udhana Ifsc Code

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

Dena Bank News - Jun 2017

2017-06-19 : Dena Bank lowers home loan rates by 5-10 basis points
Dena Bank has announced a rate cut of 5-10 basis points in its home loans. The rates have been reduced by 5 basis points to 8.60 per cent for loans upto Rs. 75 lakhs and by 10 basis points to 8.7 per cent for loans above Rs. 75 lakhs. The new home loan interest rates are effective from 15th June, 2017.
2017-06-03 : RBI initiates prompt corrective actions against Dena Bank over bad loans
Reserve Bank of India (RBI) has initiated a prompt corrective action (PCA) against Dena Bank after evaluating its high non-performing assets (NPAs) and negative return on assets (RoAs). The action taken by RBI will help in improving the financial health of the bank by reducing its stressed assets and bad loans.
2016-09-01 : Dena Bank has reduced its MCLR from 1st September, 2016
Dena Bank has reduced its Marginal Cost Based Lending Rate (MCLR) by 5 basis point (bps) across maturities. The 1 year MCLR has been reduced to 9.45 percent from the current rate of 9.5 percent. The 3 month and 6 month MCLR has been reduced to 9.25 percent and 9.35 percent respectively. Similarly the Overnight MCLR has been reduced to 9.05 percent. These changes are effective from 1st September, 2016. . For borrowers who have taken a home loan from Dena Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken home loan at fixed interest rate then your interest expense will remain unchanged.
2016-08-01 : Dena Bank has reduced its MCLR from 1st August, 2016
Dena Bank has reduced its Marginal Cost Based Lending Rate (MCLR) across maturities, effective from 1st August 2016. The 1 year MCLR has been reduced by 5 basis points from 9.55 percent to 9.5 percent. The 3 month and 6 month MCLR has been reduced by 10 basis points to 9.3 and 9.4 percent respectively. Similarly the overnight and 1 month MCLR has been reduced by 15 basis points to 9.1 and 9.2 percent respectively. If you are a borrower of the Dena Bank and have taken loan after 1st April 2016, the reduction in loan rates should result in a lower interest burden and lower EMIs. However, if you have taken loan at fixed interest rate then you will not able to benefit by the rate cut.
2016-06-13 : Dena Bank reports Net Loss of Rs326.38 crore for Q4FY16
As per the result for Q4FY16, Dena Bank has reported Net Loss of of Rs.326.38 crore as the bank had to provide for higher provisions against bad loans. The loss was on account of a tax write-back of Rs.340.86 crore in the March quarter. The bank reported increase in Net Interest Income (NII) by 2.7 percent to Rs.625.17 crore, when compared on yoy basis. Non Interest Income of the bank also increased by 7.21 percent to Rs.215.87 crore. The Asset Quality showed signs of deterioration during the current quarter as Gross NPA in March quarter increased to 9.98 percent from 5.45 percent in year ago period. Net NPAs increased to 6.35 percent against 3.82 percent in previous quarter. Provision for NPA increased to 200 percent in March quarter to 1094.24 crore when compared on yoy basis.

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