Dena Bank Surat IFSC code, MICR code, Address

Dena Bank Branches in Surat

Dena Bank has 42 branches in Surat District of Gujarat.

For IFSC Branch Details Click Here

Personal Loan
@ 10.99%*

Home Loan
@ 8.35%*

Gold Loan
@ 9.50%*

Business Loan
@ 13.50%*

Loan Against Property
@ 9.25%*

Car Loan
@ 9.25%*

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Dena Bank Branches in Surat

To find branch address, phone, IFSC code, MICR code of the branch that you are looking for, click on the Branch Name from the table below.

Branch Name, Click for more detail	City
AKOTI	AKOTI
AMBHETI	AMBHETI
BAJIPURA	BAJIPURA KAMALCHHOD
BARDOLI	BARDOLI
BHATAR ROAD	SURAT
BHESTAN	SURAT
BUHARI	BUHARI
BURHANPURI BHAGOL	SURAT
DEVADH	DEVGADH
DEVADH	DEVGADH
HATHURAN	HATHURAN
KADOD	KADOD
KAMREJ	KAMREJ
KANTWA	MANGROL
KATARGRAM	SURAT
KHOJ PARDI	KHOJ PARDI
KHOLWAD	KHOLWAD
KUMBHARIA	KUMBHARIA
MANDVI	MANDVI
MEDICAL COLLEGE	SURAT
NANA VARCHHA ROAD	SURAT
NANPURA	SURAT
NIZAR	NIJHAR
PALSANA	PALSANA
PARLE POINT	SURAT
PUNA	SURAT
RAMNAGAR	SURAT
RAMPURA	SURAT
RETAIL ASSET	SURAT
SAHARA GATE	SURAT
SEVNI	SEVNI
SINGOD	SINGOD
SURALI	SURALI
SURAT SERVICE	SURAT
SURAT SERVICE	SURAT
TADKESHWAR	TADKESHWAR
TARASADI	TARASADI
TARSADABAD	TARSADABAD
UDHANA	SURAT
VESU	VESU
VISHAL NAGAR	SURAT
ZAMPA BAZAR	SURAT

Other Districtwise Branches of Dena Bank in Gujarat

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

Dena Bank News - Jun 2017

2017-06-19 : Dena Bank lowers home loan rates by 5-10 basis points
Dena Bank has announced a rate cut of 5-10 basis points in its home loans. The rates have been reduced by 5 basis points to 8.60 per cent for loans upto Rs. 75 lakhs and by 10 basis points to 8.7 per cent for loans above Rs. 75 lakhs. The new home loan interest rates are effective from 15th June, 2017.
2017-06-03 : RBI initiates prompt corrective actions against Dena Bank over bad loans
Reserve Bank of India (RBI) has initiated a prompt corrective action (PCA) against Dena Bank after evaluating its high non-performing assets (NPAs) and negative return on assets (RoAs). The action taken by RBI will help in improving the financial health of the bank by reducing its stressed assets and bad loans.
2016-09-01 : Dena Bank has reduced its MCLR from 1st September, 2016
Dena Bank has reduced its Marginal Cost Based Lending Rate (MCLR) by 5 basis point (bps) across maturities. The 1 year MCLR has been reduced to 9.45 percent from the current rate of 9.5 percent. The 3 month and 6 month MCLR has been reduced to 9.25 percent and 9.35 percent respectively. Similarly the Overnight MCLR has been reduced to 9.05 percent. These changes are effective from 1st September, 2016. . For borrowers who have taken a home loan from Dena Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken home loan at fixed interest rate then your interest expense will remain unchanged.
2016-08-01 : Dena Bank has reduced its MCLR from 1st August, 2016
Dena Bank has reduced its Marginal Cost Based Lending Rate (MCLR) across maturities, effective from 1st August 2016. The 1 year MCLR has been reduced by 5 basis points from 9.55 percent to 9.5 percent. The 3 month and 6 month MCLR has been reduced by 10 basis points to 9.3 and 9.4 percent respectively. Similarly the overnight and 1 month MCLR has been reduced by 15 basis points to 9.1 and 9.2 percent respectively. If you are a borrower of the Dena Bank and have taken loan after 1st April 2016, the reduction in loan rates should result in a lower interest burden and lower EMIs. However, if you have taken loan at fixed interest rate then you will not able to benefit by the rate cut.
2016-06-13 : Dena Bank reports Net Loss of Rs326.38 crore for Q4FY16
As per the result for Q4FY16, Dena Bank has reported Net Loss of of Rs.326.38 crore as the bank had to provide for higher provisions against bad loans. The loss was on account of a tax write-back of Rs.340.86 crore in the March quarter. The bank reported increase in Net Interest Income (NII) by 2.7 percent to Rs.625.17 crore, when compared on yoy basis. Non Interest Income of the bank also increased by 7.21 percent to Rs.215.87 crore. The Asset Quality showed signs of deterioration during the current quarter as Gross NPA in March quarter increased to 9.98 percent from 5.45 percent in year ago period. Net NPAs increased to 6.35 percent against 3.82 percent in previous quarter. Provision for NPA increased to 200 percent in March quarter to 1094.24 crore when compared on yoy basis.

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