Bank Of India IFSC Code Patiala Main Branch, MICR code, Address

IFSC Code of Bank of India PATIALA MAIN, MICR Code of Bank of India PATIALA MAIN

Get IFSC Code and MICR code of Bank of India, Patiala main, Punjab branch in PATIALA city along with the address

Bank	Bank of India
IFSC Code	BKID0006550 (for money transfer by NEFT, RTGS and IMPS)
MICR Code	147013001
Address	PATIALA MAIN, THE MALL, CHOWK FOUNTAIN, PATIALA, 147001, PUNJAB
Contact Number	1752214280
Branch	PATIALA MAIN
City	PATIALA
District	Patiala
State	Punjab

Personal Loan
@ 10.99%*

Home Loan
@ 8.35%*

Gold Loan
@ 9.50%*

Business Loan
@ 13.50%*

Loan Against Property
@ 8.50%*

Car Loan
@ 9.25%*

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Bank of India Interest Rates in PATIALA MAIN, Patiala

	Interest Rates*
Bank of India MCLR Base Rate	8.00% - 8.40%	Past Trend
Bank of India Home Loan	8.65% - 8.70% Floating	Get Details
Bank of India Loan Against Property	10.50% - 10.50% Floating	Get Details
Bank of India Car Loan	9.35% - 0.00%	Get Details
Bank of India FD Interest Rate	4.00% - 6.80%	Get Details

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Other Bank Of India Branches in Patiala

Patiala Main Ifsc Code

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

Bank Of India News - Jul 2017

2017-07-21 : Canara Bank reports net profit at Rs. 251 crore
Canara Bank has reported a significant growth in its net profit at Rs. 251 crore during the first quarter of FY18 as against Rs. 229 crore during the corresponding quarter of the previous fiscal year. As per the available data, the bank’s total income rose to Rs. 12,304 crore from Rs. 11,786 crore during the corresponding quarter of the previous fiscal year. Banks has managed to increase its profits on the back of strong growth in advances, better NPA management and reduction in proportion of high cost deposits.
2017-07-21 : Indians rush to buy gold from Dubai
Indians are now rushing Dubai to buy gold as it has become costlier in India after the introduction of GST from 1st July, 2017 onwards. Gold jewellers in UAE and gulf region have witnessed that the significant rise in purchase of gold by Indians.
2017-07-21 : NBFCs turn cautious on lending to real estate developers
In a bid to reduce mounting bad loans, NBFCs and banks have turned more cautious on lending to the lesser established or newer real estate developers. NBFCs and banks have also started the practice of conducting forensic due diligence before lending to real estate developers. Leading HFCs including HDFC, Indiabulls, Edelweiss and DHFL have also started roping in corporate investigators before taking a decision to lend.
2017-07-21 : Crisil says resolution of bad loans may hit banks badly: Crisil
Rating firm Crisil has stated that banks may have to absorb huge losses on their balance sheet, given the mounting burden of bad loans. A report by Crisil calculates that banks will have to take a haircut of worth Rs. 2.4 lakh crore to settle their outstanding loans from 50 large stressed assets. These 50 stressed accounts having a combined debt of Rs. 4.3 lakh crore and the banks may need to take a haircut of 60 per cent.
2017-07-21 : Bajaj Finance witnesses improvement in its loan book
One of the leading NBFCs, Bajaj Finance has registered a strong growth in its loan book during the current financial year. Its asset under management (AUM) grew by 35 per cent to Rs. 66,862. Strong growth in its AUM has been achieved by improving its return per customer including cross selling of personal loans and loans against securities.

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