Bank Of Baroda IFSC Code Harpur Branch, MICR code, Address

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Interest Rates in ,

	Interest Rates*
MCLR Base Rate	9.60%	Past Trend
Home Loan	8.35% - 9.35% Floating	Get Details
Personal Loan	14.15% - 14.15%	Get Details
Business Loan	13.15% - 14.40%	Get Details
FD Interest Rate	4.50% - 6.90%	Get Details

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

News - May 2017

2017-04-19 : Bank of Baroda ties up with EM3 Agri Services for loans
One of the public sector bank, Bank of Baroda has signed MoU (memorandum of association) with EM3 Agri Services to give loans to farmers and rural entrepreneurs to purchase farm equipments and related machinery. BoB notifies that the deal has been signed considering government’s focus on doubling farmers’ incomes by year 2022.
2017-03-02 : Bank of Baroda launches a fellowship program for fintech startups
Bank of Baroda has announced the launch of fellowship program in a move to promote and support fintech startups. The program is aimed at providing an opportunity to the startup owners to gain experience of banking and financial sector services. Under the program, BoB will allow the executives of the selected start-up firms to use banking infrastructure to develop and finalise their business ideas. The bank will accept applications for the program till 20th March, 2017.
2017-02-14 : Bank of Baroda plans to put in place a 2000 strong sales forces to push retail loans
Bank of Baroda is planning to put in place a 2000 dedicated and strong sales force to push its retail loans. The existing retail loan portfolio of the bank stands at 19 percent of its total domestic advances. The bank intends to focus on select centres in metros at the initial stage, gradually expanding to other centres.
2017-02-11 : Bank of Baroda registers net profit of Rs. 253 crore in third quarter of FY17
Bank of Baroda has reported net profit of Rs. 253 crore during third quarter of FY17 against a loss of Rs. 3,342 crore during the same quarter of FY16. The increase in profits is contributed by a healthy growth of 15.85 percent in net interest income at Rs. 3,134 crore during the quarter as compared to Rs. 2,705 crore a year ago.
2017-01-12 : Banks will offer CIBIL Score based home loan interest rates
Banks have introduced risk based pricing for new home loan borrowers. Banks will now consider CIBIL Score of the borrowers to offer the best home loan interest rate. Bank of Baroda has become the first bank to introduce CIBIL score based pricing to its home loan borrowers. Borrowers with a CIBIL score of above 760 are eligible to get home loan at rate of 8.35 percent, while those with a CIBIL Score of below 724 will have to pay an interest rate of 9.35 percent.

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