Axis Bank IFSC Code Malerkotla Road Branch, MICR code, Address

Last Updated 22nd May 2017

IFSC Code of Axis Bank MALERKOTLA ROAD, MICR Code of Axis Bank MALERKOTLA ROAD

Get IFSC Code and MICR code of Axis Bank, Malerkotla road, Punjab branch in PAYAL city along with the address

Bank	Axis Bank
IFSC Code	UTIB0002130 (for money transfer by NEFT, RTGS and IMPS)
MICR Code	141211203
Address	GROUND FLOOR, MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416
Branch	MALERKOTLA ROAD
City	PAYAL
District	Ludhiana
State	Punjab

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Axis Bank Interest Rates in MALERKOTLA ROAD, Ludhiana

	Interest Rates*	Tenure, Processing Fee
Axis Bank MCLR Base Rate	9.15%	Past Trend
Axis Bank Home Loan	8.35% - 8.70% Floating	Get Details
Axis Bank Loan Against Property	9.75% - 9.75% Floating	Get Details
Axis Bank Personal Loan	13.50% - 17.00%	Get Details
Axis Bank Gold Loan	14.50% - 17.00%	Get Details
Axis Bank Car Loan	11.00% - 12.00%	Get Details
Axis Bank FD Interest Rate	3.50% - 7.10%	Get Details

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Loan Amount	Cashback
Rs. 1 cr and above	Rs. 5,000
Rs. 75 lakh - less than Rs. 1 cr	Rs. 3,000
Rs. 50 lakh - less than Rs. 75 lakh	Rs. 2,000
Rs. 35 lakh - less than Rs. 50 lakh	Rs. 1,000
Rs. 20 lakh - less than Rs. 35 lakh	Rs. 500
Less than Rs. 20 lakh	Rs. 200

News - May 2017

2017-05-17 : Axis Bank reduces home loan balance transfer interest rates to 8.35%
Axis Bank has announced a rate cut of 15 basis points in its balance transfer interest rates. The rates have been reduced to 8.35 per cent for a loan amount up to Rs. 30 lakhs and 8.50 per cent for a higher loan amount. The new reduced balance transfer interest rates are applicable only for logins till 31st May, 2017.
2017-05-17 : Axis Bank reduces interest rates for loan against property to 9.75 per cent
Axis Bank has announced to reduce its loan against property interest rates. The rates are reduced to 9.75 per cent from 11 per cent earlier. The new loan against property rates is applicable only for logins till 31st May, 2017.
2017-05-12 : Axis Bank & Flipkart credit card to offer more online discounts
Axis Bank and Flipkart together have launched a credit card, Axis Bank Buzz Credit Card which will give online shopping customers an attractive discount of 5 per cent while shopping through Flipkart. With this newly launched credit card, customers are also entitled to enjoy attractive reward points and an opportunity to get Flipkart vouchers of up to Rs. 70000 which will be linked to the purchase made through this card.
2017-04-17 : Axis bank reaches out to 1 million micro-borrowers
The Private lender, Axis bank has managed to reach out to 1 million micro-borrowers and hence, will focus on growing organically in the future. The bank is not likely to use inorganic route for growth by acquiring stake in existing micro finance companies. The stand is different from other lenders like Kotak Mahindra Bank and IDFC Bank who have acquired stakes in MFIs and IndusInd Bank which is in talks for acquiring stake in Bharat Financial (NBFC).
2017-04-11 : Axis Bank cuts base rate by 10 bps
One of the private sector lenders, Axis Bank had trimmed its base rate by 10 basis points (bps) to 9.15%. The rate cut follows the recent rate cuts announced by State Bank of India and HDFC Bank which cut their base ruts by 15 bps and 25 bps to 9.1 per cent and 9 per cent respectively. However, there remains a discrepancy in the frequency and quantum of cuts in base rate and MCLR .Lowest base rate of 9 per cent of HDFC Bank remains higher than the one year MCLR rate of all banks.

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