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ICICI Gold Loan

Last Updated 16th Jun 2017

ICICI Bank Gold Loans

Rate of Interest 10.00% - 16.50%
Loan Amount Between Rs. 10,000 to Rs. 1,500,000
Lowest EMI per lakh Rs. 8,792 per lakh
Maximum Loan Tenure From 6 months to 12 months
Age Between 18 years to 70 years
Processing Fee 1 % of the loan amount
Apply Gold Loan @ 9.50%*
Rs.
Rs.
+91

ICICI Gold Loan Details

ICICI Gold Loan Document List

Documents Salaried Self Employed
Identity Proof Passport/ Driving License/ Voter ID/ PAN Passport/ Driving License/ Voter ID/ PAN
Address Proof Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport

ICICI Gold Loan Apply

ICICI Bank gives the facility of gold loan to the people who want money to meet their urgent requirements. There are some features and benefits of taking gold loan from ICICI Bank:

  • Attractive interest rate
  • Part payments and prepayment facility available
  • Offer available for non ICICI Bank customers

Gold Loan ICICI Bank

Popular Products:

  • Gold Loan for Business Purpose
  • Gold Loan for Personal Use
ICICI Gold Loan Calculator

Interest Rate Calculator – This helps you in identifying the interest rate charged on applied ICICI loan amount for effective tenure.

Interest rate on ICICI Bank gold loan depends upon

  • Loan Amount – Higher the loan amount, lesser will be the interest rate

Eligibility Calculator – Eligibility calculator calculates your gold loan eligibility depending upon the weight and purity of gold. Apply for only that much loan amount, what you are eligible for. You can calculate your gold loan eligibility online and based on that apply for loan. Eligibility depends on:

  • Quantity and quality of gold pledged – Gold ornaments purity should range from 18 to 24 karats. To get gold loan from ICICI Bank, both hallmarked and non hallmarked jewelry are acceptable.
  • Purpose of loan – ICICI gives gold loan for business, personal and agricultural purposes. Gold loan of ICICI Bank should not be used for investment in stocks or purchase of gold coins, jewelry or land.
  • Rate of gold per gram – ICICI Bank calculates the value of your gold based on 22 carat gold price. ICICI Bank takes 30 days average of 22 carat gold price.
  • Form of gold assured – ICICI Bank gives gold loan against ornaments with 18 carat purity and special minted coins weights up to 50 grams.

There are various methods of calculating eligibility

  • Valuation of Gold – ICICI calculates value of your gold on the basis of gold karatage, price and weight of gold. ICICI gives only 75% of gold ornament value as gold loan.

EMI Calculator – Gold Loan EMI calculator helps you in calculating your monthly EMI based on the loan amount, interest rate and tenure you have applied for.

  • Loan amount – You should apply for only eligible loan amount from ICICI Bank ranges from Rs. 10,000 to Rs. 1,500,000. Gold loan EMI will be high based on your loan amount.
  • Loan Tenure – High tenure of gold loan leads to low amount of EMI.
  • Interest Rate – ICICI gold loan EMI will be low if your rate of interest is less.

Preclosure

Gold Loan Preclosure of ICICI Bank

These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. ICICI Bank allows prepayment of gold loan at 1% of loan outstanding.

FAQs on Gold Loan from ICICI

How much fee is charged by ICICI Bank for gold loan?

Processing fee charged on ICICI Bank gold loan is 1 % of the loan amount with applicable service tax.

What if I missed my gold loan EMI in ICICI Bank?

ICICI Bank charges a penal interest of 0.50% per month if you miss an EMI.

Can I check my loan account statement online?

You can login into your ICICI Bank online net banking account to get your loan details, track your loan history and make the payment online.

Easy comparison of ICICI home loan with other banks

ICICI Bank Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 808-166-7777
Ahmedabad 079-33667777/ 079-44455000
Ambala 901-766-7777
Anand 800-066-7777
Aurangabad 902-166-7777
Bangalore 080-33667777/ 080-44455000
Bhilai 909-866-7777
Bhilwara 787-766-7777
Bhiwadi 787-766-7777
Bhopal 0755-3366777
Bhubaneswar Cuttack 0674-3366777
Bikaner 787-766-7777
Chandigarh 0172-3366777/ 0172-4445500
Chennai 044-33667777/ 044-44455000
Cochin 902-066-7777
Coimbatore 0730-566-7777
Dehradun 0135-3366777
Delhi 011-33667777/ 011-44455000
Durg 909-866-7777
Faridabad 901-766-7777
Gandhinagar 800-066-7777
Ghaziabad 808-166-7777
Goa 902-166-7777
Greater Noida 808-166-7777
Gurgaon 0124-3366777/ 0124- 4445500
Guwahati 986-466-7777
Gwalior 909-866-7777
Hyderabad 040-33667777/ 040-44455000
Indore 909-866-7777
Jabalpur 909-866-7777
Jaipur 0141-3366777/ 0141-4445500
Jalandhar 730-766-7777
Jodhpur 787-766-7777
Kanpur 808-166-7777
Karnal 901-766-7777
Kolhapur 902-166-7777
Kolkata 033-33667777/ 033-44455000
Kota 787-766-7777
Kozhikode 902-066-7777
Lucknow 0161-3366777/ 0161-4445500
Ludhiana 730-766-7777
Madurai 0730-566-7777
Meerut 808-166-7777
Mehsana 800-066-7777
Mohali Sas Nagar 730-766-7777
Mumbai 022-33667777/ 022-44455000
Mussoorie 808-166-7777
Nagpur 902-166-7777
Nashik 902-166-7777
Noida 808-166-7777
Noida Extn 808-166-7777
Panipat 901-766-7777
Patna 0612-3366777
Pondicherry 0730-566-7777
Pune 902-166-7777
Raipur 0771-3366777
Rajkot 800-066-7777
Ranchi 0651-3366777
Rohtak 901-766-7777
Roorkee 808-166-7777
Salem 0730-566-7777
Shimla 0177-3366777
Sonepat 901-766-7777
Surat 800-066-7777
Trichy 0730-566-7777
Udaipur 787-766-7777
Vadodara 800-066-7777
Varanasi 808-166-7777
Vijaywada 730-666-7777
Vizag 730-666-7777
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Gold Loan Eligibility
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.