Home Loan in Vadodara - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Vadodara, Lowest EMI Per Lakhs

Last Updated 10th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 9.10% Floating 30 years Rs. 812
ICICI Bank 9.15% Floating 30 years Rs. 815
Axis Bank 9.10% Floating 30 years Rs. 812
HDFC 9.15% Floating 30 years Rs. 815
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 9.30% Floating 25 years Rs. 860
DBS Bank 9.20% Floating 20 years Rs. 913
PNB Housing Finance 9.30% Floating 30 years Rs. 826
Indiabulls 9.15% Floating 30 years Rs. 815
DHFL 9.55% Floating 30 years Rs. 845
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Home Loan Vadodara

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance

Vadodara Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Vadodara

Bank Branch
Andhra Bank AKOTA | SAMA SAVALI ROAD | SUBHANPURA | VADODARA | VASANA BHAYLI | WAGHODIAROAD
Axis Bank AKOTA | ALIPURA | ATLADARA | DANDIA BAZAR | GOTRI | MANEJA | MANJALPUR | NIZAMPURA | OLD PADRA ROAD | PADRA VADODARA
Bank of Baroda NEAR OLD S T BUS STAND | AMBADA | ANANDI | ARM BARODA | ASOJ | BAHADARPUR | BHAILI | BHANIYARA | BODELI | BORIYA
Bank of Maharashtra ALKAPURI | HARINAGAR | KARELI BAUG | RAOPURA | TARSALI | VALAN
Canara Bank AKOTA | GORWA VADODARA | GOTRI ROAD | MAKARPURA | PADRA | RAOPURA | SUBHANPURA | VARNAMA
Citibank GOTRI ROAD
Corporation Bank CHHOTA UDEPUR | CHOKARI | DABHOI | DABHOI RING ROAD | NASWADI | PADRA | POR | SANKHEDA | VADODARA ATLADRA SUNPHARMA | VADODARA MAKARPURA
Dena Bank ANKODIA | BHILAPUR | BODELI | CHANDOD | CHHOTA UDAYPUR | CHHOTA UDAYPUR | DABHOI | MIYAGAM | MOKSHI | MOKSHI
Federal Bank MAKARPURA | R C DUTT ROAD | VADODARA SAMA | VADODARA WAGHODIA ROAD
HDFC Bank AJOD | ALAVI COOPERATIVE BANK CHOKHANDI | ALHADPURA | BARODA R C DUTT ROAD | BODELI DABHOI ROAD | BOMBAY MERCANTILE CO OP BANK NAGARWADA | CHAPAD | CHHOTA UDAIPUR | DHANIYAVI | DUMAD
ICICI Bank AKOTA | AKSHAR CHOWK | ALIPURA | BARODA | COMMERCIAL CO OPERATIVE BANK LTD | DHANTEJ | GOTHADA | GOTRI ROAD | KARELIBAUG | KARJAN NAGARIK SAHAKARI BANK LTD
IDBI Bank BARODA | GOTRI | M S CO OPERATIVE BANK LTD | MANJALPUR | THE BARODA TRADERS CO OPERATIVE BANK LTD | THE WAGHODIYA URBAN CO OPERATIVE BANK LTD | VADODARA
Indian Bank MANJUSAR
Indian Overseas Bank ITOLA | KALALI | SAMA ROAD | UNDERA | WAGHODIA ROAD
IndusInd Bank DANDIA BAZAAR | GOTRI | KARELIBAUG | NIZAMPURA | SUBHANPURA | VASNA ROAD
Karur Vysya Bank SIDCUP TOWER
Kotak Bank AKOTA BRANCH | BARODA CITY COOP BANK GORWA | BARODA CITY COOP BANK GOTRI | BARODA CITY COOP BANK HARNI | BARODA CITY COOP BANK KARELIBAUG | BARODA CITY COOP BANK MANJALPUR | BARODA CITY COOP BANK SANSTHA VASAHAT | BARODA CITY COOP BANK WADI | GOTRI ROAD BRANCH | KARELIBAUGH BRANCH
PNB ATMAJYOTI | BACK OFFICE | DABHOI | FATEHGANJ | GOTRI ROAD | KARELIBAUG | MANJALPUR | NEW SAMA ROAD | PADRA | PRODUCTIVITY ROAD
SBI ABHILASHA CHOKDI | AIR FORCE STATION | AIR PORT CIRCLE | AIRFORCE STATION MAKARPURA | AJWA ROAD | ALKAPURI | BARODA MAIN | BHAILI | BHATPUR | BODELI
Standard Chartered Bank ALKAPURI
Union Bank of India ALKAPURI | ATHA DUNGRI | BAJUVA | BODELI | CHHOTA UDAIPUR | CMS | DABHOI | DABHOI ROAD | KARELIBAUG | LATIPURA
Vijaya Bank MANJUSAR | SAYAJIPURA
Yes Bank ALIPURA | COOP BANK OF BARODA ALKAPURI | COOP BANK OF BARODA DANDIA BAZAR | KARELI BAUG | MAKARPURA IND EST COOP BANK MAJALPR | MAKARPURA IND EST COOP BANK RAOPURA | MAKARPURA IND EST COOP BANK VADODARA | PRAGATI SAHAKARI BANK HIGH TENSION ROAD VADODARA | PRAGATI SAHAKARI BANK KARELIBAUG | PRAGATI SAHAKARI BANK LTD OP Road VADODARA

Home Loan Customer Care in Vadodara, Email

Bank Customer Care Number
HDFC Bank 079-61606161, loansupport@hdfcbank.com
Citibank 079-26422484
Kotak Bank 0265-6646022
ICICI Bank 800-066-7777
SBI 972-434-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 9974390909, yestouch@yesbank.in
Indiabulls 079-30484601, homeloans@indiabulls.com
Allahabad Bank 079-26442199, customercare@allahabadbank.in
HDFC 0265-2308400
Indian Bank 1800-425-00-000
Standard Chartered Bank 0265-6601444/ 0265-3940444, customer.care@sc.com
Axis Bank 079-26563232
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 079-26579600/ 079-26574852
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0265-2361852
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 9898377373
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Janata Sahakari Bank 020-24494226
Abhyudaya Cooperative Bank 022-25246445
Bharat Cooperative Bank 0265-2322814
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
06th Dec 16 Home loan securitization market to remain robust despite demonetization
CRISIL, a leading credit rating agency, has kept a positive outlook on home loan securitization in the post demonetisation market scenario. Mortgage backed securities with their long tenures and low delinquency rates are expected to continue attracting long term investors. Volumes in mortgage backed securities have already touched Rs. 19,000 crore in first half of 2016-17, significantly higher than the annual volumes of Rs. 15,000 crore registered in 2014-15.
06th Dec 16 JM Financial Products completes stake buy in India Home Loan
JM Financial Products, a subsidiary of JM Financial Limited, has completed an acquisition of 24.5 percent stake in India Home Loan Limited. The company has acquired 1,500,000 shares through preferential allotment route. India Home Loan provides home loan to individuals and families in the affordable housing segment.
05th Dec 16 IDFC Bank reduces its home loan rates by 10 basis points
IDFC Bank has reduced its simple home loan rate by 10 bps to 9.15 percent from 9.25 percent earlier. Revised short and sweet home loan rate has been reduced to 9.30 percent from 9.40 percent earlier. Home loan rate of IDFC Bank depends on six month MCLR rate which currently stands at 9 percent. The rates are effective from 1st December, 2016.
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.