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United Bank Home Loan Statement

United Bank Bank Home Loan Provisional Certificate

Last Updated 03rd Aug 2021

  • United Bank of India home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the United Bank of India home loan borrower.
  • United Bank of India home loan statement is also called United Bank of India home loan provisional certificate.
  • United Bank of India home loan borrowers can access the statement both offline and online.
  • You can use United Bank of India home loan statements to apply for a new loan or calculate your debt to income ratio.

United Bank of India has merged into Punjab National Bank on April 1, 2020. The interest rates of Punjab National Bank will now be applicable on United Bank of India Home Loan.

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What is United Bank Home Loan Statement?

United Bank home loan statement is a summarized version of the United Bank home loan. United Bank bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his United Bank home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. United Bank home loan statement, also called as United Bank bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get United Bank Home Loan Provisional Certificate Online?

Similar to all banking activities, a United Bank home loan statement or United Bank home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the United Bank net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the United Bank home loan statement opens. You can either view, print or can avail United Bank home loan statement online download facility.

How to Get a United Bank Home Loan Statement Offline?

United Bank home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest United Bank branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are United Bank Home Loan Statements Required?

United Bank home loan statement is required to serve the following purpose:

  • United Bank provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these United Bank loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • United Bank home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my United Bank of India home loan provisional certificate?

You can download the United Bank of India home loan provisional certificate online using the United Bank of India net banking facility or the United Bank of India home loan portal. To avail the facility of United Bank of India home loan statement online download or to download the United Bank of India provisional certificate you need to enter your login and home loan details.

How can I get my United Bank of India home loan statement online?

You can get your United Bank of India home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an United Bank of India housing provisional certificate?

United Bank of India housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest United Bank of India bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my United Bank of India Loan Account Statement?

You can find details about United Bank of India loan account statements online through United Bank of India netbanking account. In addition, to download an interest certificate United Bank of India offline, you can visit the nearest bank.

How can I check my United Bank of India loan balance online?

You check United Bank of India loan balance online by logging to your United Bank of India account through netbanking. You can also download a United Bank of India home loan interest certificate or United Bank of India loan account statement to check your loan balance.


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United Bank Home Loan News - Dec 2021
  • 2021-07-15 : UBI and OBC merged with PNB
    After the merger of UBI and OBC with PNB in April 2020, PNB has now updated the IFSC codes of all the branches of PNB and UBI. New IFSC codes have come into effect from July 1, 2021.
  • 2019-07-19 : United Bank of India loans to get cheaper, as lender reduces MCLR rates by 5 basis points
    United Bank of India has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points. The move is supposed to make customer loans like home loans and mortgage loans cheaper. The lender has reduced a one-year MCLR rate to 8.70% as against 8.75% earlier. For one-month and three months, the rate has been revised to 8.25% and 8.40% respectively, which is also down by 5 basis points from earlier rates. The rates are effective from July 17, 2019.
  • 2019-04-18 : United Bank of India cuts MCLR by 5 basis points
    United Bank of India has reduced its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points across all tenors for the month of April. The move is supposed to make home loans and mortgage loans cheaper. Now for 3 months, the MCLR stands at 8.45% as compared to 8.50% earlier while for 6 months, the rate has been revised to 8.55% from 8.60% respectively and for 1 year the rate now stands at 8.80% from 8.85% earlier. The revised rates are effective from April 18, 2019.
  • 2019-01-21 : United Bank of India partners with Star Health & Allied Insurance Company
    Public sector lender, United Bank of India (UBI) has announced its partnership with Star Health & Allied Insurance Company that would offer third-party health cover to its customers. In this way, the lender has become a corporate agent of the health insurer. This arrangement would help the bank boost its fee income. In addition to this, the bank is also planning to boost its home loan portfolio this year.
  • 2018-09-14 : United Bank of India shoot up Floating Home Loan rates by 5bps
    United Bank of India has increased its floating interest Rate on the home loan by 5 basis points. The new rate for the Home loan now stands at 8.65%, which was 8.60% earlier. These rates are currently effective. There is no change in the processing fees.
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