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Union Bank of India Home Loan Statement

Union Bank Bank Home Loan Provisional Certificate

Last Updated 13th May 2021

  • Union Bank of India home loan statement is a summarized version of the availed home loan by a borrower.
  • Union Bank of India loan statement is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, and remaining loan amount and home loan EMIs to be paid by the Union Bank of India home loan borrower.
  • Union Bank of India home loan statement is also called Union Bank of India home loan provisional certificate.
  • The statement can be accessed both offline and online by the Union Bank of India home loan borrowers.
  • Union Bank of India home loan statement can be used to apply for a new loan or to calculate your debt to income ratio.
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Union Bank Home Loan Statement

Union Bank home loan statement is a summarized version of the Union Bank home loan details. Union Bank bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his Union Bank home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. Union Bank home loan statement, also called as Union Bank bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to get Union Bank Home Loan Provisional Certificate Online?

Similar to all banking activities, Union Bank home loan statement or Union Bank home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

  • Visit the Union Bank net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the Union Bank home loan statement opens. You can either view, print or can avail Union Bank home loan statement online download facility.

How to get Union Bank Home Loan statement Offline?

Union Bank home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest Union Bank branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why Union Bank Home Loan Statements are required?

Union Bank home loan statement is required to serve the following purpose:

  • Union Bank provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these Union Bank loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • Union Bank home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my Union Bank of India home loan provisional certificate?

Union Bank of India home loan provisional certificate online can be downloaded using the Union Bank of India net banking facility or the Union Bank of India home loan portal. You need to enter your login and home loan details to download the Union Bank of India provisional certificate or to avail Union Bank of India home loan statement online download.

How can I get my Union Bank of India home loan statement online?

You can get your Union Bank of India home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a Union Bank of India loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

How can I get an Union Bank of India housing provisional certificate?

Union Bank of India housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest Union Bank of India bank branch physically. The online services, on the other hand, can be availed through the net banking portals.


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Union Bank Home Loan News - Jun 2021
  • 2020-12-03 : Union Bank completes integration of all branches of Corporation Bank
    Union Bank of India has completed the IT integration after which all the branches of former Corporation Bank have come fully under its fold as part of the amalgamation exercise. Union Bank offers retail loans like home, personal, car, two-wheeler, gold loan along with business and mudra loans.
  • 2020-11-10 : Union Bank of India net profit ₹517 cr in Q2
    Union Bank of India reported a net profit of Rs 517 crore in the September quarter as against a loss of Rs 994 crore in the same period last year. The net interest income (NII) rose 6.05% to Rs 6,293 crore on the back of retail loans like home, personal, gold, two-wheeler and car loan along with business and mudra loans. Further, the net interest margin (NIM) dipped to 2.51% in Q2FY21 from 2.68% in the year-ago quarter.
  • 2020-08-24 : Union Bank of India posted Rs. 340.95 crore net profit in Q1FY21
    Union Bank of India posted a net profit of Rs.340.95 crores for the period ended June 30, 2020, as against a net loss of Rs.2713.03 crores for the period ended March 31, 2020. Further, the Bank reported total income of Rs.20487.01 crores bolstered by retail loans like home, personal, car, two-wheeler and gold loan along with business and mudra loans.
  • 2020-02-12 : Union Bank posted a Q3 profit of Rs. 575 Crores
    Union Bank reported an increase in Q3 profit to Rs. 575 crores on the back of higher recoveries. Net interest income grew by 23% year-on-year basis at Rs. 3,134 crores against Rs. 2,493 crores in the year-ago period driven by an increase in Home Loan and Personal Loan.
  • 2019-12-12 : Union Bank of India cuts MCLR by up to 10 bps
    Union Bank of India has revised its Marginal Cost of Funds Based Lending Rate (MCLR) for December month. For 6-months, the MCLR stands at 8.05% as compared to 8.10% earlier. For 1 year, the rate has been revised to 8.20% from 8.25% earlier. The cut in rates is supposed to make home loan and mortgage loan rates cheaper. The revised rates have been in effect from December 11, 2019.
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