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Syndicate Home Loan Statement

Syndicate Bank Home Loan Provisional Certificate

Last Updated 12th Oct 2021

  • Syndicate Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the Syndicate Bank home loan borrower.
  • Syndicate Bank home loan statement is also called Syndicate Bank home loan provisional certificate.
  • Syndicate Bank home loan borrowers can access the statement both offline and online.
  • You can use Syndicate Bank home loan statements to apply for a new loan or calculate your debt to income ratio.

Syndicate Bank has merged into Canara Bank on April 1, 2020. The interest rates of Canara Bank will now be applicable on Syndicate Bank Home Loan.

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What is Syndicate Home Loan Statement?

Syndicate home loan statement is a summarized version of the Syndicate home loan. Syndicate bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his Syndicate home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. Syndicate home loan statement, also called as Syndicate bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get Syndicate Home Loan Provisional Certificate Online?

Similar to all banking activities, a Syndicate home loan statement or Syndicate home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the Syndicate net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the Syndicate home loan statement opens. You can either view, print or can avail Syndicate home loan statement online download facility.

How to Get a Syndicate Home Loan Statement Offline?

Syndicate home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest Syndicate branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are Syndicate Home Loan Statements Required?

Syndicate home loan statement is required to serve the following purpose:

  • Syndicate provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these Syndicate loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • Syndicate home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my Syndicate Bank home loan provisional certificate?

You can download the Syndicate Bank home loan provisional certificate online using the Syndicate Bank net banking facility or the Syndicate Bank home loan portal. To avail the facility of Syndicate Bank home loan statement online download or to download the Syndicate Bank provisional certificate you need to enter your login and home loan details.

How can I get my Syndicate Bank home loan statement online?

You can get your Syndicate Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an Syndicate Bank housing provisional certificate?

Syndicate Bank housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest Syndicate Bank bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my Syndicate Bank Loan Account Statement?

You can find details about Syndicate Bank loan account statements online through Syndicate Bank netbanking account. In addition, to download an interest certificate Syndicate Bank offline, you can visit the nearest bank.

How can I check my Syndicate Bank loan balance online?

You check Syndicate Bank loan balance online by logging to your Syndicate Bank account through netbanking. You can also download a Syndicate Bank home loan interest certificate or Syndicate Bank loan account statement to check your loan balance.


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Syndicate Home Loan News - Nov 2021
  • 2021-07-15 : Syndicate Bank merged with Canara Bank - IFSC and SWIFT code changed
    After the merger of Syndicate and Canara Bank, the IFSC codes for erstwhile Syndicate Bank customers will be changed from July 1 this year. Existing Syndicate Bank customers will have to use their new IFSC codes for online transactions through NEFT, RTGS or IMPS routes.
  • 2020-02-12 : Syndicate Bank reported a Q3 of Rs. 435 crores
    Syndicate Bank Q3 profit soared to Rs. 434 crore for the current financial year. Total income grew to Rs. 6,316 crores driven partially by retails loans like Home Loan, Personal Loan and Busines Loan. Further, the gross bad loans came down to 11.33% for the quarter ending December.
  • 2019-12-19 : Syndicate bank reduced its home loan interest rate.
    Syndicate Bank has reduced its home loan interest rate from 8.15% to 8%, which is 10bps lower than the industry average. The industry average of home loans is 8.1%. This new interest rate will be available for loans up to 50 lakhs. They are applicable from 1st January 2020.
  • 2019-08-22 : Syndicate Bank revises home loan rates
    Recently, syndicate bank linked its home loan lending rates with RBI’s repo rate. As per the revision, the latest repo linked rate on a home loan is 8.30%. This is inclusive of the repo rate, and an additional interest charged at 2.90%.
  • 2019-08-13 : Syndicate Bank reduces MCLR rates by 25 bps making it home loans cheaper
    Post announcement of repo rate cut by the RBI by 35 bps, Syndicate Bank also has slashed its Marginal Cost of Funds Based Lending Rate (MCLR) by 25 basis points. The move is supposed to make retail loans like home loans and mortgage loans cheaper. The lender has reduced a one-year MCLR rate to 8.35%. Earlier the rate was 8.60%. For one-month and three months, the rate has been revised to 8.00% and 8.20% respectively. The rates are effective from August 12, 2019.
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