Home Loan in Surat - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Surat, Lowest EMI Per Lakhs

Last Updated 04th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
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Home Loan Surat

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance
Surat has now emerged as a key real estate destination with many popular builders such as :
  • Aagam Infra
  • Aakash Group
  • Aastha Group
  • Akshar Group
  • Ambika Builders
  • Aphrodite Infra
  • Aswani
  • Avadh Buildcon
  • Balaji Properties
  • Darshan Buildcon
  • DBR Ravani Developers
  • Dhara Developers
  • Drashti Developers
  • Elmore Developers
  • Evergreen Industries
  • Gangotri Enterprise
  • Gayatri Developers
  • Ghelani Builders
  • Gruham Developer
  • Happy Home
  • Hari Corporation
  • Harihar Dwellings
  • Hindva Builders
  • Janki Corporation
  • Jayveer Enterprise
  • KG Foundation
  • Khodiyar Corporation
  • Khusi Enterprise
  • Kotadia Corporation
  • Krishna Enterprises
  • Lathiya Developers
  • Madhav Builders
  • Maithri Developers
  • Manibhadra Developers
  • Maruti Developers
  • Milano Group
  • Milestone Group
  • MKB Corporation
  • Muniraj Corporation
  • Nain Corporation
  • Narayan Enterprises
  • NDK Developers
  • Neminath Enterprise
  • Nikhil Builders
  • Nirant Homes
  • Om Developers
  • Opulence Developers
  • Parth Group
  • Pramukh Developers
  • Priyanka Enterprises
  • Pushpam Corporation
  • Raghuvir Builders
  • RAJHANS
  • Rameshwaram Group
  • Ratna Organisers
  • Ravani Builders
  • Ruchi Infrastructure
  • S K Developers
  • Sahaj Enterprise
  • Sai Associates
  • Sai Developers
  • Sambhav Infrastructure
  • Sangini Group
  • Sarjan Corporation
  • Sarthi Developers
  • Satellite Buildcon
  • Savani Enterprise
  • Shagun
  • Shah Corporation
  • Sharnam Developers
  • Shaurya Infrastructure
  • Shiv Construction
  • Shivam Developers
  • Shraddha Enterprise
  • Shree Balgauri Developers
  • Shree Hari Corporation
  • Shree krishna Corporation
  • Shree Properties
  • Shree Shubh Builders
  • Shreeji Developers
  • Shri Narayan Corporation
  • Shri Pujan Enterprise
  • Shrinidhi Corporation
  • Shripad Corporation
  • Shrushti Corporation
  • Shubam Developers
  • Shubh Infrastructure
  • Shyam Corporation
  • Space Developers
  • Srushti Corporation
  • Sthapatya Developers
  • Stuti Corporation
  • Sugam Corporation
  • Sun Buildcon
  • Surbhi Developers
  • Surka Corporation
  • Suryavanshi Enterprise
  • Suvidhi Corporation
  • Swagat Developers
  • Swastik Developers
  • Tirupati Shyam Enterprise
  • Vaghasia Buildcon
  • Vaikunth Corporation
  • Vaishno Devi Realty
  • Vama Infratech
  • Varun Corporation
  • Vasu Infrastructure
  • Vasupujya Developers
  • Vee Aar Associates
  • Velji Bhai Heta
  • Vijay Buildcon
  • Virani Builders
  • Vrundavan
  • Western Group
  • Yash

Here at MyLoanCare, you can compare lowest interest rates and apply home loan online from leading banks in India and avail doorstep service.

Surat Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Surat

Bank Branch
Allahabad Bank BOMBAY MARKET | NANPURA | NANPURA SURAT | SURAT CITY NANA VARACHA
Andhra Bank AMROLI | BARDOLI | BHATARROAD | GHODDOD ROAD | KATARGAM | LP SAVANI ROAD | PARVAT PATIYA | RING ROAD | SACHIN | SURAT
Axis Bank ADAJAN | ALTHAN | ASNABAD | ATHWALINES | BARDOLI | BHAGAL SURAT | HARIPURA | HYPER CITY | ICHCHAPORE | KAPODRA
Bank of Baroda ABRAMA | AMBAJI ROAD | AMBHETI | AMROLI | ANAVAL | ARETH | ATHWALINES | BALESHWAR | BAMROLI ROAD | BANDHARPADA
Bank of Maharashtra ADAJAN | BARDOLI | CITYLIGHT | GUNSADA | RING ROAD | VAKTANA | VANZ
Canara Bank ACCOUNTS SECTION | ADAJAN | BARDOLI | BHIMPORE DAMAN | GHODDOD ROAD | HATHURAN | HAZIRA | K M ROAD | KAMREJ | MAJURA GATE
Citibank GHOD DOD ROAD
Corporation Bank ADAJAN | BABEN | BARDOLI | HAJIRA | KAMREJ | KATARGAM | KIM CHAR RASTA | PANDESARA | PARLE POINT | SACHIN
Dena Bank AKOTI | AMBHETI | BAJIPURA | BARDOLI | BHATAR ROAD | BHESTAN | BUHARI | BURHANPURI BHAGOL | DEVADH | DEVADH
Federal Bank ADAJAN | KADODARA | KAMREJ | KUMBARIYA | LASKANA | MOTA BORSARA | PALSANA | PIPODARA | SURAT | TEN
HDFC Bank ADAJAN | AKHAND ANAND CO OP BANK KATARGAM | AMROLI | ANNAR PURNA TEXTILE MARKET | ASTA MAIN ROAD | ATHWAGATE | BARDOLI SHASHTRI ROAD | BARDOLI STATION ROAD | BHATAR | BILLIMORA
ICICI Bank ATHWA LINES SURAT | BARDOLI | CITY LIGHT | ESSAR HAZIRA | HANUMAN ROAD SURAT | HAZIRA | KATARGAM | KUMBHARIYA | LAL GATE SURAT | MAJURA GATE
IDBI Bank ADAJAN | BARDOLI | CCU | CORPORATE BANKING | ESSEN HOUSE SURAT | HAZIRA | KATARGAM | KUMBHARIA | PALSANA | RETAIL ASSET CENTRE
Indian Bank ADAJAN | ATHWALINES | BHATAR | NEW ADAJAN | SACHIN | SURAT
Indian Overseas Bank ADAJAN | AMROLI | BARDOLI | HAJIRA | KATARGAM | PAL | PIPLOD | RANDER | SACHIN | SURAT
IndusInd Bank Bardoli | VARACHHA ROAD
Karur Vysya Bank SURAT | UM ROAD
Kotak Bank ADAJAN | C D HOUSE | CLOTH MARKET | GHOD DOR ROAD | KUMBHARIA ROAD | PUNA SURAT | RING ROAD | SURAT HAJIRA INN | SURAT PIPLOD
PNB ANKALESWAR GIDC | BACK OFFICE | BARDOLI | CURRENCY CHEST | DUMAS ROAD | MAJURA | MG ROAD LALGATE | NTPC KAWAS | RA JUNCTION | RCC
SBI A K ROAD | ABHIKRAM COMPLEX | ADAJAN | ADB MAHUVA | ALTHAN | AMBIKANIKETAN | AMROLI | ANAVAL | APPAREL PARK SACHIN | ASNAD
Standard Chartered Bank PARLE POINT
Syndicate Bank ADAJAN | ANTROLI | BAGUMARA | CAO | ERTHAN | HAJIRA | JOKHA | JOLVA | KADODARA | PARLE POINT
Union Bank of India ADAJAN SURAT | ATHWA LINES | BARDOLI | CITY LIGHT SURAT | DAHEJ | DEVGADH | HARIPURA | ICHCHHAPORE HAZIRA RAOD | KANPITH | KATHOR
Vijaya Bank BARDOLI | MAJURA GATE | SACHIN | SURAT | VARACHHA ROAD
Yes Bank ASSOCIATE COOP BANK RING ROAD SURAT | ASSOCIATE COOP BANK SAGRAMPURA | ASSOCIATE COOP BANK SALABATPURA | ASSOCIATE COOP BANK UMARWADA | BALDA | BARDOLI | MOUJE SACHIN | PANCHSHEEL COOP BANK BELGIUM TOWER | PANCHSHEEL COOP BANK KAILASH NGR | PANCHSHEEL COOP BANK KATARGAM

Home Loan Customer Care in Surat, Email

Bank Customer Care Number
HDFC Bank 079-61606161, loansupport@hdfcbank.com
Citibank 0261-6532484
Kotak Bank 0261-6600602
ICICI Bank 800-066-7777
SBI 972-434-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 9974390909, yestouch@yesbank.in
Indiabulls 079-30484601, homeloans@indiabulls.com
Allahabad Bank 079-26442199, customercare@allahabadbank.in
HDFC 0731-4433333
Indian Bank 1800-425-00-000
Standard Chartered Bank 0261-6601444/ 0261-3940444, customer.care@sc.com
Axis Bank 079-26563232
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 079-26579600/ 079-26574852
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0261-3462216
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 9898377373
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Janata Sahakari Bank 020-24494226
Bharat Cooperative Bank 0261-2546800
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
23rd Nov 16 Cheaper housing loans for National Pension Subscribers
Housing loans may get cheaper for National Pension Scheme (NPS) subscribers. A committee has been formed under the chairmanship of former CEO of HDFC Life to study the matter. Committee will submit its first report within six weeks of the first meeting that was held on 19th November, 2016.The decision will be taken in consideration that pension and housing are the two important retirement assets.
22nd Nov 16 Loan borrowers to get additional 60 days to repay for bad loans up to Rs. 1 crore
Reserve Bank of India relaxed rules for loan borrowers and provided additional 60 days for repayment of their home, car, property and other loans for repayment due between 1st November and 31st December, 2016. The relaxation will be applicable on term loans such as business loan, personal loan and other secured loans with loan amount up to Rs. 1 crore.
18th Nov 16 Housing Finance sector to face rough path due to demonitisation
Housing Finance sector is one of the sectors that have been badly hit by money demonetisation. Reserve Bank of India is likely to cut rate in December by 50 to 100 basis points. Activity in the home loan sector can be expected to pick up, post reduction in interest rates.
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