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South Indian Bank Home Loan Statement

South Indian Bank Bank Home Loan Provisional Certificate

Last Updated 26th Nov 2021

  • South Indian Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the South Indian Bank home loan borrower.
  • South Indian Bank home loan statement is also called South Indian Bank home loan provisional certificate.
  • South Indian Bank home loan borrowers can access the statement both offline and online.
  • You can use South Indian Bank home loan statements to apply for a new loan or calculate your debt to income ratio.
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What is South Indian Bank Home Loan Statement?

South Indian Bank home loan statement is a summarized version of the South Indian Bank home loan. South Indian Bank bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his South Indian Bank home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. South Indian Bank home loan statement, also called as South Indian Bank bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get South Indian Bank Home Loan Provisional Certificate Online?

Similar to all banking activities, a South Indian Bank home loan statement or South Indian Bank home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the South Indian Bank net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the South Indian Bank home loan statement opens. You can either view, print or can avail South Indian Bank home loan statement online download facility.

How to Get a South Indian Bank Home Loan Statement Offline?

South Indian Bank home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest South Indian Bank branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are South Indian Bank Home Loan Statements Required?

South Indian Bank home loan statement is required to serve the following purpose:

  • South Indian Bank provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these South Indian Bank loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • South Indian Bank home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my South Indian Bank home loan provisional certificate?

You can download the South Indian Bank home loan provisional certificate online using the South Indian Bank net banking facility or the South Indian Bank home loan portal. To avail the facility of South Indian Bank home loan statement online download or to download the South Indian Bank provisional certificate you need to enter your login and home loan details.

How can I get my South Indian Bank home loan statement online?

You can get your South Indian Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an South Indian Bank housing provisional certificate?

South Indian Bank housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest South Indian Bank bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my South Indian Bank Loan Account Statement?

You can find details about South Indian Bank loan account statements online through South Indian Bank netbanking account. In addition, to download an interest certificate South Indian Bank offline, you can visit the nearest bank.

How can I check my South Indian Bank loan balance online?

You check South Indian Bank loan balance online by logging to your South Indian Bank account through netbanking. You can also download a South Indian Bank home loan interest certificate or South Indian Bank loan account statement to check your loan balance.


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South Indian Bank Home Loan News - Nov 2021
  • 2021-10-22 : South Indian Bank Ltd Posts Loss in Q2 FY2021-22
    For the quarter ended September 30, 2021, the total income of the bank was ₹ 1746.03 crores as against ₹2115.71 crores in the corresponding quarter of the previous year and ₹2081.73 crores in the previous quarter. As a result, the bank has reported a loss of Rs. 187.06 crore for Q2 of FY 2021-22.
  • 2021-06-22 : Revised marginal cost of lending rates for South Indian Bank
    South Indian Bank changed its MCLR. The overnight and one-month MCLR is 7.95% and 8% respectively. MCLR for three months, six months and one year stand at 8.05%, 8.10% and 8.30% respectively. The revised rates are effective from 20 June 2021.
  • 2021-05-21 : South Indian Bank posts net profit of nearly ₹7 crores in Q4
    South Indian Bank reported a net profit of Rs 6.79 crore for the fourth quarter of FY21, against a loss of Rs 143.69 crore in the year-ago period. For the whole FY21, the bank has reported a net profit of Rs 61.91 crore backed by Retail advances which include home, LAP, personal, two-wheeler, car, gold, education and doctor loan. The total deposit base at the end of the March quarter is seen higher by 9% y-o-y at Rs 69,827 crore, while advances declined by 9% to Rs 59,418 crore.
  • 2021-01-25 : South India Bank reported 3FY21 loss at Rs. 91.62 crore
    South Indian Bank reported a total income of Rs.2082.08 crores backed by home, personal, education, gold, car and two wheeler loans along with business and mudra loans during the period ended December 31, 2020. Further, it posted a net loss of Rs.91.6 crores for the period ended December 31, 2020.
  • 2019-12-23 : South Indian bank cuts MCLR rates
    South Indian Bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by up to 10 bps for December month. For 1 year, the MCLR stands at 9.00% as compared to 9.10% earlier. For overnight, the rate has been cut to 8.30% from 8.40% earlier. The revised standards have been in effect from December 20, 2019. The cut in MCLR will impact the interest rate of MCLR linked home loans.
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