20,00,000 people visited this section in last 30 daysApply Online

Get Cashback of Upto ₹ 1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

SBI Home Loan Statement

SBI Bank Home Loan Provisional Certificate

Last Updated 01st Dec 2021

  • SBI home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the SBI home loan borrower.
  • SBI home loan statement is also called SBI home loan provisional certificate.
  • SBI home loan borrowers can access the statement both offline and online.
  • You can use SBI home loan statements to apply for a new loan or calculate your debt to income ratio.
Apply for Home Loan @ 6.50%* Get upto ₹ 1,000* Cashback

What is SBI Home Loan Statement?

SBI home loan statement is a summarized version of the SBI home loan. SBI bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his SBI home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. SBI home loan statement, also called as SBI bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get SBI Home Loan Provisional Certificate Online?

Similar to all banking activities, a SBI home loan statement or SBI home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the SBI net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the SBI home loan statement opens. You can either view, print or can avail SBI home loan statement online download facility.

How to Get a SBI Home Loan Statement Offline?

SBI home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest SBI branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are SBI Home Loan Statements Required?

SBI home loan statement is required to serve the following purpose:

  • SBI provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these SBI loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • SBI home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my SBI home loan provisional certificate?

You can download the SBI home loan provisional certificate online using the SBI net banking facility or the SBI home loan portal. To avail the facility of SBI home loan statement online download or to download the SBI provisional certificate you need to enter your login and home loan details.

How can I get my SBI home loan statement online?

You can get your SBI home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an SBI housing provisional certificate?

SBI housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest SBI bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my SBI Loan Account Statement?

You can find details about SBI loan account statements online through SBI netbanking account. In addition, to download an interest certificate SBI offline, you can visit the nearest bank.

How can I check my SBI loan balance online?

You check SBI loan balance online by logging to your SBI account through netbanking. You can also download a SBI home loan interest certificate or SBI loan account statement to check your loan balance.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 7.05%.

    Invest Now
SBI Home Loan News - Dec 2021
  • 2021-09-17 : SBI Bring Down Home Loan Interest Rate
    State Bank of India (SBI) has slashed home loan interest rate by 45 bps (basis points). A customer whose cibil score is above 800 can get a home loan at a lowest rate of 6.70% and whose score is in between 750-800 will get a loan at a rate of 6.80%.
  • 2021-08-13 : SBI offers ZERO processing fees on home loans
    State Bank of India (SBI) is offering zero processing fees on home loans. This is an Independence day offer by the bank as they want to help its customers achieve freedom from rent.
  • 2021-07-07 : SBI offers to revamp loans for personal segment borrowers
    State Bank of India (SBI) has announced offering restructuring of loans to its eligible personal segment borrowers who availed personal loans, home loans, loans against property, Xpress credit, education loans and auto loans before April 1, 2021.
  • 2021-06-18 : SBI kept its Marginal cost of lending rates unchanged
    State Bank of India kept its MCLR rate unchanged with effect from 15 June 2021. The overnight and one-month MCLR is 6.65%. The three months and six months MCLR is 6.65% and 6.95%, respectively. MCLR for one year, two years and three years stand at 7%, 7.20% and 7.30%, respectively.
  • 2021-05-21 : SBI net profit rises 81% YoY
    State Bank of India’s quarterly net profit rose 81% year-on-year to Rs 6,451 crore for the three months ended March. The bank’s total domestic advances rose 5.67% year-on-year to Rs 21.82 lakh crore. Retail advances which include home, LAP, personal, two-wheeler, car, gold, education and doctor loan stood at Rs 8.7 lakh crore. Further, total domestic deposits for SBI which include FD and RD rose 14.26% from a year ago to Rs 35.7 lakh crore. The current account and savings account deposits rose 16.73% year-on-year to Rs 16.47 lakh crore.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...