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SBI Home Loan Statement

SBI Bank Home Loan Provisional Certificate

Last Updated 08th Jun 2021

  • SBI home loan statement is a summarized version of the availed home loan by a borrower.
  • SBI loan statement is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, and remaining loan amount and home loan EMIs to be paid by the SBI home loan borrower.
  • SBI home loan statement is also called SBI home loan provisional certificate.
  • The statement can be accessed both offline and online by the SBI home loan borrowers.
  • SBI home loan statement can be used to apply for a new loan or to calculate your debt to income ratio.
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SBI Home Loan Statement

SBI home loan statement is a summarized version of the SBI home loan details. SBI bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his SBI home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. SBI home loan statement, also called as SBI bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to get SBI Home Loan Provisional Certificate Online?

Similar to all banking activities, SBI home loan statement or SBI home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

  • Visit the SBI net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the SBI home loan statement opens. You can either view, print or can avail SBI home loan statement online download facility.

How to get SBI Home Loan statement Offline?

SBI home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest SBI branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why SBI Home Loan Statements are required?

SBI home loan statement is required to serve the following purpose:

  • SBI provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these SBI loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • SBI home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my SBI home loan provisional certificate?

SBI home loan provisional certificate online can be downloaded using the SBI net banking facility or the SBI home loan portal. You need to enter your login and home loan details to download the SBI provisional certificate or to avail SBI home loan statement online download.

How can I get my SBI home loan statement online?

You can get your SBI home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a SBI loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

How can I get an SBI housing provisional certificate?

SBI housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest SBI bank branch physically. The online services, on the other hand, can be availed through the net banking portals.


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SBI Home Loan News - Jun 2021
  • 2021-05-21 : SBI net profit rises 81% YoY
    State Bank of India’s quarterly net profit rose 81% year-on-year to Rs 6,451 crore for the three months ended March. The bank’s total domestic advances rose 5.67% year-on-year to Rs 21.82 lakh crore. Retail advances which include home, LAP, personal, two-wheeler, car, gold, education and doctor loan stood at Rs 8.7 lakh crore. Further, total domestic deposits for SBI which include FD and RD rose 14.26% from a year ago to Rs 35.7 lakh crore. The current account and savings account deposits rose 16.73% year-on-year to Rs 16.47 lakh crore.
  • 2021-05-04 : SBI revised its home loan rates to 6.70%
    State Bank of India revised its home loan rates to 6.70%. The new home loan rates will be effective from 03 March 2021.
  • 2021-04-27 : SBI introduced video KYC on mobile banking app YONO
    With an aim to improve the customer experience and improve the loan and investment portfolio, SBI introduced KYC on its Mobile banking app YONO. The digital initiative, powered by AI and Facial Recognition Technology, is a contactless and paperless process.
  • 2021-04-05 : SBI hiked its home loan rates by 25 BPS to 6.95%
    State Bank of India revised its housing loan interest rate from earlier 6.70% to 6.95%. The new rates will be effective from 1 April 2021.
  • 2021-03-22 : SBI recorded digital transactions as high as 67%
    State Bank of India has recorded a considerable increase in its digital transactions. The bank reported 67% digital transaction in the post Covid period from earlier 60% in the pre Covid times. The increase is attributed to hike in e-commerce due to covid induced lockdown which restricted the movement.
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