Home Loan in Ranchi - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Ranchi, Lowest EMI Per Lakhs

Last Updated 17th Jan 2017
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 8.60% Floating 30 years Rs. 776
ICICI Bank 8.65% Floating 30 years Rs. 780
Axis Bank 8.85% Floating 30 years Rs. 794
HDFC 8.65% Floating 30 years Rs. 780
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 8.80% Floating 25 years Rs. 826
DBS Bank 8.70% Floating 20 years Rs. 881
PNB Housing Finance 8.90% Floating 30 years Rs. 797
Indiabulls 8.65% Floating 30 years Rs. 780
DHFL 8.60% Floating 30 years Rs. 776
Apply Home Loan Online @8.60%*
 Salaried   Self Employed - Professional   Self Employed - Business 





I authorize MyLoanCare, its partners to contact me. This over rides my number being in NDNC registry
X
MyLoanCare

Home Loan Ranchi

  • Home loan options @ 8.60% - 8.7% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance

Ranchi Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Ranchi

Bank Branch
Allahabad Bank ALBERT EKKA CHOWK | ASHOK NAGAR | BARIATU | BRAHMBE | CHUTIA | CIRCULAR ROAD | DHURWA | DORANDA | GEL CHURCH | HARMU COLONY
Andhra Bank KANKE ROAD | MORABADI | RANCHI | RANCHI RATU ROAD
Axis Bank ASHOK NAGAR | BARIATU | KANKE ROAD RANCHI | KANTATOLI | KHUNTI | KUTCHARY ROAD | MAIN ROAD | RATU ROAD | SUJATA CHOWK
Bank of Baroda BARIYATU | BERO | BIRSA CHOWK | BUKRU | BUNDU | DORANDA | HARMU | HESAG | IRBA | KADRU
Bank of Maharashtra RANCHI
Canara Bank ASHOK NAGAR | BANHARA | BARAMBE | BARIATU | BERO | BIRSA CHOWK | BUNDU | BURMU | CENTRAL PROCESSING CENTRE | CHURI
Corporation Bank LIC OF INDIA | RANCHI | RANCHI UPPER BAZAR | RATU
Dena Bank DORANDA | KANKE? | KHUNTI | KHUNTI | RANCHI | SUKURHUTTU | SUKURHUTTU
Federal Bank MAIN ROAD RANCHI
HDFC Bank ASHOK NAGAR | BARIATU RANCHI | BOOTY MORE | CIRCULAR ROAD | HINOO | Kanke | Kanta Toli | Khunti | MAIN ROAD RANCHI | Patratu
ICICI Bank ASHOK NAGAR | BARIATU ROAD | HARMU ROAD | HINOO | KANKE ROAD | LALPUR | MAIN ROAD | MORABADI | RATU ROAD | UPPER BAZAR
IDBI Bank ASHOK NAGAR ARGORA | CENTRAL CLEARING UNIT | JHARKHAND STATE CO OPERATIVE BANK LTD | KANKE ROAD | RANCHI | RANCHI MAIN | RATU ROAD | RETAIL ASSET CENTRE | SINGH MORE | THE RANCHI KHUNTI CENTRAL CO OPERATIVE BANK LTD
Indian Bank KADRU ROAD | KOKAR | MICROSATE | RANCHI
Indian Overseas Bank BARIATU ROAD | CLUB ROAD | DAKRA | DUMARDAGA | GRAM GURU EDUCATION CENTRE | HARMU ROAD | HUNDUR | KANKE ROAD | KHUNTI | KISHOREGANJ
IndusInd Bank LALPUR CHOWK
Karur Vysya Bank MAIN ROAD
PNB AGRORA COLONY | BACK OFFICE | BAHU BAZAR | BARIATU ROAD | BOOTY MORE | BRANMBE | BUKRU | CURRENCY CHEST ANGORA COLONY | CURRENCY CHEST SNG ROAD | DHURWA HEC
SBI AGO COMPLEX | AMY PANDRA | ASHOK NAGAR | BERO | BICHNA | BINGAON SAB | BUNDU | CAC 1 | CAC 2 | CCL CAMPUS
Syndicate Bank KANKE ROAD | KUTCHERY ROAD | LADY KCROY MEM SCHOOL | RANCHI
Union Bank of India ARGORA | ARKI | BARIYATU ROAD | DALTONGANJ | DEEPATOLI | GARHWA | ITKI | KACHERI ROAD | KANKE | KANTATOLI
Vijaya Bank ORMANJHI | RANCHI | TATISILVE
Yes Bank COURT ROAD

Home Loan Customer Care in Ranchi, Email

Bank Customer Care Number
HDFC Bank 1860-266-6161, loansupport@hdfcbank.com
Citibank 1800-180-2484
Kotak Bank 1800-102-6022
ICICI Bank 0651-3366777
SBI 995-595-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 1800-200-7777, homeloans@indiabulls.com
Allahabad Bank 0651-2560357, customercare@allahabadbank.in
HDFC 1800-22-7227
Indian Bank 1800-425-00-000
Standard Chartered Bank 1800-345-1000, customer.care@sc.com
Axis Bank 1800-209-5577
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0651-2331752
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0657-2426802
Federal Bank 1800-425-1199
Dena Bank 1800-233-6427
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Manappuram
Home Loan News - Jan 2017
17th Jan 17 LIC Housing Finance registers a 19 percent growth in its net profit in third quarter of FY 17
LIC Housing Finance has reported an increase of 19 per cent in its net profit at Rs. 499 core for third quarter ending on 31st December, 2016 as compared to Rs. 419 for the corresponding period a year ago. Non performing assets of the company have declined to 0.56 percent from 0.58 percent during the same period a year ago.
16th Jan 17 Home loans are likely to get additional tax incentives in the upcoming union budget for FY17
Union budget for FY 2017 is expected to bring higher tax benefits for middle class home loan borrowers. The benefit is expected to provide an increased tax deduction to home loan borrowers which may go beyond the annual amount of Rs. 2 lakh. The additional tax benefit is likely give a boost to the faltering reality sector that has been adversely hit by demonetisation.
16th Jan 17 Demonetization hits real estate market adversely with sales reduced by 50 per cent
Developers in real estate market have experienced a significant fall in sales of houses by 50 percent during October to December, 2016. Developers in Delhi NCR region alone are estimated to have incurred a revenue loss of around Rs. 22, 600 crore during this period. The effect could also be seen on state government finances in the form of estimated reduction in stamp duty collections of around Rs. 1, 200 crore.
14th Jan 17 Tata Capital Housing Finance reduces home loan interest rates
Tata Capital Housing Finance has reduced its home loan interest rates. The revised home loan rates for loan amount up to Rs.75 lakhs now stands at 8.70 percent for women borrowers. The NBFC has also reduced its home loan rates for other borrowers to 8.75 percent.
13th Jan 17 Standard Chartered Bank reduces home loan interest rates
Standard Chartered Bank has reduced its home loan interest rate by 45 basis points. The revised home loan rate now stands at 8.90 percent as compared to 9.35 percent earlier. The new rate is effective from 8th January, 2017.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.