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PNB Home Loan Statement

PNB Bank Home Loan Provisional Certificate

Last Updated 11th Jun 2021

  • PNB home loan statement is a summarized version of the availed home loan by a borrower.
  • PNB loan statement is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, and remaining loan amount and home loan EMIs to be paid by the PNB home loan borrower.
  • PNB home loan statement is also called PNB home loan provisional certificate.
  • The statement can be accessed both offline and online by the PNB home loan borrowers.
  • PNB home loan statement can be used to apply for a new loan or to calculate your debt to income ratio.
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PNB Home Loan Statement

PNB home loan statement is a summarized version of the PNB home loan details. PNB bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his PNB home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. PNB home loan statement, also called as PNB bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to get PNB Home Loan Provisional Certificate Online?

Similar to all banking activities, PNB home loan statement or PNB home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

  • Visit the PNB net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the PNB home loan statement opens. You can either view, print or can avail PNB home loan statement online download facility.

How to get PNB Home Loan statement Offline?

PNB home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest PNB branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why PNB Home Loan Statements are required?

PNB home loan statement is required to serve the following purpose:

  • PNB provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these PNB loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • PNB home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my PNB home loan provisional certificate?

PNB home loan provisional certificate online can be downloaded using the PNB net banking facility or the PNB home loan portal. You need to enter your login and home loan details to download the PNB provisional certificate or to avail PNB home loan statement online download.

How can I get my PNB home loan statement online?

You can get your PNB home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a PNB loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

How can I get an PNB housing provisional certificate?

PNB housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest PNB bank branch physically. The online services, on the other hand, can be availed through the net banking portals.


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PNB Home Loan News - Jun 2021
  • 2021-02-08 : PNB reported net profit of 506 crores
    PNB posted an 18.5% year-on-year decline in its net profit to Rs 506 crore for the quarter ended December. Further, the bank reported net interest income on the back of retail loans like home, personal, car, two-wheeler and gold loans along with business and mudra loans at Rs 8,313 crore.
  • 2020-12-29 : PNB completes IT integration of all branches of two merged entities
    Punjab National Bank clarified that the customers of the former OBC Bank are now migrated to CBS of PNB wherein they can transact seamlessly via existing branches and digital banking channels like internet banking and mobile banking. The amalgamation of PNB, United Bank of India and OBC has come into effect from April 1, this year. The merger created the second-largest nationalized bank in terms of business and total branches.
  • 2020-12-02 : PNB launched loan management solution to speed up delivery
    Punjab National Bank launched a tech-based loan management solution called LenS-The Lending Solution. It is aimed at speeding up and maintaining accuracy in online loan processing and sanctioning of credit proposals. It will be implemented in a phased manner for all kinds of loans including MSME, agriculture, retail and other credit.
  • 2020-11-03 : PNB reported an 18% decline in Q2 net profit
    PNB posted a 22% increase in net profit to Rs 621 crore in the second quarter against Rs 507 crore in the year-ago period. Bank net interest income rose to Rs 8,393 crore and the bank’s net interest margin improved to 3.21% for the quarter ended September. Further, PNB’s total income backed by retail loans like home, personal, gold, two-wheeler and car loans along with mudra and business loans stood at Rs 23,439.
  • 2020-08-25 : PNB to offer one-time loan restructuring option
    Punjab National Bank is planning to provide a one-time loan restructuring window to corporate and retail loans like home, personal, gold, two-wheeler, car, along with business and mudra loans. The plan is to assist customers whose income has decreased due to COVID-19 pandemic and subsequent lockdown.
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