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LIC Home Loan Statement

LIC Bank Home Loan Provisional Certificate

Last Updated 16th Nov 2021

  • LIC Housing Finance home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the LIC Housing Finance home loan borrower.
  • LIC Housing Finance home loan statement is also called LIC Housing Finance home loan provisional certificate.
  • LIC Housing Finance home loan borrowers can access the statement both offline and online.
  • You can use LIC Housing Finance home loan statements to apply for a new loan or calculate your debt to income ratio.
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What is LIC Home Loan Statement?

LIC home loan statement is a summarized version of the LIC home loan. LIC bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his LIC home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. LIC home loan statement, also called as LIC bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get LIC Home Loan Provisional Certificate Online?

Similar to all banking activities, a LIC home loan statement or LIC home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the LIC net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the LIC home loan statement opens. You can either view, print or can avail LIC home loan statement online download facility.

How to Get a LIC Home Loan Statement Offline?

LIC home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest LIC branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are LIC Home Loan Statements Required?

LIC home loan statement is required to serve the following purpose:

  • LIC provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these LIC loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • LIC home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my LIC Housing Finance home loan provisional certificate?

You can download the LIC Housing Finance home loan provisional certificate online using the LIC Housing Finance net banking facility or the LIC Housing Finance home loan portal. To avail the facility of LIC Housing Finance home loan statement online download or to download the LIC Housing Finance provisional certificate you need to enter your login and home loan details.

How can I get my LIC Housing Finance home loan statement online?

You can get your LIC Housing Finance home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an LIC Housing Finance housing provisional certificate?

LIC Housing Finance housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest LIC Housing Finance bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my LIC Housing Finance Loan Account Statement?

You can find details about LIC Housing Finance loan account statements online through LIC Housing Finance netbanking account. In addition, to download an interest certificate LIC Housing Finance offline, you can visit the nearest bank.

How can I check my LIC Housing Finance loan balance online?

You check LIC Housing Finance loan balance online by logging to your LIC Housing Finance account through netbanking. You can also download a LIC Housing Finance home loan interest certificate or LIC Housing Finance loan account statement to check your loan balance.


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LIC Home Loan News - Nov 2021
  • 2021-11-16 : LIC Housing Finance Increases Home Loan Rates
    LIC Housing Finance has revised the home loan interest rate from 6.00% to 6.66%. The processing fee is Rs 10,000 and maximum tenure is 30 years.
  • 2021-09-24 : LIC Housing Finance Announces New Home Loan Rates
    LIC Housing Finance has slashed the home loan rate to 6.66% for loans up to Rs 2 crore. These rates will be offered to the borrowers who have a credit score above 700 and it is valid till November 30, 2021.
  • 2021-09-07 : LIC Housing Finance Partners with IPPB for Home Loans
    India Post Payments Bank (IPPB) and LIC Housing Finance announced a strategic partnership for providing home loan products to over 4.5 crore customers of IPPB. IPPB will make LICHFL home loan products accessible to its customers pan-India.
  • 2021-07-06 : LIC Housing Finance vies for home loan pie with an interest rate cut
    LIC Housing Finance has cut its minimum home loan rate from 6.90% to 6.66%, signalling its intent to join the battle for market share based on low rates. This is a limited period offer applicable to loans sanctioned till August 31, 2021, provided the first disbursement takes place before September 30, 2021. This interest rate is available on tenures of up to 30 years. It will apply to loan amounts of up to Rs 50 lakh offered to salaried individuals.
  • 2021-03-30 : LICHFL to waive off 6 EMIs under Griha Varishta
    LIC Housing Finance announced that it will waive off the 6 EMIs for its customers under the home loan product, Griha Varishta. The waiver will be offered against the 37th, 38th, 73rd, 74th, 121st and 122nd EMIs when they become due, and adjusted against the outstanding principal. Griha Varishta is a product that caters to retired or serving employees of public sector insurers, central and state government, railways, defence and banks, among others.
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