20,00,000 people visited this section in last 30 days. Apply Online

Get Cashback of Upto ₹ 1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Lakshmi Vilas Bank Home Loan Statement

Lakshmi Vilas Bank Home Loan Provisional Certificate

Last Updated 12th Feb 2021

  • Lakshmi Vilas Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • Lakshmi Vilas Bank loan statement is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, and remaining loan amount and home loan EMIs to be paid by the Lakshmi Vilas Bank home loan borrower.
  • Lakshmi Vilas Bank home loan statement is also called Lakshmi Vilas Bank home loan provisional certificate.
  • The statement can be accessed both offline and online by the Lakshmi Vilas Bank home loan borrowers.
  • Lakshmi Vilas Bank home loan statement can be used to apply for a new loan or to calculate your debt to income ratio.
Apply for Home Loan @ 6.65%* Get upto ₹ 1,000* Cashback

Lakshmi Vilas Home Loan Statement

Lakshmi Vilas home loan statement is a summarized version of the Lakshmi Vilas home loan details. Lakshmi Vilas bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his Lakshmi Vilas home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. Lakshmi Vilas home loan statement, also called as Lakshmi Vilas bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to get Lakshmi Vilas Home Loan Provisional Certificate Online?

Similar to all banking activities, Lakshmi Vilas home loan statement or Lakshmi Vilas home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

  • Visit the Lakshmi Vilas net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the Lakshmi Vilas home loan statement opens. You can either view, print or can avail Lakshmi Vilas home loan statement online download facility.

How to get Lakshmi Vilas Home Loan statement Offline?

Lakshmi Vilas home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest Lakshmi Vilas branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why Lakshmi Vilas Home Loan Statements are required?

Lakshmi Vilas home loan statement is required to serve the following purpose:

  • Lakshmi Vilas provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these Lakshmi Vilas loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • Lakshmi Vilas home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my Lakshmi Vilas Bank home loan provisional certificate?

Lakshmi Vilas Bank home loan provisional certificate online can be downloaded using the Lakshmi Vilas Bank net banking facility or the Lakshmi Vilas Bank home loan portal. You need to enter your login and home loan details to download the Lakshmi Vilas Bank provisional certificate or to avail Lakshmi Vilas Bank home loan statement online download.

How can I get my Lakshmi Vilas Bank home loan statement online?

You can get your Lakshmi Vilas Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a Lakshmi Vilas Bank loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

How can I get an Lakshmi Vilas Bank housing provisional certificate?

Lakshmi Vilas Bank housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest Lakshmi Vilas Bank bank branch physically. The online services, on the other hand, can be availed through the net banking portals.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 9.70%. Cashback of up to ₹ 1,000.

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000 .

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.50% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 11.00%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Lakshmi Vilas Home Loan News - Jun 2021
  • 2020-07-30 : Lakshmi Vilas Bank reported a net loss of Rs 112 crore
    Lakshmi Vilas Bank reported a net loss of Rs 112 crore for the June quarter. The Bank reported total income backed by retails loans like home, personal, gold, car and two-wheeler loans along with the Business and mudra loans of Rs.538.83 crores during the period ended June 30, 2020, as compared to Rs.629.75 crores during the period ended March 31, 2020.
  • 2020-02-18 : Lakshmi Vilas Bank reported a Q3 net loss of Rs. 334.47 crores
    Lakshmi Vilas Bank posted a net loss of Rs. 334.47 crores for the October- December quarter. The total income of the bank is Rs. 585.76 crores, which was Rs. 762.47 crores in the same period a year ago. The bank is now expected to increase retail loans like personal and home loans and business loans to avert the current slump and earn a profit.
  • 2020-01-02 : Lakshmi Vilas Bank revised its MCLR by 5bps
    Lakshmi Vilas Bank revised its MCLR on January 1, 2020. One-year MCLR stands at 10.60% which was earlier set at 10.55%. One month, 3 months and 6-month MCLR is reduced to 10.25%, 10.30%, and 10.40%, respectively. For an overnight period, MCLR stands at 10.20%. The rate changes will impact the home loans and loan against property.
  • 2019-08-01 : Lakshmi Vilas Bank loans to become cheaper by 5 basis points from today
    Lakshmi Vilas Bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points. The move is supposed to make customer loans like home loans and mortgage loans cheaper. The lender has reduced a one-year MCLR rate to 9.95% as against 10.00% earlier. For one-month and three months, the rate has been revised to 9.75% and 9.80% respectively, which is also down by 5 basis points from earlier rates. The rates are effective from August 1, 2019.
  • 2019-06-21 : CCI approves the merger of Indiabulls Housing Finance with Lakshmi Vilas Bank
    The Competition Commission of India (CCI) has approved the proposed merger of Indiabulls Housing Finance with Lakshmi Vilas Bank. After the merger, both the companies are aiming for a more extensive capital base, wider geographical reach, and steady growth across their retail loan book, which currently stands at Rs. 1.23 lakh crore.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...