20,00,000 people visited this section in last 30 days. Apply Online

Get Cashback of Upto ₹ 1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Kotak Bank Home Loan Statement

Kotak Bank Home Loan Provisional Certificate

Last Updated 08th Jun 2021

  • Kotak Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • Kotak Bank loan statement is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, and remaining loan amount and home loan EMIs to be paid by the Kotak Bank home loan borrower.
  • Kotak Bank home loan statement is also called Kotak Bank home loan provisional certificate.
  • The statement can be accessed both offline and online by the Kotak Bank home loan borrowers.
  • Kotak Bank home loan statement can be used to apply for a new loan or to calculate your debt to income ratio.
Apply for Home Loan @ 6.65%* Get upto ₹ 1,000* Cashback

Kotak Home Loan Statement

Kotak home loan statement is a summarized version of the Kotak home loan details. Kotak bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his Kotak home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. Kotak home loan statement, also called as Kotak bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to get Kotak Home Loan Provisional Certificate Online?

Similar to all banking activities, Kotak home loan statement or Kotak home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

  • Visit the Kotak net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the Kotak home loan statement opens. You can either view, print or can avail Kotak home loan statement online download facility.

How to get Kotak Home Loan statement Offline?

Kotak home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest Kotak branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why Kotak Home Loan Statements are required?

Kotak home loan statement is required to serve the following purpose:

  • Kotak provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these Kotak loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • Kotak home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my Kotak Bank home loan provisional certificate?

Kotak Bank home loan provisional certificate online can be downloaded using the Kotak Bank net banking facility or the Kotak Bank home loan portal. You need to enter your login and home loan details to download the Kotak Bank provisional certificate or to avail Kotak Bank home loan statement online download.

How can I get my Kotak Bank home loan statement online?

You can get your Kotak Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a Kotak Bank loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

How can I get an Kotak Bank housing provisional certificate?

Kotak Bank housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest Kotak Bank bank branch physically. The online services, on the other hand, can be availed through the net banking portals.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.65%. Cashback of up to ₹ 1,000.

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000 .

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.50% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 9.60%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Kotak Home Loan News - Jun 2021
  • 2021-04-13 : Kotak Mahindra Bank kept its home loan rate unchanged at 6.65%
    Even as some of the banks have hiked their home loan interest rate, Kotak Mahindra Bank has kept the home loan rate unchanged at 6.65%. The interest rate is applicable for both the home loan and balance transfer product. The bank is aiming to increase its share in the housing loan market.
  • 2021-03-02 : Kotak Mahindra cut its home loan rates to 6.65%
    Kotak Mahindra reduced its home loan rates by 10 bps to 6.65% till 31 March 2021. The 6.65% home loan rate is applicable to both home loan and balance transfer.
  • 2021-01-27 : Kotak Mahindra Bank Q3 net profit up 16%
    Kotak Mahindra Bank posted a net profit of Rs 1,853.5 crore as against Rs 1,595.90 crore last year. The bank reported a growth of 16% on a year-on-year basis backed by home, personal, car, two wheeler and gold loan along with business and mudra loans.
  • 2020-10-20 : Kotak launched 2020 Edition of Khushi Ka Season
    Kotak Bank introduced 2020 edition of Khushi Ka Season. The bank is offering attractive loan rates, loan processing fee waivers and quick online loan approvals on a range of retail and Agri loan segments. Further, customers can avail special offers on banking products including savings accounts, debit & credit cards and no-cost EMI payments
  • 2020-10-16 : Kotak Mahindra Bank launches festive offers
    Kotak Bank introduced festive offers to lure customers. Individuals can avail special offers on banking products including savings accounts, debit & credit cards and no-cost EMI payments. Festive offers include home loans starting at 7% p.a plus savings of up to Rs. 20 lakh on Balance Transfer cases. Further, the bank is offering 50% waiver on Processing Fee on Car Loans, Two-wheeler Loans, Agri-Business, Commercial Vehicle and Construction Equipment.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...