20,00,000 people visited this section in last 30 daysApply Online

Get Cashback of Upto ₹ 1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Pradhan Mantri Awas Yojana Kolkata

Kolkata PMAY

Last Updated 21st Sep 2021

  • Pradhan Mantri Awas yojana Kolkata aims to provide “Housing for All” in urban areas.
  • PMAY Kolkata offers a subsidy on the interest rate of home loans. Applicants can avail of home loans at a subsidized rate of up to 6.5% for a tenure of 20 years.
  • An individual who already owns a pucca house in any part of the country cannot enrol under the Kolkata PMAY project. Check the eligibility criteria.
  • The funds can be used to purchase a property or upgrade a house in Kolkata.
  • In case of queries regarding PMAY Kolkata contact at Urban NHB:1800-11-3377,1800-11-3388 Urban HUDCO: 1800-11-6163.

Pradhan Mantri Awas Yojana in Kolkata

Pradhan Mantri Awas Yojana is a Central Government scheme launched in 2015 to provide ‘Housing for All’ in urban areas by 2022. Under the scheme, the government has promised 2 crore homes to MIG (Middle Income Group) 1 and 2, LIG (Low Income Group), and EWS (Economically Weaker Section). State governments are also a part of PMAY, West Bengal has already launched several housing projects throughout the cities.

In West Bengal it is states governments duty to ensure that beneficiaries of PMAY get home at affordable rates. The authority responsible for managing PMAY Kolkata is West Bengal government.

Features of PMAY Kolkata

Some features of Pradhan Mantri Awas Yojana Kolkata are listed as follows:

  • A total of 1,92,711 beneficiaries have been attached.
  • "Four pillars of PMAY Kolkata are- Insitu Slum Redevelopment, Housing through Credit Linked Subsidy, Affordable Housing in Partnership, Subsidy for Beneficiary"

Contact Details Kolkata awas yojna

If you have any queries related pradhan mantri awas yojana Kolkata call on the given numbers:-

Urban NHB:1800-11-3377,1800-11-3388 Urban HUDCO: 1800-11-6163 You can also visit the municipal corporation of Kolkata to get the details about PMAY.

Highlights of Pradhan Mantri Awas Yojana Kolkata, West Bengal

PMAY Kolkata scheme is loaded with various benefits:-

  • To all the beneficiaries of Kolkata, PMAY interest subsidy is provided for up to 6.50% based on the income group one falls in, for a tenure of 20 years on a housing loan.
  • Senior citizens and differently-abled people get ground floor housing accommodation.
  • Eco-friendly material should be used to construct the property.
  • To promote women homeownership rights, registration under the female name is necessary.
  • The funds can be used to purchase a new house or upgrade a semi pucca or kucha house.

Eligibility Criteria for PMAY Kolkata

The eligibility criteria for Pradhan Mantri Awas Yojana Kolkata is different for every scheme:-

  • Under the EWS category individuals, income should be up to ₹ 3 Lakh per annum.
  • Under the LIG category individuals, income should be between ₹ 3 Lakh to ₹ 6 Lakh per annum
  • Under MIG-I category individuals, income should be between ₹ 6 Lakh to ₹ 12 Lakh per annum
  • Under the MIG- II category, individuals income should be between ₹ 12 Lakh to ₹ 18 Lakh
  • A couple cannot apply with different names
  • If an individual has already availed West Bengal, then he/she cannot apply again.
  • If you or any of your family member- spouse, children, parents- own a house in any part of the country, cannot apply for pm awas yojana Kolkata

Documents required for PMAY Kolkata are:-

The documents required to avail PMAY subsidy in Kolkata are listed as follows:

  • Date of birth proof- Passport/ Driving License/ PAN card/ Birth Certificate
  • Identity proof- Aadhar card/ PAN card/ Passport/ Voter Id card
  • Income proof documents- Salary slips, Bank statements
  • Address Proof- Property tax receipt/ property registration documents
  • Affidavit cum declaration stating that family does not own a pucca house
  • Existing loan details (if any)
  • Processing Fee cheque
  • NOC from a Competent Authority or any Housing Society

How to Apply for Pradhan Mantri Awas Yojana Kolkata?

To apply for Pradhan Mantri Awas Yojana Kolkata, perform the following steps:-

  • Identify the category under which you wish to apply.
  • Visit the official website of PMAY: https://pmaymis.gov.in/.
  • Click ‘Citizen Assessment’
  • Select applicant category
  • Select Aadhar ID or Virtual ID
  • Fill the application form with all the required details.
  • Enter Captcha Code
  • Click Submit

Know About Beneficiary list of PM Awas Yojana in Kolkata

Following are the people who can enjoy the benefit of Pradhan Mantri Awas yojana Kolkata

  • Scheduled castes and scheduled tribes
  • Economically Weaker Section (EWS) of the society
  • Low Income Group
  • Middle Income Groups

List Of Cities

FAQs

How can I check my PMAY Kolkata eligibility?

You can check the PMAY status online by visiting the official website of Pradhan Mantri Awas Yojna. Apart, you can also use PMAY eligibility calculator to determine the subsidy benefits you are eligible for.

How do I apply for PMAY Kolkata 2021?

To apply for PMAY Kolkata 2021, a person has to visit the official website of PMAY, then go to the citizen assessment and then fill in all the required details like aadhar number, name, address etc. and then click Save. An applicant can apply offline as well by visiting the Common Service Centre (CSC).

How can I check my status of West Bengal was yojana online?

To check the PMAY status in West Bengal, you should go to the PMAY official website and then go to ‘Track Assessment Status’ under ‘Citizen Assessment.’ After this, fill in all the required details, name, fathers name or assessment id.

Which bank is best for a PMAY loan?

GIC Housing Finance, Edelweiss and Aadhar Housing Finance offers best PMAY loan in Kolkata at affordable interest rate of 10.25%, 10.50% and 11.75%, respectively.

Who is not eligible for PMAY Kolkata?

An individual who already has a pucca house in a country or West Bengal and has availed the benefit of a government-run housing scheme cannot apply for PMAY Kolkata.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 8.99% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Home Loan News - Sep 2021
  • 2021-09-20 : PNB Introduces Festival Bonanza Offer
    Punjab National Bank (PNB) has introduced a festival bonanza offer under which they reduced home loan interest to 6.80%. Also, the lender has waived off processing fees and documentation charges on all retail loans like home loans, personal loans, car loans, gold loans, property loans. These charges are valid till December 31, 2021.
  • 2021-09-17 : Bank of Baroda Slashes Home Loan Interest Rate
    Bank of Baroda (BOB) has introduced a festive offer #KhushiyonKaShreeGanesh. The lender has reduced the home loan interest rate to 6.75%. Along with a slashed interest rate the bank has also waived off processing fees.
  • 2021-09-17 : SBI Bring Down Home Loan Interest Rate
    State Bank of India (SBI) has slashed home loan interest rate by 45 bps (basis points). A customer whose cibil score is above 800 can get a home loan at a lowest rate of 6.70% and whose score is in between 750-800 will get a loan at a rate of 6.80%.
  • 2021-09-14 : DCB Bank Revises MCLR Rate
    DCB Bank has revised the Marginal Cost of Funds Lending Rate (MCLR) for different tenures. Now, the one-year and six-month MCLR are 9.02%. Three-months MCLR is at 8.77%, one month and overnight MCLR is 8.07%.
  • 2021-09-10 : Kotak Mahindra Bank Cuts Home Loan Interest Rate
    Kotak Mahindra Bank has reduced the home loan interest rate by 15 basis points (bps), ahead of the festive season. Currently, the minimum rate of interest is 6.50%, the special rate is applicable from 10 September 2021 to November 8, 2021.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...