Home Loan in Kolkata - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Kolkata, Lowest EMI Per Lakhs

Last Updated 10th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 9.10% Floating 30 years Rs. 812
ICICI Bank 9.15% Floating 30 years Rs. 815
Axis Bank 9.10% Floating 30 years Rs. 812
HDFC 9.15% Floating 30 years Rs. 815
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 9.30% Floating 25 years Rs. 860
DBS Bank 9.20% Floating 20 years Rs. 913
PNB Housing Finance 9.30% Floating 30 years Rs. 826
Indiabulls 9.15% Floating 30 years Rs. 815
DHFL 9.55% Floating 30 years Rs. 845
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Home Loan Kolkata

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance
Kolkata has now emerged as a key real estate destination with many popular builders such as :
  • Aadya Aarna Realty
  • Aatreyee Nirman
  • Accon Group
  • Adobe Promoters
  • Ajmir Unique
  • Akshara Shelters
  • Alcove
  • Ambey Group
  • Ambuja Housing
  • Amit Enterprises
  • Amrapali Group
  • Anisha Builders
  • Anushka Infrastructure
  • Aquet Trading
  • Argosy Construction
  • Aria Group
  • Arihant Group
  • Arrjavv Builder
  • Ascon Infrastructure
  • Asha Developers
  • Aspiration Group
  • Aster Vinimay
  • Atri Builders
  • Attcon Projects
  • Avani Group
  • Avishi Projects
  • BCT Infrastructure
  • Bengal Ambuja
  • Bengal DCL
  • Bengal Greenfield Housing
  • Bengal Greenfield Housing
  • Bengal NRI Complex
  • Bengal Peerless
  • Bengal Peerless
  • Bengal RBM Promoters
  • Bengal Roys Real Estate
  • Bengal Shelter
  • BGA Realtors
  • Citadel Construction
  • Concast Infrastructure
  • Daffodil Projects
  • Daffodil Projects
  • DC Paul Group
  • Dewki Realtors
  • Dhanania Rubber
  • Dheeraj Promoters
  • Diamond Developers
  • DKB Nirman
  • DNP Group
  • DTC Projects
  • Dynamo Realcon
  • Eden Group
  • Ekta Group
  • Enrico Solutions
  • Fort Group
  • Fortune Group
  • Forum Projects
  • Galaxy Developers
  • Ganapati Construction
  • Gangotri Enterprise
  • Ganguly Group
  • Ghosh Construction
  • GM Group
  • Godrej Group
  • Green Field Housing
  • Green Nest Realty
  • GS Buildtech
  • HD Construction
  • Heavens Developer
  • Heritage Srijan
  • Hiland Group
  • Ideal Group
  • Indicon Estates
  • Indrani Housing
  • Jain Housing
  • Jupiter Infra
  • KD Heights
  • Kyal Developers
  • Larica Estates
  • Lehal Infrustructure
  • Loharuka Group
  • Macwel Infosystems
  • Magnolia
  • Mahadeo Group
  • Mahamaya Construction
  • Mangrove Buildcon
  • Mani Group
  • Maruti Developers
  • Mass Realators
  • Mayfair
  • Meena Construction
  • Merlin Group
  • Metro Properties
  • Mondal Construction
  • Mount Hill
  • MS Builder
  • Natural Projects
  • Navin Space Housing
  • Navneet Promoters
  • NK
  • Nortech Properties
  • Orbit Group
  • Orbit Group
  • Oswal Properties
  • Pabitra Construction
  • Pacific Builders
  • Parasampuria Realty
  • Pasari Group
  • Pranshu Projects
  • Prasad Group
  • Primarc
  • PS Group
  • Purti Group
  • Raycon Engineers
  • RDB Group
  • Realtech Nirman
  • Rechi Construction
  • Reside Group
  • Riya Green Valley
  • Riya Manbhari Projects
  • RMB Developers
  • Rohra Developers
  • Ruchi Infrastructure
  • Rupayan Construction
  • S D Corporation
  • Saket Engineers
  • Salarpuria
  • Sanjivani Projects
  • Scintila Housing
  • Sen Construction
  • SGM Builders
  • Shapoorji Pallonji
  • Shiva Niwas
  • Shrachi Group
  • Shree Ganeshaya Infra
  • Shreshta Contruction
  • Shristi Infrastructure
  • Siddha Group
  • Signum Group
  • South City Projects
  • Space Developers
  • Space Group
  • Star Abasan
  • Starlite Nirman
  • Subha Construction
  • Sugam Corporation
  • Suman Construction
  • Sunidhi Group
  • Sunirman Residency
  • Sureka Group
  • Surekha
  • Svarna Infrastrucure
  • Swan Housing
  • Synergy Technoligies
  • Tanisha
  • Tata Housing
  • Tirumala Construction
  • Tirupati Builders
  • TN Associate
  • Todi Construction
  • Torque Realty
  • Unimark Group
  • Unitech
  • Universal Buildwell
  • Usha Griha Nirman
  • Utsav Projects
  • Vedic Realty
  • Vignesh India
  • Wealth Wizards

Here at MyLoanCare, you can compare lowest interest rates and apply home loan online from leading banks in India and avail doorstep service.

Kolkata Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Kolkata

Bank Branch
Allahabad Bank 2 N S ROAD | ALIPORE BRANCH | ARABINDA SARANI | ASWINIDUTTA ROAD | B B AVENUE | B B CHATERJEE STREET | B K PAL AVENUE | BAGH BAZAR | BAGUIATI | BALLYGUNJE
Andhra Bank BALLYGUNGE | BALLYGUNGE PARK | BEHALA | BIDHANNAGAR | BURRA BAZAR | CHOWRINGHEE | EXTRA STREET | JODHPUR PARK | KAIKHALI | KARAYA ROAD
Axis Bank AKRA FATAK | BAGUIATI | BARASAT | BBD BAGH | BEHALA | BELGHORIA | BELIAGHATA | BRABOURNE ROAD | BURRA BAZAR | CENTRAL AVENUE
Bank of Baroda 5PT CROSING BRANCH | AIRPORT CITY | ALIPORE BRANCH | AROBINDO SARANI WB | B T ROAD | BAGBAZAR | BAGHA JATIN | BAGUIATI | BAISHNABGHATA | BALLYGUNJ
Bank of Maharashtra ASSET RECOVERY BRANCH | BARUIPUR | BEHALA SAKHER BAZAR KOLKATA | BIDHAN NAGAR KOLKATA | CHANDANI CHOWK KOLKATA | CHOWRINGHEE ROAD KOLKATA | FIRINGI KALI BARI | G C AVENUE KOLKATA | GARIA | JADAVPUR
Canara Bank A F KOLKATTA | A R M | ABOURNE ROAD | ACCOUNTS SECTION | ALIPORE | AM ROAD BHAVANIPORE | BAGUIHATI | BOW BAZAAR | BURRA BAZAR | CANNING STREET
Citibank BRABOURNE ROAD | CHOWRINGHEE ROAD
Corporation Bank ALIPUR | ARMENIAN STREET | BALLYGUNGE | BHOWANIPUR | BURTOLLA | C R AVENUE | CANNING STREET | CAPS BRANCH | CORPORATE BANKING | DHARAMTOLLA
Dena Bank ASSET REC BR | BECKBAGANPARK CIR | BEDIAPARA | BHOWANIPORE | BRABOURNE RD | BURRA BAZAR | CALCUTTA SERVICE BR | CALCUTTA SERVICE BR | COLLEGE STREET | CORPORATE BUSINESS BRANCH
Federal Bank ASSET RECOVERY | BALLYGUNGE | BBD BAGH | BEHALA | BHOWANIPORE | BURRA BAZAR | FUNDS and INVESTMENT KOLKATA | KOLKATA C R AVENUE | KOLKATA NEW MARKET | KOLKATA RASHBEHARI AVENUE
HDFC Bank ASYST PARK SECTOR V | B K Paul Avenue | Baghajatin | BAGUIHATI | BAIDYABATI SHEORAPHULI COOP BANK | BALLYGUNGE | BALTIKURI COOPERATIVE BANK BALTIKURI | BANGUR AVENUE | BARASAT | BARRACKPORE
ICICI Bank ALIPORE | ANANDAPUR | BALLYGUNGE CIRCULAR ROAD | BANGUR | BEHALA | BELIAGHATA | BHOWANIPORE | BOC KOLKATA | BOWBAZAR | BRABOURNE ROAD
IDBI Bank 17 MUKHERJEE HOUSE | 44 SHAKESPEARE SARANI | ABHILASHA ANNEX | BANSDRONI | BEHALA BRANCH | BIDHAN NAGAR | BIRATI | BRABOURNE ROAD | COLLEGE STREET | DUM DUM
IDFC Bank KOLKATA BALLYGUNGE CIRCULAR ROAD
Indian Bank ALIPORE ROAD | ARMB KOLKATA | B T ROAD | BALLYGUNGE | BEHALA | BHOWANIPORE | BURRA BAZAAR | CHITTARANJAN AVENUE | DHARAMTOLLA | DUMDUM
Indian Overseas Bank 1ST FLOOR PARK STREET | 3 CHOWRINGHEE APPROACH | AMRATALA | ANAND PALIT ROAD | B P ROAD | BAGHAJATIN | BAGUIATI | BALLYGUNGE | BEHALA | BHOWANIPORE
IndusInd Bank BHOWANIPORE | Burra Bazar | Dunlop | Gariahat | Kankurgachi | SALT LAKE SECTOR 1 | SALT LAKE SECTOR V
Karur Vysya Bank BALIGUNJ | BURRA BAZAAR | KOLKATA DIVISIONAL OFFICE | KOLKATA N S ROAD | KOLKATTA SALT LAKE | SHAKESPEARE SARANI
Kotak Bank BALLYGUNJ | BURRA BAZAR | DALHOUSIE | GOL PARK | KANKURGACHI | NEW ALIPORE | PARK STREET | RASHBEHARI | SALT LAKE | SARAT BOSE RD
PNB ALIPUR CHETLA | ASSET RECOVERY MANAGEMENT | ATM ROAD | B K PAL AVENUE | BACK OFFICE B B RD | BAGUIHATI | BALLYGUNGE | BARA BAZAAR | BEHALA | BELIAGHATA
SBI A E MARKET | AIR CARGO COMPLEX | AIR PORT | ALIPORE COURT TREASURY | ALIPORE ROAD | AMHERST STREET | ARANGHATA | ASHOK ROAD | B B GANGULLY STREET | B K PAUL AVENUE
Standard Chartered Bank 19 N S ROAD | 41 CHOWRINGHEE | BIDHAN SARANI | CHOWRINGHEE | CHURCH LANE | GARIAHAT | GURUSADAY ROAD | JODHPUR PARK | M G ROAD | NEW ALIPORE
Syndicate Bank A R M BRANCH | ALIPORE | ANANDAPUR | ARMY PUBLIC SCHOOL | BALLYGUNJ ST LAWRENCE SCHOOL | BARA BAZAR | BEHALA CHOWRASTHA | BHOWANIPUR | BIDHAN NAGAR | BRABOURNE ROAD CLIVE
Union Bank of India ANDUL ROAD | ASHOKGARH | BAGH BAZAR | BAGUIATI | BAKHRAHAT | BALLYGANJ | BARACKPUR | BARUIPUR | BEHALA | BHAVANIPUR
Vijaya Bank A G TOWERS | A R M BKOLKATA | ALIPORE | ASHUTOSH CHOWDHURY AVENUE | BRABOURNE ROAD | BURRA BAZAR | CHITTARANJAN AVENUE | CORPORATE BANKING BRANCH | CURRENCY CHEST | DHARMATOLLA
Yes Bank ALIPORE KOLKATA | DALHOUSIE | KANKURGACHI | KOLKATA | NATIONAL I E COOP C and BANKING SOC L HEAD OFFICE | SURAJPUR

Home Loan Customer Care in Kolkata, Email

Bank Customer Care Number
HDFC Bank 033-61606161, loansupport@hdfcbank.com
Citibank 033-22832484
Kotak Bank 033-65506022
ICICI Bank 033-33667777/ 033-44455000
SBI 974-842-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 974-849-0909, yestouch@yesbank.in
Indiabulls 983-003-9773, homeloans@indiabulls.com
Allahabad Bank 033-22316634, customercare@allahabadbank.in
HDFC 033-66556655
Indian Bank 033-25736571
Standard Chartered Bank 033-66014444/ 033-39404444, customer.care@sc.com
Axis Bank 033-22839971
United Bank of India 1800-345-0345
Andhra Bank 033-22472068, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 033-22831511/ 033-22806061
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 1800-223-344
Federal Bank 1800-425-1199
Dena Bank 0341 2304567
IDBI Bank 033 2568 6253
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 033- 22900749
State Bank of Mysore 033-23212120
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-345-3422
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 0484-2365657
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 033-7100-9614, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
06th Dec 16 Home loan securitization market to remain robust despite demonetization
CRISIL, a leading credit rating agency, has kept a positive outlook on home loan securitization in the post demonetisation market scenario. Mortgage backed securities with their long tenures and low delinquency rates are expected to continue attracting long term investors. Volumes in mortgage backed securities have already touched Rs. 19,000 crore in first half of 2016-17, significantly higher than the annual volumes of Rs. 15,000 crore registered in 2014-15.
06th Dec 16 JM Financial Products completes stake buy in India Home Loan
JM Financial Products, a subsidiary of JM Financial Limited, has completed an acquisition of 24.5 percent stake in India Home Loan Limited. The company has acquired 1,500,000 shares through preferential allotment route. India Home Loan provides home loan to individuals and families in the affordable housing segment.
05th Dec 16 IDFC Bank reduces its home loan rates by 10 basis points
IDFC Bank has reduced its simple home loan rate by 10 bps to 9.15 percent from 9.25 percent earlier. Revised short and sweet home loan rate has been reduced to 9.30 percent from 9.40 percent earlier. Home loan rate of IDFC Bank depends on six month MCLR rate which currently stands at 9 percent. The rates are effective from 1st December, 2016.
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.