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JK Bank Home Loan Statement

JK Bank Bank Home Loan Provisional Certificate

Last Updated 23rd Nov 2021

  • Jammu And Kashmir Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the Jammu And Kashmir Bank home loan borrower.
  • Jammu And Kashmir Bank home loan statement is also called Jammu And Kashmir Bank home loan provisional certificate.
  • Jammu And Kashmir Bank home loan borrowers can access the statement both offline and online.
  • You can use Jammu And Kashmir Bank home loan statements to apply for a new loan or calculate your debt to income ratio.
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What is JK Bank Home Loan Statement?

JK Bank home loan statement is a summarized version of the JK Bank home loan. JK Bank bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his JK Bank home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. JK Bank home loan statement, also called as JK Bank bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get JK Bank Home Loan Provisional Certificate Online?

Similar to all banking activities, a JK Bank home loan statement or JK Bank home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the JK Bank net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the JK Bank home loan statement opens. You can either view, print or can avail JK Bank home loan statement online download facility.

How to Get a JK Bank Home Loan Statement Offline?

JK Bank home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest JK Bank branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are JK Bank Home Loan Statements Required?

JK Bank home loan statement is required to serve the following purpose:

  • JK Bank provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these JK Bank loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • JK Bank home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my Jammu And Kashmir Bank home loan provisional certificate?

You can download the Jammu And Kashmir Bank home loan provisional certificate online using the Jammu And Kashmir Bank net banking facility or the Jammu And Kashmir Bank home loan portal. To avail the facility of Jammu And Kashmir Bank home loan statement online download or to download the Jammu And Kashmir Bank provisional certificate you need to enter your login and home loan details.

How can I get my Jammu And Kashmir Bank home loan statement online?

You can get your Jammu And Kashmir Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an Jammu And Kashmir Bank housing provisional certificate?

Jammu And Kashmir Bank housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest Jammu And Kashmir Bank bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my Jammu And Kashmir Bank Loan Account Statement?

You can find details about Jammu And Kashmir Bank loan account statements online through Jammu And Kashmir Bank netbanking account. In addition, to download an interest certificate Jammu And Kashmir Bank offline, you can visit the nearest bank.

How can I check my Jammu And Kashmir Bank loan balance online?

You check Jammu And Kashmir Bank loan balance online by logging to your Jammu And Kashmir Bank account through netbanking. You can also download a Jammu And Kashmir Bank home loan interest certificate or Jammu And Kashmir Bank loan account statement to check your loan balance.


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JK Bank Home Loan News - Dec 2021
  • 2021-02-19 : Jammu and Kashmir revised its MCLR
    Jammu and Kashmir changed its MCLR. The overnight, one month and three months rate stands at 6.60%, 6.70% and 6.90%, respectively. The rate for 6 months is 7.20%. Further, the revised rates for one year, two years and three years is 7.35%, 7.80% and 7.85%, respectively. The revised rates are effective from february 10, 2021. The revised rates will impact MCLR linked home loans.
  • 2019-03-14 : Jammu and Kashmir Bank launches Customer- Connect Initiative
    Jammu and Kashmir bank has announced the launch of its customer connect initiative. Under this newly launched initiative, the bank aims to further improve its banking as well as customer services in the near future by addressing the requirements of the customers. In addition to this, the bank also plans to expand its number of bank branches worldwide as well to achieve a significant growth across its retail loans including home loans and personal loans.
  • 2018-05-23 : Jammu and Kashmir Bank revises MCLR
    J&K Bank has hiked its MCLR for the month of May. The rates stand in the range of 7.90% and 9.30%. Six month MCLR is now at 8.65% and that of one year is 8.80%. The new rates are effective from May 10th.
  • 2018-05-15 : J&K Bank reduces loan rates for women borrowers
    Jammu and Kashmir Bank has reduced its interest rates on loans for women borrowers in housing loan segment. The bank has reduced the rate of interest by 10 to 40 basis points in the non priority segment for women borrowers. Interest for two-wheeler loans, loan against mortgage of property and computer loans have been reduced by 50 basis points while in education loan, it has been cut by 75 basis points.
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