Home Loan in Jalandhar - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Jalandhar, Lowest EMI Per Lakhs

Last Updated 03rd Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 9.10% Floating 30 years Rs. 812
ICICI Bank 9.15% Floating 30 years Rs. 815
Axis Bank 9.10% Floating 30 years Rs. 812
HDFC 9.15% Floating 30 years Rs. 815
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 9.30% Floating 25 years Rs. 860
DBS Bank 9.20% Floating 20 years Rs. 913
PNB Housing Finance 9.30% Floating 30 years Rs. 826
Indiabulls 9.15% Floating 30 years Rs. 815
DHFL 9.55% Floating 30 years Rs. 845
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Home Loan Jalandhar

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance

Jalandhar Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Jalandhar

Bank Branch
Allahabad Bank CHOMMO | CRPF COMPLEX EXTN COUNTER | GORAYA | JALANDHAR CITY OFFICE | JALANDHAR CIVIL LINES | JALANDHAR N R I | JALANDHARAMRITSAR BYEPASS ROAD | JALANDHER RAVIDAS CHOWK | MAQSUDAN | MITHAPUR
Andhra Bank DADUWAL | GORAYA | JALANDHAR | LADOWALI ROAD | LIDHRAN | MODEL TOWN JALANDHAR | NAKODAR | PIMS BRANCH
Axis Bank ADAMPUR | ATHAULA | BHOGPUR | BULANDPUR | CHOTTI BARADARI | G T ROAD | GUJRAL NAGAR | JALANDHAR | JALANDHAR SERVICE | KANGNIWAL
Bank of Baroda ADAMPUR | ADARSH NAGAR | BHOGPUR | DHOLETA | DILKUSHA MKT | G T ROAD JULLUNDUR | GANDHRAN | GIDAR PINDI | GORAYA | KAPURTHALA RD
Bank of Maharashtra JALLANDHAR | NAKODAR ROAD JALANDHAR
Canara Bank ADAMPUR | AGRI FIN | APRA | BARAPIND | BEHRAM SARISHTA | BHAGWANPUR | BILGA VILLAGE | BOOTA MANDI | CHACHRARI | CHURWALI
Citibank G T ROAD
Corporation Bank GORAYA | GTB NAGAR | JALANDHAR ROAD | JALANDHAR UE | KISHANGARH | MODEL TOWN ROAD | NAKODAR | NANGAL FATEH KHAN | PHILLAUR
Dena Bank JALANDHAR | JHANDIALA | NAKODAR
Federal Bank JALANDHAR | NAKODAR
HDFC Bank 120 FEET ROAD | ADAMPUR | ADARSH NAGAR | ALIPUR JALANDHAR | APRA | BHOGPUR | BILGA | BMC CHOWK | CHOTTI BARADARI PART I | CIVIL LINES
ICICI Bank CHHOTI BARADARI | CIVIL LINES | G T ROAD GORAYA | G T ROAD KARTARPUR | INDUSTRIAL AREA | JALANDHAR BASTI ROAD | MODEL TOWN | NAKODAR | NEW GRAIN MARKET | NURMAHAL
IDBI Bank APRA | CURRENCY CHEST | JAWAHAR NAGAR | NAKODAR | POST OFFICE ROAD | URBAN TOWER
Indian Bank BANGA | DAYAL NAGAR | G T ROAD | GORAYA | MALLIANKHURD | MALRI | NAKODAR | NAWANSHAHR DOABA | NURPUR | UDHOWAL
Indian Overseas Bank ADAMPUR DOABA | BANGA | BANSANWALA BAZAR | CHAKOHI | DOABA COLLEGE | G T ROAD | G T ROAD | J P NAGAR | JALANDHAR CANTONMENT | KAPURTHALA ROAD
IndusInd Bank Jalandhar Model Town | SHAHKOT
Karur Vysya Bank JALANDHAR
Kotak Bank APRA
PNB ADAMPUR DOABA | ADDA MEHATPUR | ALAWALPUR | APRA | ATTA GORAYA | BABA MOHANDASS NAGAR | BANK ENCLAVE | BASTI DANISHMANDA | BASTI NAU | BHATNURA JADIAN
SBI ADB KALYANPUR | ADB PHILLAUR | AFS ADAMPUR | APRA | AUR | BARA PIND | BASTI ADDA ROAD | BASTI SHEIKH | BEAS PIND | BHOGPUR
Standard Chartered Bank G T ROAD
Syndicate Bank ADAMPUR DOABA | APRA | CANTONMENT | CANTONMENT ARMY SCHOOL | JALANDHAR | NUR MAHAL | PHILLAUR
Union Bank of India ADAMPUR DOABA | BANGA | BARAPIND | BEAS | BHOGPUR | BILGA | BOPARAI | BUTTARAN | CHANDAN NAGAR | GARHA ROAD JALANDHAR
Vijaya Bank BILGA | JALANDHAR | SSI JALANDHAR
Yes Bank ADAMPUR | CITIZENS URBAN COOP BANK CIVIL LINE | CITIZENS URBAN COOP BANK GORAYA | CITIZENS URBAN COOP BANK HO JAWAHAR NAGAR | CITIZENS URBAN COOP BANK KISHANPURA | CITIZENS URBAN COOP BANK MITHAPUR | CITIZENS URBAN COOP BANK NSM | CITIZENS URBAN COOP BANK NURMAHAL | CITIZENS URBAN COOP BANK PARTAPBAGH | G T ROAD GORAYA

Home Loan Customer Care in Jalandhar, Email

Bank Customer Care Number
HDFC Bank 981-533-1111, loansupport@hdfcbank.com
Citibank 0181-5062484
Kotak Bank 0161-65006022
ICICI Bank 730-766-7777
SBI 977-916-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 0161-5024294, homeloans@indiabulls.com
Allahabad Bank 0172-2709458, customercare@allahabadbank.in
HDFC 0172-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0181-6601444/ 0181-3940444, customer.care@sc.com
Axis Bank 0172-2620489
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0181-2243322/ 0181-2243322
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0172-701617
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Capital Local Area Bank 1800-120-1600
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
23rd Nov 16 Cheaper housing loans for National Pension Subscribers
Housing loans may get cheaper for National Pension Scheme (NPS) subscribers. A committee has been formed under the chairmanship of former CEO of HDFC Life to study the matter. Committee will submit its first report within six weeks of the first meeting that was held on 19th November, 2016.The decision will be taken in consideration that pension and housing are the two important retirement assets.
22nd Nov 16 Loan borrowers to get additional 60 days to repay for bad loans up to Rs. 1 crore
Reserve Bank of India relaxed rules for loan borrowers and provided additional 60 days for repayment of their home, car, property and other loans for repayment due between 1st November and 31st December, 2016. The relaxation will be applicable on term loans such as business loan, personal loan and other secured loans with loan amount up to Rs. 1 crore.
18th Nov 16 Housing Finance sector to face rough path due to demonitisation
Housing Finance sector is one of the sectors that have been badly hit by money demonetisation. Reserve Bank of India is likely to cut rate in December by 50 to 100 basis points. Activity in the home loan sector can be expected to pick up, post reduction in interest rates.
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