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IDBI Home Loan Statement

IDBI Bank Home Loan Provisional Certificate

Last Updated 15th Nov 2021

  • IDBI Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the IDBI Bank home loan borrower.
  • IDBI Bank home loan statement is also called IDBI Bank home loan provisional certificate.
  • IDBI Bank home loan borrowers can access the statement both offline and online.
  • You can use IDBI Bank home loan statements to apply for a new loan or calculate your debt to income ratio.
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What is IDBI Home Loan Statement?

IDBI home loan statement is a summarized version of the IDBI home loan. IDBI bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his IDBI home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. IDBI home loan statement, also called as IDBI bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get IDBI Home Loan Provisional Certificate Online?

Similar to all banking activities, a IDBI home loan statement or IDBI home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the IDBI net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the IDBI home loan statement opens. You can either view, print or can avail IDBI home loan statement online download facility.

How to Get a IDBI Home Loan Statement Offline?

IDBI home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest IDBI branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are IDBI Home Loan Statements Required?

IDBI home loan statement is required to serve the following purpose:

  • IDBI provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these IDBI loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • IDBI home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my IDBI Bank home loan provisional certificate?

You can download the IDBI Bank home loan provisional certificate online using the IDBI Bank net banking facility or the IDBI Bank home loan portal. To avail the facility of IDBI Bank home loan statement online download or to download the IDBI Bank provisional certificate you need to enter your login and home loan details.

How can I get my IDBI Bank home loan statement online?

You can get your IDBI Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an IDBI Bank housing provisional certificate?

IDBI Bank housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest IDBI Bank bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my IDBI Bank Loan Account Statement?

You can find details about IDBI Bank loan account statements online through IDBI Bank netbanking account. In addition, to download an interest certificate IDBI Bank offline, you can visit the nearest bank.

How can I check my IDBI Bank loan balance online?

You check IDBI Bank loan balance online by logging to your IDBI Bank account through netbanking. You can also download a IDBI Bank home loan interest certificate or IDBI Bank loan account statement to check your loan balance.


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IDBI Home Loan News - Dec 2021
  • 2021-10-22 : IDBI Bank Net Profit Jumps To 75 percent
    IDBI Bank reported a 75 percent year-on-year (y-o-y) jump in net profit to Rs 567 crore for the quarter ended September. This is a result driven by a reduction in employee costs and an improvement in net interest income (NII). The bank’s NII, or the difference between interest earned and interest expended, rose 9.45 percent y-o-y to Rs 1,854 crore.
  • 2021-10-07 : IDBI Bank Introduces Special Festive Offer
    IDBI Bank has introduced a special festive offer called ‘i_zoomdrive’. The scheme allows quick processing, competitive interest rates, prepayment charges are waived off and 100% financing for certain segments. These offers are available on auto loans, education loans and home loans.
  • 2021-06-10 : IDBI Bank revised its MCLR
    With effect from 08 June,2021, IDBI Bank revised its marginal cost of lending rates. The overnight, one-month and three months MCLR is 7.90%, 7.90% and 7.95%, respectively. The MCLR for six months and one year is 8.10% and 8.25%.
  • 2021-01-15 : IDBI Bank reported Rs 378-crore profit
    IDBI Bank posted a net profit of Rs 378 crore for the December quarter. The loans which includes home, LAP, personal, car, two-wheeler, gold, education and doctor loan along with business and mudra loans fell 7% to Rs 1.6 lakh crore (y-o-y) in December 2020. The bank’s total deposits which includes fixed and recurring deposits rose 2.85% y-o-y to Rs 2.24 lakh crore at the end of December 2020. In addition to this, CASA improved to 48.97% as on December 31, 2020.
  • 2020-10-20 : IDBI Bank launched banking services on WhatsApp
    IDBI Bank launched the banking service on WhatsApp. WhatsApp Banking service will be offered through a dedicated WhatsApp verified number. The bank customers will be able to avail various essential banking services such as account balance information, last five transactions, request for a cheque book and an email statement through newly launched WhatsApp banking services. Further, the details of the nearest IDBI Bank branches or ATMs will also be available via WhatsApp.
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